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J Harikrishna

AVP @Mynd Solutions | B2B |Supply Chain Finance & B2B Payments | Factoring & Reverse Factoring | Transaction Banking & Cross-Border Payments | Ex - Tata Capital, Kodo, American Express

Greater Bengaluru Area

4+ years of work experience

Mynd Integrated Solutions Pvt. Ltd.
Sep 20242 yrs 2 mosPresent

Bengaluru, Karnataka, India

At Mynd Solutions, I am driving business growth across B2B corporate payments & receivables, factoring, reverse factoring, supply chain finance, dynamic bill discounting, vendor finance, dealer finance, buyer finance and cross-border transaction portfolios. My role focuses on enterprise client acquisition, portfolio growth, client retention and strategic partnerships and delivering working capital solutions across the fintech ecosystem. Key Accomplishments: • Consistently exceeded business targets through client acquisition and portfolio expansion. • Managed MSME payables, receivables and cross-border transaction portfolios across the region. • Led client onboarding and activation on the M1xchange TReDS platform, driving portfolio growth. • Delivered factoring, reverse factoring, vendor finance and dynamic discounting solutions for enterprise clients. • Expanded partnerships with banks, NBFCs and fintech institutions to support business growth. • Strengthened onboarding and renewal governance through AML, KYC, due diligence, compliance reviews, field verification and address verification processes for corporate and individual customers.
Sep 20242 yrs 2 mosPresent

Driving regional business growth across Karnataka, Andhra Pradesh and Telangana for factoring, reverse factoring, dynamic bill discounting, cross-border transactions and supply chain finance portfolios within Mynd Fintech ecosystem.
Tata Capital
May 20231 yr 5 mosSep 2024

Bengaluru

In this role, I led B2B corporate payments & receivables, vendor finance and buyer finance solutions across South India, driving portfolio growth, client retention, strategic partnerships and enterprise acquisition initiatives. Key Accomplishments: • Consistently exceeded business targets through vendor finance expansion & strategic client acquisition. • Managed regional portfolios across Karnataka, Tamil Nadu, Kerala, Andhra Pradesh and Telangana. • Successfully launched Buyer Finance within six months, expanding solution offerings across enterprise accounts. • Built corporate partnerships, driving business growth, portfolio expansion and client retention initiatives. • Identified new market opportunities through industry mapping and cross-functional collaboration. • Strengthened pipeline visibility and business tracking through effective SFDC forecasting and reporting. • Strengthened onboarding and renewal governance through AML, KYC, due diligence, compliance reviews and customer verification processes for enterprise clients and partnerships.
Tata Capital
May 20231 yr 5 mosSep 2024

Led regional supply chain finance expansion across South India through portfolio growth, strategic alliances and buyer finance transformation initiatives.
Kodo
Dec 20211 yr 6 mosMay 2023

Bengaluru, Karnataka, India

As Associate Director, I led pan-India B2B sales and portfolio growth initiatives, driving enterprise acquisition, strategic partnerships and fintech SaaS adoption across startup, mid-market and large enterprise segments. Key Accomplishments: • Established & scaled the portfolio management function, supporting business growth across fintech ecosystems. Expanded banking, fintech and enterprise partnerships, driving portfolio growth, client retention and cross-selling opportunities. • Drove pan-India B2B sales through industry events, enterprise engagement and relationship-building initiatives. • Shifted business focus toward enterprise & large corporate segments, supporting portfolio diversification & scale. • Led onboarding, compliance and portfolio governance processes while managing cross-functional teams. • Strengthened onboarding, compliance and partnership governance through AML, KYC, due diligence and customer verification processes across enterprise and fintech ecosystems.
Dec 20211 yr 6 mosMay 2023

Drove pan-India B2B fintech and SaaS growth through portfolio expansion, enterprise acquisition, strategic partnerships and corporate card expansion initiatives across startup and large enterprise ecosystems.

J’s AI Stack

github copilot
github copilot
Microsoft Copilot
Microsoft Copilot

Education

ITM Group of Institutions

PGDBA, Marketing & Finance

ITM Group of Institutions

20052 yrs2007
Loyola College

Bachelor of Science, Mathematics

Loyola College

20003 yrs2003

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Headline

AVP @Mynd Solutions | B2B |Supply Chain Finance & B2B Payments | Factoring & Reverse Factoring | Transaction Banking & Cross-Border Payments | Ex - Tata Capital, Kodo, American Express

About

I believe sustainable business growth is built on strong client relationships, strategic partnerships and the ability to deliver financial solutions that create long-term value for businesses. Across nearly 20 years, I’ve worked across banking, transaction banking, trade finance, treasury, B2B payments and fintech, helping corporates and MSMEs improve working capital and drive business growth. My experience spans supply chain finance, factoring, reverse factoring, vendor finance, buyer finance, cross-border transactions and enterprise banking solutions. I currently serve as Assistant Vice President at Mynd Solutions, leading business growth across B2B payments & receivables, supply chain finance, factoring, reverse factoring and cross-border transactions. My role focuses on portfolio growth, client retention, strategic partnerships and enterprise relationship management. Previously, I’ve held leadership roles at Tata Capital, Kodo Technologies, American Express, Axis Bank and IndusInd Bank, driving business expansion, enterprise acquisition, portfolio growth and strategic partnerships. Throughout my career, I have combined growth-focused execution with strong governance through AML, KYC, due diligence and compliance-led onboarding practices. What I'm known for: • Driving portfolio growth across banking, fintech, B2B payments and supply chain finance businesses • Building strategic partnerships with banks, NBFCs, fintechs and enterprise clients • Delivering supply chain finance, trade finance, working capital and cross-border payment solutions • Strengthening client relationships, retention, renewals and revenue growth initiatives • Leading business expansion with a strong focus on execution, governance and results I’m passionate about helping businesses unlock growth through innovative financial solutions, strong partnerships and customer-centric execution.

