---
title: "HRISHIKESH PAWAR - Senior Associate in Mumbai | Tal"
description: "Meet HRISHIKESH PAWAR, Senior Backend Engineer | Java · Spring Boot · Kafka · GCP | Fintech & Banking | CHAPS · FPS · Thought Machine Vault | Open to Senior / Lead Roles based in Mumbai."
image: "https://tal.club/meet/hrishikesh-3/share-image"
---

# HRISHIKESH PAWAR on Tal

## Headline

Senior Backend Engineer \| Java · Spring Boot · Kafka · GCP \| Fintech & Banking \| CHAPS · FPS · Thought Machine Vault \| Open to Senior / Lead Roles

## About

Senior Backend Engineer with 13\+ years building production\-grade Java and Spring Boot microservices in fintech and banking\. Currently at Lloyds Banking Group delivering event\-driven payment systems, CHAPS high\-value payments and FPS NPA inbound flows, processing tens of thousands of Kafka events daily under Bank of England regulatory standards\. My systems run at 99\.99% availability with zero duplicate transaction tolerance\. My core stack is Java 17, Spring Boot, Apache Kafka, and GCP \(GKE, Pub/Sub\)\. I design fault\-tolerant microservices using event\-driven architecture, idempotent Kafka consumers, Saga patterns, and the transactional outbox pattern\. I secure APIs and inter\-service communication with mTLS, OAuth2, and JWT\-based Spring Security\. On the observability side I work with Micrometer, Prometheus,New Relic,Dynatrace, and OpenTelemetry\. I maintain 90%\+ test coverage using JUnit 5, Mockito, and Testcontainers, enforced as hard CI/CD gates via Jenkins and Spinnaker on Kubernetes\. At Lloyds I built idempotent Kafka consumer handlers guaranteeing exactly\-once payment processing for CHAPS zero duplicate transactions in production since go\-live\. At MSCI \(6 years, team lead\) I led a 3\-engineer team delivering a high\-volume reference data platform processing hundreds of thousands of vendor records per daily batch cycle, with zero critical production incidents across 24 consecutive releases\. I reduced defect resolution turnaround by \~30% by decomposing monolithic service methods into single\-responsibility Spring Batch processors\. Currently open to Senior Backend Engineer and Tech Lead roles in fintech, banking, and payments India, Singapore, Dubai, UK, Australia, or remote\. Particularly interested in teams building real\-time payment infrastructure, event\-driven platforms, or cloud\-native core banking systems\. Feel free to connect or message me directly\.

## Location

Mumbai

## Work experience

Senior Associate at Lloyds Banking Group\(Publicis Sapient\), Mar 2024 \- Present · 2 yrs 4 mos, Mumbai, Building event\-driven payment and savings microservices for Lloyds' Vault Banking platform using Java 17, Spring Boot, and Apache Kafka on GCP \(GKE\)\. • Designed idempotent Kafka consumer handlers for the CHAPS high\-value payment engine, guaranteeing exactly\-once processing semantics and zero duplicate transactions under the Bank of England's 99\.99% availability mandate\. • Engineered the FPS NPA inbound payment flow — request validation, Safetronic signature verification, Kafka\-based DLQ and retry resilience layer \(2\-hour SLA\), and response routing back to upstream systems\. • Built Fixed\-Term and Easy\-Access Saver microservices integrated with Thought Machine Vault, including a Kafka\-driven maturity saga for end\-of\-term payout processing across thousands of accounts\. • Secured all inter\-service and external API communication using mTLS mutual authentication, satisfying FCA data protection compliance requirements across every service boundary\. • Maintained 90%\+ unit and integration test coverage \(JUnit 5, Mockito, Testcontainers\) as a hard Jenkins/Spinnaker CI gate — zero regression defects in production post\-merge\.

Engineering Associate at Lloyds Banking Group \(via Publicis Sapient\), Feb 2024 \- Present · 2 yrs 5 mos, Architected and delivered two production savings account microservices integrated with Thought Machine Vault, managing full account lifecycle — creation, maturity workflows, and automated interest payout — for millions of Lloyds retail banking customers\. Engineered Kafka\-based event pipelines \(Producer/Consumer, partition\-keyed for ordering\) processing tens of thousands of transactional events daily, enabling real\-time maturity notifications and downstream system synchronisation with guaranteed delivery semantics\. Implemented mTLS mutual authentication across all third\-party API integrations, eliminating man\-in\-the\-middle attack vectors and satisfying FCA data protection compliance requirements on every external service boundary\. Contributed to a fault\-tolerant CHAPS payment engine handling high\-value, same\-day bank\-to\-bank transactions, built to 99\.99% availability standards mandated by the Bank of England payment scheme — zero tolerance for data loss or duplicate processing\. Designed idempotent Kafka consumer handlers guaranteeing exactly\-once payment processing semantics under network retries and partial failures, preventing duplicate transaction creation across distributed service boundaries\. Secured payment service APIs using OAuth2 and Spring Security with method\-level RBAC, ensuring role\-enforced access control across all clearing pipeline endpoints in alignment with UK payment regulatory standards\. Maintained 90%\+ unit and integration test coverage using JUnit 5 and Mockito across all owned microservices, enforced as a hard CI/CD pipeline gate via Jenkins and Spinnaker — directly reducing production regression defects per release cycle\. Diagnosed and resolved critical Kubernetes \(GKE\) bottlenecks in production\-deployed services, improving service uptime and reducing P99 latency for time\-sensitive payment message processing flows\.

