---
title: "Joseph Antony - Financial Analyst Intern in Kottayam | Tal"
description: "Meet Joseph Antony, Data Analyst | SQL · Python · Power BI · Tableau | MBA Finance & Analytics @ Rajagiri | Ex-IOCL | Open to Data Analyst / Business Analyst roles based in Kottayam."
image: "https://tal.club/meet/joseph-antony/share-image"
---

# Joseph Antony on Tal

## Headline

Data Analyst \| SQL · Python · Power BI · Tableau \| MBA Finance & Analytics @ Rajagiri \| Ex\-IOCL \| Open to Data Analyst / Business Analyst roles

## About

At 23, I've already managed a ₹50\+ crore loan portfolio, built financial dashboards for one of India's largest public sector enterprises, and automated workflows that cut turnaround times by 25%\. I'm an MBA student specializing in Finance and Business Analytics at Rajagiri College of Social Sciences, with 2\+ years of hands\-on experience across financial analysis, credit risk, and data\-driven decision\-making\. My background spans IOCL and a fintech advisory firm where I worked at the intersection of numbers and business outcomes, not just inside spreadsheets\. Most recently at Indian Oil Corp, I improved GST reconciliation accuracy by 30%, built interactive KPI dashboards in Tableau, and delivered cost control analysis across three bottling plants — identifying 10–15% cost differentials that informed operational recommendations\. Currently deepening my expertise in SQL, Python, R, and cloud\-based ETL \(Azure\), while pursuing my MBA thesis in analytics\. I'm drawn to roles where data directly influences strategy\. SQL · Python · R · Tableau · Power BI · Excel · SAP ERP · Azure ETL · NLP · Web Scraping · Financial Analysis · Credit Risk · Business Analytics Open to Data Analyst, Business Analyst, or Finance Analytics roles — feel free to connect or message\.

## Location

Kottayam

## Work experience

Financial Analyst Intern at Indian Oil Corp Limited, Apr 2025 \- Jun 2025 · 3 mos, Kochi, Kerala, India, Supporting financial reporting and analytics operations within one of India's largest public sector oil majors\. Analyzed 150\+ vendor invoices using SAP and Excel, ensuring accuracy in financial reporting and purchase order validation Identified and resolved inefficiencies in GST reconciliation workflows, improving process accuracy by 30% through structured data validation Built interactive KPI dashboards in Tableau to track financial performance metrics, improving visibility for internal stakeholders Conducted multi\-plant cost analysis across Quilon, Cochin, and Calicut IOCL bottling units using SAP and Power Query — identifying 10–15% cost differentials and key drivers including electricity, maintenance, and inventory Cleaned and transformed large financial datasets using Excel, achieving 99% reporting accuracy across monthly cycles

Credit Associate at Brainz Team Advisors Pvt Ltd, Aug 2022 \- Aug 2024 · 2 yrs 1 mo, Eranakulam, Kerala, India, Conducting credit verification and financial assessment for HDFC Bank and Axis Bank loan applicants across a multi\-crore portfolio\. Evaluated 100\+ loan applications through financial and risk analysis — assessing income, cash flows, and repayment capacity to support underwriting decisions across a ₹50\+ crore portfolio Prepared structured credit reports flagging risk indicators, directly influencing approval decisions for HDFC Bank and Axis Bank products Streamlined verification workflows using Excel\-based automation, reducing turnaround time by \~25% while independently managing operations across Kottayam and Pathanamthitta Led a ₹3\+ crore budgeting and expense tracking project for a 7\-day film production \(200\+ personnel\), ensuring complete reconciliation and cost control

## Education

Master of Business Administration \- MBA, Rajagiri Centre for Business Studies

Bachelor of Arts \- BA, Economics, St Thomas College, Palai

[View the original profile](https://tal.club/meet/joseph-antony)

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