---
title: "Karishma Upadhyay - Business Operations Manager I Product Operations I Fintech in Bengaluru | Tal"
description: "Meet Karishma Upadhyay, Manager/Business & Treasury Ops || Product Operations || Fintech || Ex-Lendingkart || MBA (F&M) || Business Strategy & Process Automation || based in Bengaluru. AI stack includes claude, gemini, and grok. Explore public work links including drive.google.com."
image: "https://tal.club/meet/karishma-upadhyay/share-image"
---

# Karishma Upadhyay on Tal

## Headline

Manager/Business & Treasury Ops \|\| Product Operations \|\| Fintech \|\| Ex\-Lendingkart \|\| MBA \(F&M\) \|\| Business Strategy & Process Automation \|\|

## About

I have over 6 years of experience in FinTech operations, treasury management, and business analytics — working across lending, financial services, and startup ecosystems\. My work has always been about one thing: finding what is broken and fixing it\. Whether it is a manual reconciliation process eating up hours every day, a workflow gap between teams, or a data discrepancy affecting business decisions — I identify the root cause and build the solution\. At Lendingkart Finance, I built an n8n\-based automation that eliminated 3–4 hours of daily manual work, improved team efficiency by 70%, and contributed to a 40% increase in loan disbursals\. At Techfino Capital, I drive cross\-functional process improvement with Product and Engineering teams, reducing operational errors by 50%\+\. I am now channelling this experience into Product Operations — where process thinking, cross\-functional execution, and data\-driven decision making are at the core of the role\. I have been doing this work already\. The title is the next step\. Core expertise: Business & Treasury Operations Workflow Automation — n8n, API Integrations Data Analysis — SQL, Power BI, KPI/OKR Tracking Cross\-functional Collaboration — Product, Engineering, Compliance Process Improvement — Lean Six Sigma Yellow Belt Currently targeting: Product Operations Manager \| Strategy & Operations \| BizOps \| FinTech 📍 Bengaluru \| Open to hybrid/remote

## Location

Bengaluru

## AI stack

claude

gemini

grok

ChatGPT

ChatGPT Images

Microsoft Copilot

## Work experience

Business Operations Manager I Product Operations I Fintech at Techfino Capital Private Limited, Sep 2024 \- Present · 2 yrs 2 mos, Bengaluru, Karnataka, India

Senior Operations Executive at Lendingkart, Jun 2023 \- Sep 2024 · 1 yr 4 mos, Ahmedabad, Gujarat, India

Financial Business Analyst at Egniol Services Private Limited, May 2022 \- Aug 2022 · 4 mos, Ahmedabad, Gujarat, India, As an Intern in this company I've earned an extensive knowledge in financial analysis, forecasting, and budgeting, as well as having a clear understanding of reporting and regulatory requirements, key success factors, and performance indicators\.During the short term period of 3 months I have also looked into the data of the clients and use their findings to make recommendations about business fund raising decisions as per the start up India scheme of Government of India \(SISFS\)\.

## Education

Master's diploma, Business Administration and Management, Narayana Business School

Bachelor of Commerce \- BCom, Business/Commerce, General, Triveni Devi Bhalotia \(TDB\) College, Raniganj

## Public links

- drive\.google\.com: https://drive\.google\.com/file/d/11jvNAGxkTcN85CSTNGNKOT7UsgZPBaoO/view?usp=drive\_link

[View the original profile](https://tal.club/meet/karishma-upadhyay)

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