Software Developer at JPMorgan Chase & Co\., Aug 2023 \- Mar 2024 · 8 mos, Glasgow, Environment: Spring MVC, Spring Boot, Microservices, Oracle, ReactJS \| Description: • Designed and implemented RESTful API endpoints for a client onboarding platform, enabling structured ingestion, validation, and persistence of new client records from upstream sources into Oracle DB\. • Led requirement\-gathering sessions with cross\-functional stakeholders, translating business specifications into Spring Boot service designs with delivery estimates for sprint planning\. • Owned deployment pipelines to UAT and Production environments, coordinating release windows and post\-deployment validation with QA and DevOps teams\. Key Deliverables: In my present capacity, I am responsible for leading the entire software development lifecycle, right from requirement gathering to the final application delivery\. I play a pivotal role in managing the architectural design of Java\-based applications, guaranteeing scalability, performance, and security\. Additionally, I ensure they align with the feasibility, functionality, and integration of existing platforms by crafting comprehensive software designs\. My role extends to performing rigorous unit and integration tests, guaranteeing our software's functionality aligns with client requirements and remains defect\-free\. I take charge of the intricate process of code development, translating client needs into robust software solutions and ensuring seamless deployment across different environments, especially production\. Beyond the hands\-on work, I manage code deployment to both production and UAT environments, pinpoint and resolve performance bottlenecks, and consistently optimize applications for scalability\. Additionally, I find great value in mentoring junior developers, introducing them to advanced Java concepts, and imbuing them with industry best practices\.

Software Engineer at JPMorgan Chase & Co\., Aug 2023 \- Feb 2024 · 7 mos, Designed and implemented RESTful API endpoints for a client onboarding platform, enabling structured ingestion, validation, and persistence of new client records from upstream data sources into Oracle DB\. Led requirement\-gathering sessions with cross\-functional stakeholders \(business, QA, DevOps\), translating functional specifications into backend service designs with delivery estimates for sprint planning\. Owned build and deployment cycles to UAT and Production environments, coordinating release windows and post\-deployment validation — reducing integration issues through structured pre\-release checklists\.

Software Developer at Synechron, Sep 2017 \- Aug 2023 · 6 yrs, Mumbai, Environment: Spring MVC, Spring Boot, Microservices, Oracle, Ext JS \| Description: • Led a 3\-engineer team delivering MSCI's reference data management platform, processing hundreds of thousands of vendor\-sourced financial records per daily batch cycle used by institutional investors globally\. • Designed Spring Batch ingestion pipelines with maker\-checker validation workflows — every data change required independent human approval before publication to downstream systems\. • Reduced defect resolution turnaround by \~30% by refactoring monolithic service methods into single\-responsibility Spring Batch processors — failures became immediately attributable to a specific processing stage\. • Delivered zero critical production incidents across 6 years and 24 consecutive quarterly releases by introducing structured sprint rituals: definition of ready, parallel test authorship, and fixed UAT windows\. As a Software Developer, I actively gathered user requirements and furnished precise estimates while stationed at the MSCI client site\. I took the helm in managing enhancements, steering the development process, and effectively allocating tasks\. I supervised code deployment to both production and UAT environments\. As a Team Lead, I had the privilege of leading and mentoring a dynamic team of three, ensuring efficient project execution and team synergy\.

Lead Software Engineer at Synechron Technologies \(Client: MSCI\), Aug 2017 \- May 2023 · 5 yrs 10 mos, Led a 3\-engineer team delivering a high\-volume reference data management platform for MSCI, processing hundreds of thousands of vendor\-sourced financial records per daily batch cycle used by institutional investment clients globally\. Designed and maintained data ingestion pipelines loading, validating, and reconciling large structured datasets from vendor files into Oracle DB, with maker\-checker validation workflows ensuring data integrity before downstream publication\. Reduced average defect resolution turnaround by \~30% by refactoring monolithic service methods into single\-responsibility units, applying Clean Code principles and SOLID design across the core data processing layer\. Drove end\-to\-end delivery across analysis, development, UAT coordination, and production deployment over a 6\-year engagement, maintaining consistent sprint velocity with zero critical production incidents across all releases under team leadership\. Instituted structured code reviews as a quality gate, enforcing team coding standards and directly reducing post\-deployment defect rates across quarterly release cycles\.

## Education

Bachelor of Engineering \- BE, Information Technology, University of Mumbai

Diploma of Education, Computer Technology/Computer Systems Technology, Maharashtra State Board of Technical Education \(MSBTE\)

[View the original profile](https://tal.club/meet/hrishikesh-3)

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