---
title: "Jagadish Vinjamuri - Senior Product Manager in Bengaluru | Tal"
description: "Meet Jagadish Vinjamuri, Product Management, Fintech at Toast | Ex - Razorpay, Zeta | ISB Alumni based in Bengaluru. AI stack includes claude code and cursor."
image: "https://tal.club/meet/jagadish-vinjamuri/share-image"
---

# Jagadish Vinjamuri on Tal

## Headline

Product Management, Fintech at Toast \| Ex \- Razorpay, Zeta \| ISB Alumni

## About

Product leader with 8 years in product management and 5 in engineering, building 0\-to\-1 enterprise platforms across US and Indian markets\. I take products from concept to scale by turning customer needs into reusable platform capabilities\. Deep experience in Enterprise SaaS, Fintech, Payments, and HCM\. \- Toast: Scaling the Enterprise Payments platform to multi\-thousand\-location customers\. \- Razorpay: Built and led Razorpay Engage, a B2B loyalty platform, from idea to multi\-million revenue, powering Swiggy Money, IndiGo BluChip, and Giva Loyalty Wallet\. \- Falcon: Built the 0\-to\-1 Enterprise Card Issuance & Management platform behind Karur Vysya Bank’s credit card launch and NSDL’s prepaid gift cards\. \- Zeta: Built the 0\-to\-1 Enterprise Credit Card platform that powered the HDFC Pixel Credit Card launch\. \- OpenText: Owned Content Management for HR \($20M\+ ARR\), grew the sales pipeline, and enabled distribution via SAP’s marketplace\.

## Location

Bengaluru

## AI stack

claude code

cursor

## Work experience

Senior Product Manager at Toast, Aug 2025 \- Present · 1 yr 4 mos, Bengaluru, Karnataka, India

Senior Product Manager \| Credit, Prepaid, Credit Line on UPI, Portfolio Maximisation at Falcon, Feb 2024 \- Aug 2025 · 1 yr 7 mos, Bengaluru, Karnataka, India, Leading cross\-functional teams delivering multiple fintech platform products across credit cards, UPI credit line, prepaid cards, gift cards, reward earn engine, and portfolio maximising solutions\. \- Orchestrated credit card platform launch by owning cardholder experience and operations portal development, delivering engaging user journeys while reducing resolution times and driving business metrics \- Spearheaded a multi\-tenant Gift Card product ecosystem to market launch, architecting multi\-portal design across consumer, corporate, and back\-office systems \- Conceptualized and validated Portfolio Maximiser product through customer research, securing a major public sector bank as pilot client for personalized rewards solution that addresses critical portfolio challenges \- Led Credit Line on UPI product experience & development, transforming NPCI specifications into a market\-ready offering through strategic industry showcases and distribution partnerships

Product Manager, Founding Team \| Razorpay Engage \- Payment linked Loyalty at Razorpay, Nov 2022 \- Feb 2024 · 1 yr 4 mos, India, Product Manager in the founding team of Razorpay Engage: a payment powered loyalty platform using prepaid wallets, gift cards, and brand networks to help businesses drive customer acquisition and retention\. \- Co\-created Razorpay's loyalty strategy from concept to market launch, converting an unused PPI license into an embedded loyalty platform generating significant first\-year revenue \- Secured marquee customers such as Swiggy, Giva, Blue Tokai, Decathlon, Indigo through targeted value propositions, powering digital wallet solutions for millions of users across food delivery, airlines, and retail segments \- Established strategic banking partnerships to expand platform capabilities, enabling Razorpay Engage to serve public sector companies \- Led user research sessions with top e\-commerce giant to understand the challenges of gift card distribution & need for a gift card issuing marketplace \- Developed API\-first loyalty architecture with engineering teams, meeting critical performance targets for transaction processing speed and volume capacity

Product Manager \| Card Issuance, Banking Tech at Zeta Suite, Oct 2021 \- Nov 2022 · 1 yr 2 mos, Bangalore Urban, Karnataka, India, Building a zero\-to\-one cloud native Credit Card platform for banks and fintechs in India & US markets \- Created comprehensive credit card platform from concept to launch, powering a major private bank's digital credit card offering \- Designed Support Center with complete financial visualization capabilities, enabling customer service teams to access transactions, accounting, interest, fees, and statements in one interface \- Developed regulatory\-compliant Operations Center featuring maker/checker authorization, audit trails, and reporting to meet banking standards \- Architected credit card dispute management lifecycle adhering to RBI, VISA, and Mastercard regulations, ensuring full compliance and customer protection

Lead Product Manager \| Enterprise Content Management at OpenText, May 2019 \- Oct 2021 · 2 yrs 6 mos, Greater Hyderabad Area, Content Suite for HR helps large companies \(20 \- 35K size\) manage employment documents and information in conjunction with ERP systems such as SAP SuccessFactors & Workday\. It facilitates information management right from capture to archiving and disposition\. As a Lead Product Manager for the product, I closely work with customers, C\-suite stakeholders, engineering, design and marketing to ensure iterative development and successful delivery of the product

Senior Software Engineer at Oracle, Jun 2012 \- Mar 2018 · 5 y 9 mo, Hyderabad

## Education

Master of Business Administration \- MBA, Marketing and Business Strategy, Indian School of Business

Bachelor of Technology \(BTech\), Engineering, National Institute of Technology, Tiruchirappalli

[View the original profile](https://tal.club/meet/jagadish-vinjamuri)

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