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Joseph Antony

Data Analyst | SQL · Python · Power BI · Tableau | MBA Finance & Analytics @ Rajagiri | Ex-IOCL | Open to Data Analyst / Business Analyst roles

Kottayam

2+ years of work experience

Indian Oil Corp Limited
Apr 20253 mosJun 2025

Kochi, Kerala, India

Supporting financial reporting and analytics operations within one of India's largest public sector oil majors. Analyzed 150+ vendor invoices using SAP and Excel, ensuring accuracy in financial reporting and purchase order validation Identified and resolved inefficiencies in GST reconciliation workflows, improving process accuracy by 30% through structured data validation Built interactive KPI dashboards in Tableau to track financial performance metrics, improving visibility for internal stakeholders Conducted multi-plant cost analysis across Quilon, Cochin, and Calicut IOCL bottling units using SAP and Power Query — identifying 10–15% cost differentials and key drivers including electricity, maintenance, and inventory Cleaned and transformed large financial datasets using Excel, achieving 99% reporting accuracy across monthly cycles
Brainz Team Advisors Pvt Ltd
Aug 20222 yrs 1 moAug 2024

Eranakulam, Kerala, India

Conducting credit verification and financial assessment for HDFC Bank and Axis Bank loan applicants across a multi-crore portfolio. Evaluated 100+ loan applications through financial and risk analysis — assessing income, cash flows, and repayment capacity to support underwriting decisions across a ₹50+ crore portfolio Prepared structured credit reports flagging risk indicators, directly influencing approval decisions for HDFC Bank and Axis Bank products Streamlined verification workflows using Excel-based automation, reducing turnaround time by ~25% while independently managing operations across Kottayam and Pathanamthitta Led a ₹3+ crore budgeting and expense tracking project for a 7-day film production (200+ personnel), ensuring complete reconciliation and cost control

Education

Rajagiri Centre for Business Studies

Master of Business Administration - MBA

Rajagiri Centre for Business Studies

20242 yrs2026
St Thomas College, Palai

Bachelor of Arts - BA, Economics

St Thomas College, Palai

20213 yrs2024

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Headline

Data Analyst | SQL · Python · Power BI · Tableau | MBA Finance & Analytics @ Rajagiri | Ex-IOCL | Open to Data Analyst / Business Analyst roles

About

At 23, I've already managed a ₹50+ crore loan portfolio, built financial dashboards for one of India's largest public sector enterprises, and automated workflows that cut turnaround times by 25%. I'm an MBA student specializing in Finance and Business Analytics at Rajagiri College of Social Sciences, with 2+ years of hands-on experience across financial analysis, credit risk, and data-driven decision-making. My background spans IOCL and a fintech advisory firm where I worked at the intersection of numbers and business outcomes, not just inside spreadsheets. Most recently at Indian Oil Corp, I improved GST reconciliation accuracy by 30%, built interactive KPI dashboards in Tableau, and delivered cost control analysis across three bottling plants — identifying 10–15% cost differentials that informed operational recommendations. Currently deepening my expertise in SQL, Python, R, and cloud-based ETL (Azure), while pursuing my MBA thesis in analytics. I'm drawn to roles where data directly influences strategy. SQL · Python · R · Tableau · Power BI · Excel · SAP ERP · Azure ETL · NLP · Web Scraping · Financial Analysis · Credit Risk · Business Analytics Open to Data Analyst, Business Analyst, or Finance Analytics roles — feel free to connect or message.

Location

Kottayam

Work experience

Financial Analyst Intern at Indian Oil Corp Limited, Apr 2025 - Jun 2025 · 3 mos, Kochi, Kerala, India, Supporting financial reporting and analytics operations within one of India's largest public sector oil majors. Analyzed 150+ vendor invoices using SAP and Excel, ensuring accuracy in financial reporting and purchase order validation Identified and resolved inefficiencies in GST reconciliation workflows, improving process accuracy by 30% through structured data validation Built interactive KPI dashboards in Tableau to track financial performance metrics, improving visibility for internal stakeholders Conducted multi-plant cost analysis across Quilon, Cochin, and Calicut IOCL bottling units using SAP and Power Query — identifying 10–15% cost differentials and key drivers including electricity, maintenance, and inventory Cleaned and transformed large financial datasets using Excel, achieving 99% reporting accuracy across monthly cycles

Credit Associate at Brainz Team Advisors Pvt Ltd, Aug 2022 - Aug 2024 · 2 yrs 1 mo, Eranakulam, Kerala, India, Conducting credit verification and financial assessment for HDFC Bank and Axis Bank loan applicants across a multi-crore portfolio. Evaluated 100+ loan applications through financial and risk analysis — assessing income, cash flows, and repayment capacity to support underwriting decisions across a ₹50+ crore portfolio Prepared structured credit reports flagging risk indicators, directly influencing approval decisions for HDFC Bank and Axis Bank products Streamlined verification workflows using Excel-based automation, reducing turnaround time by ~25% while independently managing operations across Kottayam and Pathanamthitta Led a ₹3+ crore budgeting and expense tracking project for a 7-day film production (200+ personnel), ensuring complete reconciliation and cost control

Education

Master of Business Administration - MBA, Rajagiri Centre for Business Studies

Bachelor of Arts - BA, Economics, St Thomas College, Palai

Joseph Antony - Financial Analyst Intern in Kottayam | Tal