---
title: "John Choudhury - Business Head - Consumer Finance, Payments and Partnerships in Greater Bengaluru Area | Tal"
description: "Meet John Choudhury, Stealth | Ex-Groww, Flipkart | P&L Leadership | Cards & Payments based in Greater Bengaluru Area. AI stack includes claude, gemini, and notebooklm."
image: "https://tal.club/meet/john-choudhury/share-image"
---

# John Choudhury on Tal

## Headline

Stealth \| Ex\-Groww, Flipkart \| P&L Leadership \| Cards & Payments

## About

A seasoned fintech leader with 17 years of building and running high\-stakes businesses at Groww and Flipkart, owning full P&Ls, and delivering measurable outcomes across payments infrastructure, consumer lending, co\-brand credit cards, and strategic partnerships\. Known for navigating ambiguity, structuring novel commercial deals, and building winning teams\.

## Location

Greater Bengaluru Area

## AI stack

claude

gemini

notebooklm

notion

perplexity

ChatGPT

## Work experience

Business Head \- Consumer Finance, Payments and Partnerships at Groww, Sep 2023 \- Feb 2026 · 2 y 5 mo, Bangalore, Led the New Business charter, Payments strategy, and Consumer Lending verticals, reporting directly to the Co\-founder with end\-to\-end P&L ownership\. Led the transformation of Payments infrastructure and processing capabilities, driving improvements in transaction success rates, cost efficiency, and unit economics\. Evaluated and incubated strategic opportunities across co\-branded credit cards, BNPL, and small finance banking, ultimately shaping the strategy to become a TPAP and launching Consumer Durable Finance as a new growth vertical\.

Sr\. Director: Payments & Business Partnerships – Groww \| GrowwPay at Groww, Sep 2022 \- Aug 2023 · 1 yr

Head of Affordability, Product and Banking Partnerships at Cashfree Payments, Feb 2022 \- Sep 2022 · 8 mos, Bengaluru, Karnataka, India

Director & Head \- Payments & Strategic Partnerships at Flipkart, Oct 2020 \- Feb 2022 · 1 yr 5 mos, Bengaluru, Karnataka, India

Head of Payments & Banking Partnerships at Flipkart, Jun 2019 \- Oct 2020 · 1 yr 5 mos, Bengaluru, Karnataka, India

Associate Director \- Co\-Brand Cards & Partnerships at Flipkart, Jul 2018 \- May 2019 · 11 mos, Bangalore

Regional Manager \- Merchant Engagement, South India at Citibank India, Jul 2013 \- Nov 2014 · 1 yr 5 mos, Bangalore

Strategic Acquisition Manager \- India at American Express, Dec 2010 \- Jul 2013 · 2 yrs 8 mos, Strategic & Large Market Acquisition\.

Relationship Manager at American Express, Feb 2009 \- Nov 2010 · 1 yr 10 mos, Bangalore

## Education

Master of Business Administration \(MBA\), Indian Institute of Planning and Management

Postgraduate Degree, Business Administration and Management, General, IIPM

[View the original profile](https://tal.club/meet/john-choudhury)

```json
{
  "@context": "https://schema.org",
  "@graph": [
    {
      "@type": "Person",
      "@id": "https://tal.club/meet/john-choudhury#person",
      "name": "John Choudhury",
      "url": "https://tal.club/meet/john-choudhury",
      "image": "https://tal.club/meet/john-choudhury/profile-photo.jpg",
      "description": "Meet John Choudhury, Stealth | Ex-Groww, Flipkart | P&L Leadership | Cards & Payments based in Greater Bengaluru Area. AI stack includes claude, gemini, and notebooklm.",
      "jobTitle": "Business Head - Consumer Finance, Payments and Partnerships",
      "worksFor": {
        "@type": "Organization",
        "name": "Groww"
      },
      "hasOccupation": {
        "@type": "Occupation",
        "name": "Business Head - Consumer Finance, Payments and Partnerships"
      },
      "homeLocation": {
        "@type": "Place",
        "name": "Greater Bengaluru Area"
      },
      "alumniOf": [
        {
          "@type": "EducationalOrganization",
          "name": "Indian Institute of Planning and Management"
        },
        {
          "@type": "EducationalOrganization",
          "name": "IIPM"
        }
      ],
      "knowsAbout": [
        "claude",
        "gemini",
        "notebooklm",
        "notion",
        "perplexity",
        "ChatGPT"
      ],
      "mainEntityOfPage": {
        "@id": "https://tal.club/meet/john-choudhury#webpage"
      }
    },
    {
      "@type": "ProfilePage",
      "@id": "https://tal.club/meet/john-choudhury#webpage",
      "url": "https://tal.club/meet/john-choudhury",
      "name": "John Choudhury on Tal",
      "description": "Meet John Choudhury, Stealth | Ex-Groww, Flipkart | P&L Leadership | Cards & Payments based in Greater Bengaluru Area. AI stack includes claude, gemini, and notebooklm.",
      "dateModified": "2026-10-23T02:21:42.918Z",
      "isPartOf": {
        "@id": "https://tal.club/#website"
      },
      "mainEntity": {
        "@id": "https://tal.club/meet/john-choudhury#person"
      },
      "primaryImageOfPage": {
        "@type": "ImageObject",
        "url": "https://tal.club/meet/john-choudhury/profile-photo.jpg",
        "contentUrl": "https://tal.club/meet/john-choudhury/profile-photo.jpg",
        "caption": "John Choudhury profile photo on Tal"
      },
      "inLanguage": "en-IN"
    }
  ]
}
```