Location

Greater Bengaluru Area

AI stack

github copilot

Microsoft Copilot

Work experience

Assistant Vice President – Factoring, Reverse Factoring & Supply Chain Finance at Mynd Integrated Solutions Pvt. Ltd., Sep 2024 - Present · 2 yrs 2 mos, Bengaluru, Karnataka, India, At Mynd Solutions, I am driving business growth across B2B corporate payments & receivables, factoring, reverse factoring, supply chain finance, dynamic bill discounting, vendor finance, dealer finance, buyer finance and cross-border transaction portfolios. My role focuses on enterprise client acquisition, portfolio growth, client retention and strategic partnerships and delivering working capital solutions across the fintech ecosystem. Key Accomplishments: • Consistently exceeded business targets through client acquisition and portfolio expansion. • Managed MSME payables, receivables and cross-border transaction portfolios across the region. • Led client onboarding and activation on the M1xchange TReDS platform, driving portfolio growth. • Delivered factoring, reverse factoring, vendor finance and dynamic discounting solutions for enterprise clients. • Expanded partnerships with banks, NBFCs and fintech institutions to support business growth. • Strengthened onboarding and renewal governance through AML, KYC, due diligence, compliance reviews, field verification and address verification processes for corporate and individual customers.

Assistant at MYND SOLUTIONS PVT. LTD., Sep 2024 - Present · 2 yrs 2 mos, Driving regional business growth across Karnataka, Andhra Pradesh and Telangana for factoring, reverse factoring, dynamic bill discounting, cross-border transactions and supply chain finance portfolios within Mynd Fintech ecosystem.

Product Regional Manager – Vendor Finance & Buyer Finance at Tata Capital, May 2023 - Sep 2024 · 1 yr 5 mos, Bengaluru, In this role, I led B2B corporate payments & receivables, vendor finance and buyer finance solutions across South India, driving portfolio growth, client retention, strategic partnerships and enterprise acquisition initiatives. Key Accomplishments: • Consistently exceeded business targets through vendor finance expansion & strategic client acquisition. • Managed regional portfolios across Karnataka, Tamil Nadu, Kerala, Andhra Pradesh and Telangana. • Successfully launched Buyer Finance within six months, expanding solution offerings across enterprise accounts. • Built corporate partnerships, driving business growth, portfolio expansion and client retention initiatives. • Identified new market opportunities through industry mapping and cross-functional collaboration. • Strengthened pipeline visibility and business tracking through effective SFDC forecasting and reporting. • Strengthened onboarding and renewal governance through AML, KYC, due diligence, compliance reviews and customer verification processes for enterprise clients and partnerships.

Regional Product Manager at Tata Capital, May 2023 - Sep 2024 · 1 yr 5 mos, Led regional supply chain finance expansion across South India through portfolio growth, strategic alliances and buyer finance transformation initiatives.

Associate Director – B2B Corporate Sales & Portfolio Management at Kodo, Dec 2021 - May 2023 · 1 yr 6 mos, Bengaluru, Karnataka, India, As Associate Director, I led pan-India B2B sales and portfolio growth initiatives, driving enterprise acquisition, strategic partnerships and fintech SaaS adoption across startup, mid-market and large enterprise segments. Key Accomplishments: • Established & scaled the portfolio management function, supporting business growth across fintech ecosystems. Expanded banking, fintech and enterprise partnerships, driving portfolio growth, client retention and cross-selling opportunities. • Drove pan-India B2B sales through industry events, enterprise engagement and relationship-building initiatives. • Shifted business focus toward enterprise & large corporate segments, supporting portfolio diversification & scale. • Led onboarding, compliance and portfolio governance processes while managing cross-functional teams. • Strengthened onboarding, compliance and partnership governance through AML, KYC, due diligence and customer verification processes across enterprise and fintech ecosystems.

Associate Director of Corporate Sales at KODO TECHNOLOGIES PVT. LTD., Dec 2021 - May 2023 · 1 yr 6 mos, Drove pan-India B2B fintech and SaaS growth through portfolio expansion, enterprise acquisition, strategic partnerships and corporate card expansion initiatives across startup and large enterprise ecosystems.

Education

PGDBA, Marketing & Finance, ITM Group of Institutions

Bachelor of Science, Mathematics, Loyola College

J Harikrishna - Assistant Vice President – Factoring, Reverse Factoring & Supply Chain Finance in Greater Bengaluru Area | Tal