---
title: "Karthik Erapalli - Application Architect - Market Risk Platform in Bengaluru | Tal"
description: "Meet Karthik Erapalli, Senior Software Engineer | Conversational AI & FinTech | Data Analytics & ML Integration based in Bengaluru. AI stack includes antigravity and opencode."
image: "https://tal.club/meet/karthik-erapalli/share-image"
---

# Karthik Erapalli on Tal

## Headline

Senior Software Engineer \| Conversational AI & FinTech \| Data Analytics & ML Integration

## About

𝐓𝐫𝐚𝐧𝐬𝐟𝐨𝐫𝐦𝐢𝐧𝐠 𝐜𝐮𝐬𝐭𝐨𝐦𝐞𝐫 𝐞𝐱𝐩𝐞𝐫𝐢𝐞𝐧𝐜𝐞𝐬 𝐚𝐧𝐝 𝐟𝐢𝐧𝐚𝐧𝐜𝐢𝐚𝐥 𝐨𝐩𝐞𝐫𝐚𝐭𝐢𝐨𝐧𝐬 𝐭𝐡𝐫𝐨𝐮𝐠𝐡 𝐢𝐧𝐧𝐨𝐯𝐚𝐭𝐢𝐯𝐞 𝐬𝐨𝐟𝐭𝐰𝐚𝐫𝐞 𝐬𝐨𝐥𝐮𝐭𝐢𝐨𝐧𝐬 𝐭𝐡𝐚𝐭 𝐝𝐞𝐥𝐢𝐯𝐞𝐫 𝐦𝐞𝐚𝐬𝐮𝐫𝐚𝐛𝐥𝐞 𝐢𝐦𝐩𝐚𝐜𝐭\. I solve problems that matter while driving quantifiable business results\. At Amazon, I'm revolutionizing customer service through Conversational AI, building platforms that understand context, reduce friction, and deliver human\-like interactions at scale\. My latest ML platform migration generated $140K annual savings while enabling new AI capabilities\. Before Amazon, I spent 9 years at Bank of America reimagining how financial institutions handle risk\. I architected cloud\-based systems that transformed daily risk processing for 200K\+ trades that support critical trading decisions\. 𝐂𝐨𝐫𝐞 𝐄𝐱𝐩𝐞𝐫𝐭𝐢𝐬𝐞: • 𝐀𝐈 𝐏𝐥𝐚𝐭𝐟𝐨𝐫𝐦 𝐀𝐫𝐜𝐡𝐢𝐭𝐞𝐜𝐭𝐮𝐫𝐞: End\-to\-end LLM integration and streaming API development\. • 𝗙𝗶𝗻𝗮𝗻𝗰𝗶𝗮𝗹 𝗥𝗶𝘀𝗸 𝗦𝘆𝘀𝘁𝗲𝗺𝘀: Real\-time and batch analytics for trading, compliance, and market risk\. • 𝗣𝗲𝗿𝗳𝗼𝗿𝗺𝗮𝗻𝗰𝗲 𝗢𝗽𝘁𝗶𝗺𝗶𝘇𝗮𝘁𝗶𝗼𝗻: Database and system improvements delivering hours\-to\-minutes performance gains\. • 𝗜𝗻𝗻𝗼𝘃𝗮𝘁𝗶𝗼𝗻 𝘄𝗶𝘁𝗵 𝗣𝘂𝗿𝗽𝗼𝘀𝗲: Building AI that genuinely improves user experiences while driving cost savings\. • 𝗧𝗲𝗰𝗵𝗻𝗶𝗰𝗮𝗹 𝗟𝗲𝗮𝗱𝗲𝗿𝘀𝗵𝗶𝗽: Cross\-functional migration projects with quantifiable business outcomes\. 𝗧𝗲𝗰𝗵𝗻𝗼𝗹𝗼𝗴𝗶𝗲𝘀: Python, Java, Kotlin, AWS, Machine Learning, NoSQL, Kafka, Spark, Typescript I thrive on solving complex technical challenges that drive real business value\. From reducing customer wait times to optimizing financial risk calculations, I focus on building solutions that scale and deliver measurable results\. 𝗟𝗲𝘁'𝘀 𝗰𝗼𝗻𝗻𝗲𝗰𝘁 if you're tackling challenges in AI transformation, FinTech innovation, or scaling technical solutions\.

