Headline

Finance Executive | Multi-Bank Treasury Operations · Accounts Payable · Process Automation | Direct Bank Liaison (Axis, SBI, BOB, IndusInd, ICICI) | Vadodara

About

Finance Executive with 3+ years in multi-bank operations, accounts payable, and regulatory compliance. I am the direct liaison with bank officials across Axis, SBI, BOB, IndusInd, and ICICI — handling fund planning, credit facilities, inward/outward remittances (USD/EUR/CAD), and banking instruments. When I found my team opening 5 separate files every morning to check fund positions, I built a centralized Excel dashboard that did the work in one view. That tool is now used daily for proactive liquidity planning. Before corporate finance, I completed, CA articleship executing concurrent bank audits, branch audits across 8 locations, and stock audits for OPAL (ONGC), UPL Limited, and SWAL Corporation. That foundation taught me to catch what others miss. I am based in Vadodara and open to finance, accounts, and banking operations roles.

Location

Vadodara

Work experience

Finance Executive at Excelsource International Pvt. Ltd., Jan 2024 - Present · 2 yrs 6 mos, Vadodara, Gujarat, India, • Coordinate daily fund planning across 5 scheduled banks (Axis, SBI, BOB, IndusInd, ICICI), ensuring timely availability for credit facilities, term loans, and working capital needs across high-volume trading operations. • Streamlined operations by creating an integrated Excel workflow tool that connected previously siloed data sources, reducing reconciliation effort and accelerating planning cycles. • Serve as primary contact with bank officials for fund releases, exchange rate coordination, facility applications, and operational queries. • Process banking instruments (DD, FD, BG, RTGS, cheque) with accurate documentation and timely execution. • Manage inward remittance workflows (USD/EUR/CAD) from bank intimation through disposal, ensuring working capital set-offs and RBI/FEMA compliance. • Handle outward remittance documentation — commercial invoices, packing lists, BL/AWB, and bank portal submissions for import payments and advance remittances. • Trained and onboarded new team members on banking workflows, documentation standards, and compliance protocols

Accounts Executive — Accounts & Operations at Excelsource International Pvt. Ltd., Feb 2023 - Dec 2023 · 11 mos, On-site, • Processed high-volume vendor invoices post-GRN validation for freight forwarders, CHA, and service providers, ensuring internal control compliance. • Managed debit/credit notes and resolved discrepancies across vendor accounts. • Led vendor onboarding — document collection, ERP master creation, payment setup. • Reconciled bank entries across multiple accounts, supporting month-end closure.

Audit & Compliance Executive (Articleship – Bank Audits) at Manoj Vipin & Co, Sep 2021 - Jan 2023 · 1 yr 5 mos, Vadodara, Gujarat, India, • Executed concurrent bank audits for Central Bank of India and Indian Overseas Bank, evaluating loan documentation, KYC compliance, and operational controls. • Conducted quarterly branch audits for Cosmos Cooperative Bank across 8 branches (Anand, Nadiad, 4 Ahmedabad, 2 Indore), assessing ledger accuracy, cash management, loan disbursement, and documentation scrutiny. • Performed stock audits for OPAL (ONGC Petro Additions), UPL Limited, and SWAL Corporation, verifying inventory against book records.

Education

Bachelor of Commerce - BCom, Accounting and Finance, The Maharaja Sayajirao University of Baroda

Chartered Accountancy – Intermediate Level (Not Completed), The Institute of Chartered Accountants of India