---
title: "Karthik Apadodharanan - Product Lead - Proprietary & Co-Branded Credit Cards in Hyderabad | Tal"
description: "Meet Karthik Apadodharanan, Product Lead at ICICI Bank based in Hyderabad. AI stack includes antigravity, deepseek, and lovable."
image: "https://tal.club/meet/karthik-apadodharanan/share-image"
---

# Karthik Apadodharanan on Tal

## Headline

Product Lead at ICICI Bank

## Location

Hyderabad

## AI stack

antigravity

deepseek

lovable

CrewAI

Letta

Pipecat

## Work experience

Product Lead \- Proprietary & Co\-Branded Credit Cards at ICICI Bank, Mar 2026 \- Present · 8 mos, Mumbai

Chief Manager \- Co\-branded Credit Cards at ICICI Bank, Apr 2025 \- Mar 2026 · 1 yr, Mumbai, Maharashtra, India

Senior Product Manager \- Co\-branded Credit Cards at ICICI Bank, Nov 2022 \- Apr 2025 · 2 yrs 6 mos

Junior Analyst at Goldratt Consulting, May 2019 \- Jul 2022 · 3 yrs 3 mos, Hyderabad, Telangana, India

Capital & Investment intern at Angaros Group, Apr 2018 \- Jun 2018 · 3 mos, Hyderabad Area, India

## Education

PGDM, SVKM's Narsee Monjee Institute of Management Studies \(NMIMS\), Hyderabad

Bachelor of Science, Statistics, Bharathiya Vidya Bhavans Vivekananda College of Science, Humanities & Commerce

[View the original profile](https://tal.club/meet/karthik-apadodharanan)

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