Data & AI Product Leadership | Turning Ambiguous Business Problems into Delivered Roadmaps | Ex-HSBC AVP, Ex-Wells Fargo, Ex-PWC | BFSI, Energy & Consulting

Bangalore Urban, Karnataka, India

Bengaluru, Karnataka, India

Bengaluru, Karnataka, India

Bangalore Urban, Karnataka, India

Bengaluru, Karnataka, India





B.E, Telecommunications Engineering
CMR Institute Of Technology
Hiher secondary certificate (PUC), Maths, Chemistry, Physics and Biology
St. Joseph's Pre-University college, bangalore
Join Karthik and 10k+ other professionals on
Tal is the app where bosses meet engineers & builders directly, without middlemen
Download Tal BossData & AI Product Leadership | Turning Ambiguous Business Problems into Delivered Roadmaps | Ex-HSBC AVP, Ex-Wells Fargo, Ex-PWC | BFSI, Energy & Consulting
I turn ambiguous, often conflicting business problems into roadmaps that actually ship. 14+ years across Data Analytics, BI, and Strategic Consulting — building and leading analytics functions at HSBC and Wells Fargo, advising sovereign governments (Japan, UAE), and delivering high-stakes data solutions for Vimeo, Uber, and PayPal. The throughline isn't the tooling. It's problem definition, requirements discovery, stakeholder alignment, and prioritization — the core disciplines of product management, practiced inside data and analytics leadership roles rather than under a formal PM title. What I'm known for: • Product discovery and roadmap ownership — running structured discovery (JTBD), writing PRDs, and applying prioritization frameworks to convert competing stakeholder mandates into one phased delivery plan • AI-forward delivery — hands-on across Azure, Microsoft Fabric, Databricks, GCP, and AWS, with applied GenAI and prompt engineering; my bar for using AI in a feature is the same as any other build decision — does this actually need a model, or does a simpler answer do it • Building the infrastructure underneath the roadmap — data governance, BI modernisation, ETL/ELT pipelines, single-source-of-truth frameworks • Leading through influence — aligning stakeholders across regions and functions who each hold a legitimate but different mandate, without formal authority over most of them • Rapid domain mastery — banking, energy, defence consulting, revenue-recognition accounting; I ramp fast and deliver faster Notable outcomes: • Architecting the Finance-domain automation roadmap for a GCC transformation at OSB India — JTBD discovery, prioritization frameworks, and PRD documentation converting competing UK/India mandates into one phased plan, consolidating a complex, multi-system landscape into a unified target architecture • Workforce-planning analytics covering 10,000+ employees at HSBC (GOTT/BWOT) • Data Governance Framework unifying ~10 operational sources into one source of truth • BCP Risk Analytics dashboard at Wells Fargo — material risk mitigation and cost avoidance • Customer attrition model at Just Energy — reshaped pricing tiers across North American markets • Revenue-recognition framework for Vimeo — adopted as a vendor reference model • Advisory work for the Japanese and UAE governments on technology and economic strategy Currently at OSB India, leading Finance-domain data architecture and automation inside
Bengaluru
claude code
codex
gemini
notebooklm
Technical Lead, Principal Data Business Partner at OSBIndia Private Limited, Jun 2026 - Present · 4 mos, Bangalore Urban, Karnataka, India, ‣ Running structured discovery (JTBD) and PRD documentation to convert competing global (UK) and regional (India) stakeholder mandates into one phased, risk-managed automation roadmap ‣ Partnering with Finance leadership to scope and prioritize automation across core Finance processes, including Accounts Payable and journal entries ‣ Architecting the movement of data across a fragmented, multi-system Finance landscape into a unified cloud data platform ‣ Driving the roadmap toward a consolidated, cloud-based target architecture — the strategic backbone of the transformation
Independent Analytics Consultant at Freelance, Feb 2025 - Jun 2026 · 1 yr 5 mos, Bengaluru, Karnataka, India, A deliberate period of consulting and deep technical upskilling across the modern data and AI stack. ‣ Advised an early-stage startup on end-to-end reporting infrastructure — scoping requirements, selecting BI tools, and delivering dashboards to support strategic decisions ‣ Built hands-on depth across Azure, GCP, and AWS — working pipelines, Medallion architectures, and ML models; deepened expertise in dbt, Delta Lake, Spark,and modern data-stack patterns ‣ Applied structured study in GenAI, Prompt Engineering, and ML fundamentals — evaluated against real delivery problems, not just coursework
AVP - Data Analytics at HSBC, Mar 2024 - Jan 2025 · 11 mos, Bengaluru, Karnataka, India, Led enterprise-grade analytics delivery within Global Technical Training (GOTT), heading the Bank-Wide Operations Transformation (BWOT) Skills Analytics team. ‣ Owned stakeholder engagement and roadmap prioritization for GOTT, aligning ~50 stakeholders across APAC, EMEA, and Europe on delivery sequencing under competing regional priorities ‣ Drove workforce-planning initiatives covering 10,000+ employees, translating an ambiguous talent-strategy mandate into a delivered data architecture ‣ Led a team of 5 analysts, establishing KPI ownership and coaching structures ‣ Engineered a Data Governance Framework consolidating ~10 sources into a single source of truth — improving data quality and compliance
Lead Analytics Consultant (AVP) at Wells Fargo, Nov 2021 - Mar 2024 · 2 yrs 5 mos, Bangalore Urban, Karnataka, India, Led the Business Intelligence Enablement team within Wealth and Investment Management (WIM). ‣ Directed a cross-functional team of 5, translating ambiguous WIM-portfolio requirements into delivered analytical frameworks and executive reporting ‣ Delivered 12 dashboards and 3 executive reports consumed by 100+ stakeholders; built a BCP Risk Analytics dashboard that materially reduced business-continuity risk ‣ Designed a BI capability-uplift programme for 50+ analysts, establishing delivery standards that outlasted the programme
Senior Associate - 2 at PwC, Mar 2020 - Nov 2021 · 1 yr 9 mos, Bengaluru, Karnataka, India, Delivered data-driven consulting solutions for top-tier global clients across GDPR compliance, revenue recognition, and business intelligence domains. ‣ Served as trusted delivery advisor to Vimeo, Uber, and PayPal — translating client business requirements into tailored analytical and compliance solutions ‣ Led end-to-end implementation of a revenue-recognition framework for Vimeo, rapidly acquiring accounting-domain fluency; delivered reference models later adopted by software vendors ‣ Directed delivery of ~50 GDPR compliance dashboards, mentoring a 5-person team
B.E, Telecommunications Engineering, CMR Institute Of Technology
Hiher secondary certificate (PUC), Maths, Chemistry, Physics and Biology, St. Joseph's Pre-University college, bangalore