---
title: "Joshua V - Assistant Manager in Greater Chennai Area | Tal"
description: "Meet Joshua V, Credit Administration | AML & KYC Operations | Axis Bank CAD | Finacle | Loan Closure, CERSAI & NDC | Open to Opportunities in Chennai based in Greater Chennai Area."
image: "https://tal.club/meet/joshua-v/share-image"
---

# Joshua V on Tal

## Headline

Credit Administration \| AML & KYC Operations \| Axis Bank CAD \| Finacle \| Loan Closure, CERSAI & NDC \| Open to Opportunities in Chennai

## About

I work at the intersection of credit operations and financial compliance — managing the full lifecycle of working capital loans, from documentation and disbursement to closure, property release, and CERSAI satisfaction\. At Axis Bank's Credit Administration Department, I handle NDC issuance, stock statement updates, insurance records, and financial/non\-financial transactions on Finacle daily\. I'm trained on AML/KYC frameworks, Basel norms, and regulatory compliance through the Manipal Academy of BFSI's wholesale banking program\. My background spans B\.Com \+ MBA \(HR\) — giving me both the technical fluency for credit ops and the people skills that make compliance teams function smoothly\. Currently open to Credit Administration, AML/KYC Analyst, and Banking Compliance roles in Chennai\. Let's connect: joshuacoc95@gmail\.com \| 7550276701

## Location

Greater Chennai Area

## Work experience

Assistant Manager at Axis Bank, Jun 2024 \- Present · 2 yrs, Chennai, Manage end\-to\-end closure of working capital loans and recovery of overdue amounts, ensuring compliance with internal credit policies and RBI guidelines\. Issue No Dues Certificates \(NDC\), release secured properties, and satisfy CERSAI charges — ensuring zero lien discrepancy on loan accounts\. Process financial and non\-financial transactions daily on Finacle, including disbursements, reversals, and account modifications\. Maintain and update stock statements, insurance records, revaluation reports, inspection findings, and audit balance sheets for the assigned portfolio\. Apply AML/KYC awareness in daily transaction monitoring, flagging anomalies per the bank's compliance framework\. Completed Manipal Academy of BFSI Wholesale Banking Operations Program \(Jan–Mar 2024\), covering trade finance, credit risk, and regulatory frameworks including Basel norms and AML/KYC\.

## Education

Master of Business Administration \- MBA, Human Resources Management and Services, University of Madras

Bachelor of Commerce \- BCom, Business/Commerce, General, Loyola College

[View the original profile](https://tal.club/meet/joshua-v)

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