About
For the past 3 years, I have been working exclusively on Central Bank Digital Currency (CBDC) app of Bank of Baroda i.e. bob World Digital Rupee app as a single, complex digital product, supporting its rollout, operational readiness, and ongoing evolution within a regulated banking environment at Bank of Baroda. CBDC represents a once-in-a-generation shift in how sovereign money is issued, distributed, and transacted, sitting at the intersection of payments, technology, regulation, and public trust. Working on this initiative has required deep coordination across technology teams, operations, compliance, business stakeholders, external partners, and regulatory bodies to ensure stability, scalability, and auditability from day one. In my current role, I support the CBDC product across delivery and operational streams, including platform readiness, user onboarding flows, transaction operations, settlement and reconciliation processes, exception handling, and operational controls. This also involves ongoing coordination with key ecosystem institutions such as the Reserve Bank of India and National Payments Corporation of India, ensuring alignment with regulatory guidelines, payment infrastructure dependencies, and ecosystem-wide readiness. My focus is on ensuring that product capabilities translate into real-world usability, while meeting the stringent requirements of a regulated financial system. Prior to focusing on CBDC, I worked in Digital Banking and Payments, supporting internet banking platforms, payment gateways, and centralized payment operations. This experience built a strong foundation in payments workflows, platform dependencies, and large-scale banking operations, which directly informs my current work on CBDC. Earlier in my career, I also worked at Amazon, where I was exposed to data-driven execution, process rigor, and operational excellence at scale - shaping my approach to delivery, governance, and continuous improvement. I am particularly interested in roles where I can continue working on cutting-edge digital currency, payments, or financial infrastructure products, combining program-level execution with product thinking to help build future-ready financial systems.
Work experience
Project Manager - Digital Banking at Bank of Baroda, Jun 2014 - Present · 12 yrs 5 mos, Mumbai, Maharashtra, India
Assistant Manager at Bank of Baroda, Jun 2014 - Jul 2022 · 8 yrs 2 mos, Bengaluru Area, India
Catalog Associate at Amazon, Aug 2013 - May 2014 · 10 mos, Bengaluru Area, India
Product Ads Auditor at Amazon, Jan 2013 - Jul 2013 · 7 mos, Bengaluru Area, India
Associate at Infinite Computer Solutions, Feb 2012 - Jul 2012 · 6 mos, Bengaluru Area, India
