Headline

Junior Associate@Deloitte Consulting || T&T: Finance Transformation

About

Finance professional with almost 2 years of experience at Deloitte

Location

Bengaluru

AI stack

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ChatGPT

Work experience

Junior Associate at Deloitte, Apr 2025 - Present · 1 y 5 mo, Bengaluru, Technology & Transformation || Finance Transformation 1) Built a 15-year UK real estate development model across 3 mixed-use projects, forecasting residential, office, and retail delivery 2) Prepared client-ready pitch decks, executive summaries, and transaction documentation presented directly to senior onshore stakeholders and leadership 3) Developed detailed revenue and cost schedules covering unit sales, hard costs, soft costs, contingency, WIP, and development inventory Integrated debt, interest, depreciation, tax, and project schedules into a fully linked three statement financial model 4) Developed lease schedules across 5 real estate projects, modelling rental income, lease commencement, occupancy, and related cash flow impacts 5) Built rolling monthly forecasting models across 2 Lendlease business units, improving forecast accuracy to 98% and supporting quarterly leadership reviews 6) Delivered monthly budget-vs-forecast and variance analysis, identifying drivers behind ~30% of forecast variance for senior leadership. 7) Performed account reconciliations and Oracle R12 cost-card reporting, keeping close-cycle data accuracy at 80% 8) Led VAT reconciliation for a UK real estate entity, resolving 10 years of unreconciled balances through detailed account investigation and direct coordination with senior UK leadership

Executive at Deloitte, Jul 2024 - Apr 2025 · 9 mo, Mumbai, Strategy, Risk & Transaction || Forensic and Financial Crime • Assessed transaction-related risks and supported compliance and regulatory adherence across 10+ industry investigations by applying first-principles financial analysis to identify irregularities • Conducted company, industry, and market research using public filings and databases to support deal origination-style assessments and strategic recommendations • Produced client-facing research outputs and analytical reports with high standards of accuracy, organisation, and confidentiality • Collaborated across legal, risk, and compliance workstreams, coordinating data inputs and validation across multiple internal and external stakeholders

Education

Bachelor's Degree, Accounting and Finance, Vidyalankar School of Information Technology

Public links

karan-nirmal-finance.netlify.app: https://karan-nirmal-finance.netlify.app/