Headline

Stealth | Ex-Groww, Flipkart | P&L Leadership | Cards & Payments

About

A seasoned fintech leader with 17 years of building and running high-stakes businesses at Groww and Flipkart, owning full P&Ls, and delivering measurable outcomes across payments infrastructure, consumer lending, co-brand credit cards, and strategic partnerships. Known for navigating ambiguity, structuring novel commercial deals, and building winning teams.

Location

Greater Bengaluru Area

AI stack

claude

gemini

notebooklm

notion

perplexity

ChatGPT

Work experience

Business Head - Consumer Finance, Payments and Partnerships at Groww, Sep 2023 - Feb 2026 · 2 y 5 mo, Bangalore, Led the New Business charter, Payments strategy, and Consumer Lending verticals, reporting directly to the Co-founder with end-to-end P&L ownership. Led the transformation of Payments infrastructure and processing capabilities, driving improvements in transaction success rates, cost efficiency, and unit economics. Evaluated and incubated strategic opportunities across co-branded credit cards, BNPL, and small finance banking, ultimately shaping the strategy to become a TPAP and launching Consumer Durable Finance as a new growth vertical.

Sr. Director: Payments & Business Partnerships – Groww | GrowwPay at Groww, Sep 2022 - Aug 2023 · 1 yr

Head of Affordability, Product and Banking Partnerships at Cashfree Payments, Feb 2022 - Sep 2022 · 8 mos, Bengaluru, Karnataka, India

Director & Head - Payments & Strategic Partnerships at Flipkart, Oct 2020 - Feb 2022 · 1 yr 5 mos, Bengaluru, Karnataka, India

Head of Payments & Banking Partnerships at Flipkart, Jun 2019 - Oct 2020 · 1 yr 5 mos, Bengaluru, Karnataka, India

Associate Director - Co-Brand Cards & Partnerships at Flipkart, Jul 2018 - May 2019 · 11 mos, Bangalore

Regional Manager - Merchant Engagement, South India at Citibank India, Jul 2013 - Nov 2014 · 1 yr 5 mos, Bangalore

Strategic Acquisition Manager - India at American Express, Dec 2010 - Jul 2013 · 2 yrs 8 mos, Strategic & Large Market Acquisition.

Relationship Manager at American Express, Feb 2009 - Nov 2010 · 1 yr 10 mos, Bangalore

Education

Master of Business Administration (MBA), Indian Institute of Planning and Management

Postgraduate Degree, Business Administration and Management, General, IIPM