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Johnty Lal

Paytm | DCE

Delhi

6+ years of work experience

Paytm
Apr 20265 mosPresent

Noida, Uttar Pradesh, India

Product Analyst - Merchant Lending
Cognitio Analytics LLC
Jul 20232 yrs 10 mosApr 2026

Gurugram, Haryana, India

GroundTruth
Dec 20211 yr 7 mosJun 2023

Gurugram, Haryana, India

Paytm
Nov 20201 yr 2 mosDec 2021

Noida, Uttar Pradesh, India

- Performing ETL activities for unstructured demographic data to automate a 12 hr manual process of allocation to 2 hrs. - Performing and automating the Vintage and Cohort analysis using python/excel to examine NPA portfolio. - Based on historical delinquency, payment history, customer category sharing insights for Restructuring/Cross selling/Upselling to ensure customer loyalty and non-default nature.
LocoNav
Aug 20191 yrJul 2020

Gurgaon, Haryana, India

Johnty’s AI Stack

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Education

Delhi College of Engineering

Bachelor of Technology (B.Tech.), Electrical Engineering

Delhi College of Engineering

20154 yrs2019

High School, Science with Computer Science

St. Martin's Diocesan School, Delhi Cantt

20059 yrs2014

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Headline

Paytm | DCE

About

As a Senior Data Analyst at Cognitio Analytics LLC, I specialize in utilizing ETL processes, Python, and cohort analysis to drive data-driven insights and efficient solutions. With over 6 years of professional experience, I have contributed to fintech, ad-tech, and fleet management industries, focusing on streamlining processes and enabling data-informed decision-making. My work emphasizes structured data extraction, leveraging AI for workflow automation, and exploratory data analysis, leveraging tools like SQL and advanced MS Excel. I am committed to empowering organizations with actionable insights and fostering efficiency through innovative analytical methodologies.

Location

Delhi

AI stack

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Figma Make

Work experience

Deputy Manager at Paytm, Apr 2026 - Present · 5 mos, Noida, Uttar Pradesh, India, Product Analyst - Merchant Lending

Senior Data Analyst at Cognitio Analytics LLC, Jul 2023 - Apr 2026 · 2 yrs 10 mos, Gurugram, Haryana, India

Associate Data Analyst at GroundTruth, Dec 2021 - Jun 2023 · 1 yr 7 mos, Gurugram, Haryana, India

Senior Associate at Paytm, Nov 2020 - Dec 2021 · 1 yr 2 mos, Noida, Uttar Pradesh, India, - Performing ETL activities for unstructured demographic data to automate a 12 hr manual process of allocation to 2 hrs. - Performing and automating the Vintage and Cohort analysis using python/excel to examine NPA portfolio. - Based on historical delinquency, payment history, customer category sharing insights for Restructuring/Cross selling/Upselling to ensure customer loyalty and non-default nature.

Associate at LocoNav, Aug 2019 - Jul 2020 · 1 yr, Gurgaon, Haryana, India

Education

Bachelor of Technology (B.Tech.), Electrical Engineering, Delhi College of Engineering

High School, Science with Computer Science, St. Martin's Diocesan School, Delhi Cantt

Johnty Lal - Deputy Manager in Delhi | Tal