## Location

Bengaluru

## AI stack

antigravity

opencode

## Work experience

Application Architect \- Market Risk Platform at Bank of America Merrill Lynch, Oct 2025 \- Apr 2026 · 7 mos, Hybrid, \* Architected scalable data control framework for Master asset classes, establishing robust data lineage and governance standards that improved Market Risk reporting accuracy and regulatory compliance across the organization \* Designed and implemented Hybrid Correlation Market data architecture, creating high\-performance time series mapping solutions that optimized Hybrid VaR computation pipelines, reducing processing latency by enabling efficient cross\-asset correlation analysis \* Provided technical leadership and mentorship to engineering teams, establishing best practices for distributed systems design, fostering knowledge sharing, and driving collaborative problem\-solving initiatives that elevated team technical capabilities \* Led architectural design of basket volatility computation engine for Equity derivatives, implementing sophisticated risk attribution models that enhanced granular P&L explanation and hedging strategies for complex Basket Equity products

Software Development Engineer \(Full Stack\) at Amazon, Aug 2022 \- Aug 2025 · 3 yrs 1 mo, On\-site, Converse is a software engineering team in the Customer Engagement Technologies org\. Building bot platform to develop conversational Machine Learning powered workflows for complex domains like Customer Service\.

Vice President \- Feature Lead at Bank of America Merrill Lynch, Jan 2018 \- Aug 2022 · 4 yrs 8 mos, NYC, \* Credit Risk Technology \- Interest Rate Derivatives, Credit Derivatives, Bonds\. \* Architected the Risk Engine cloud based batch system which performs efficient risk analytics of over 200K trades and feeds \~50\-60M rows of risk metrics everyday to SQL server reporting to traders, market risk and finance\. \* Designed and Implemented the data ingestion pipeline of risk metrics to multiple database systems for reporting\. \* Lead for the technical planning,design and roadmap for the migration effort from Legacy risk system to python based No\-sql based risk system\. \* Optimized feed to database to meet SLA requirements for downstreams from a few hours to a few minutes\. \* Designed and Implemented DevOps tools for monitoring, automation and reconciliation resulting in the Dev team being more agile and fewer post release production issues\. \* Lead for all LOB's ETF and ETF Option product enablements for pricing and risk feeds\. Technical skills : Python , Parallel computing in Python, Grid computing and Object Databases\.

Assistant Vice President at Bank of America Merrill Lynch, Jan 2016 \- Dec 2017 · 2 yrs, NYC

Officer Programmer Mkts at Bank of America Merrill Lynch, Oct 2013 \- Dec 2015 · 2 yrs 3 mos, NYC

Technical Engineer at Oracle, Sep 2011 \- Sep 2013 · 2 yrs 1 mo, Mineola, NY, \-Responsible for enhancing, designing, developing and maintaining Java\-based products on Content Management\. \-Developed the new Cache management for Content Server based on ehCache which is a Java\-based cache\. \-Multithreaded programming using Java 7 multithreading for handling publication processes\. \-Developed a tool that can be used to maintain large workflow history related to websites\. \-Developed Hadoop jobs for processing website statistics\. \-Created a number Knowledge Base technical documents on the product for use both internally among team and externally by customers\.

Technical Engineer at FatWire Software, Aug 2010 \- Sep 2011 · 1 yr 2 mos

## Education

Masters, Computer Science, New York University

BE, Computer Science, B\. M\. S\. College of Engineering

[View the original profile](https://tal.club/meet/karthik-erapalli)

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