---
title: "Karthik Velu - Director of Product Management in Chennai | Tal"
description: "Meet Karthik Velu, Product | Kaleidofin | Fintech based in Chennai. AI stack includes antigravity, claude code, and claude."
image: "https://tal.club/meet/karthik-velu/share-image"
---

# Karthik Velu on Tal

## Headline

Product \| Kaleidofin \| Fintech

## About

Currently scaling YubiPool, a securitisation platform built from scratch that enables the discovery, execution, and monitoring of securitised transactions Experienced Senior Product Manager with a track record of successfully building scalable products in the payments, lending, and core banking applications space Proven ability to navigate diverse environments with ease, having successfully worked with start\-ups, large corporates, Indian banks, and foreign banks Demonstrated academic proficiency by earning a merit scholarship for ranking within the top 5 of the MBA class at IIM Bangalore

## Location

Chennai

## AI stack

antigravity

claude code

claude

codex

langsmith

opencode

## Work experience

Director of Product Management at Kaleidofin Private Limited, May 2025 \- Present · 1 yr 4 mos, Chennai, Tamil Nadu, India

Director Product management at Scienaptic AI, Apr 2023 \- Apr 2025 · 2 yrs 1 mo

Senior Product Manager at Yubi, Feb 2022 \- Apr 2023 · 1 yr 3 mos, Chennai, Tamil Nadu, India

Senior Product Manager at Publicis Sapient, Apr 2021 \- Feb 2022 · 11 mos, India

Business Analyst IV at Barclays, Nov 2018 \- Mar 2020 · 1 yr 5 mos, Chennai, Tamil Nadu, India

Manager at Bank of Baroda, May 2014 \- Nov 2018 · 4 y 6 mo, Chennai

Entrepreneur / CEO at Entrepreneurship, May 2012 \- Apr 2013 · 11 mo, Chennai

Program Manager at Cognizant, Jan 2011 \- Apr 2012 · 1 y 3 mo, Chennai

## Education

Master of Business Administration \- MBA, Indian Institute of Management Bangalore

Bachelor of Engineering \(B\.E\.\), Electronics and Instrumentation, St\. Joseph's College of Engineering

[View the original profile](https://tal.club/meet/karthik-velu)

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