Headline

Sr. Associate at CRISIL | Credit & Financial Research | Financial Modeling | Valuation | Risk Analysis | MBA | Passionate about Investment Banking, Private Equity & Corporate Finance | Finance Enthusiast | Deal Analysis.

About

Finance professional with experience in credit research, financial analysis, and business evaluation, currently focused on opportunities in Credit Research, Investment Banking, Financial Modelling, Valuation, and Corporate Finance. My experience at CRISIL has provided me with exposure to analyzing financial statements, evaluating business performance, assessing industry trends, and supporting research-driven decision-making processes. Through my work, I have developed a strong foundation in credit assessment, ratio analysis, business risk evaluation, financial interpretation, and analytical reporting. I have worked on understanding company fundamentals, identifying key financial and operational trends, and deriving insights that support effective business decisions. I am particularly interested in roles involving: • Credit Research • Financial Modelling • Valuation • Investment Research • Corporate Finance • FP&A • Risk Analysis Alongside my professional experience, I am continuously strengthening my technical and analytical expertise in: • Advanced Excel • Financial Modelling • Power BI • Financial Statement Analysis • Valuation Techniques • Financial Forecasting • Capital Markets I enjoy analytical problem-solving, financial storytelling, and transforming numbers into actionable insights that support strategic decision-making. My interest lies in understanding businesses from both financial and operational perspectives while identifying factors that drive growth, profitability, and risk. Over time, I have developed a strong inclination toward finance-driven analytical roles that combine research, quantitative analysis, and strategic thinking. I am motivated by opportunities where I can evaluate businesses, interpret financial data, conduct industry research, and contribute to high-impact decision-making processes. I also enjoy learning about industries, market trends, and business models to strengthen my understanding of the financial ecosystem. Apart from my core responsibilities, I actively focus on upskilling through financial modelling practice, valuation projects, market research, and continuous learning in finance and analytics. I believe in maintaining a growth-oriented mindset and continuously improving both technical and communication skills to remain adaptable in a competitive financial environment. Core Competencies: • Credit Research • Financial Analysis • Financial Statement Analysis • Ratio Analysis • Financial Modelling • Valuation • Corporate Finance • Investment Research • Power BI

Location

India

Work experience

Sr. Associate at Crisil, Aug 2024 - Present · 1 yr 10 mos, India, As a Senior Associate, I play a key role in supporting S&P Global Ratings by extracting, analyzing, and validating financial data from companies’ audited and unaudited financial statements. My work ensures the availability of accurate, structured, and high-quality financial data used in credit risk assessment and rating methodologies. Key Responsibilities: • Extract and interpret financial data from audited and unaudited financial statements, annual reports, and disclosures • Analyze financial information to ensure accuracy, consistency, and adherence to S&P Global Ratings standards • Update and maintain financial data in the organization’s customized internal systems supporting credit ratings • Conduct thorough data validation, quality checks, and resolve discrepancies • Support credit analysts and rating teams with reliable, timely financial datasets • Follow established credit-rating methodologies, compliance guidelines, and documentation practices • Identify data gaps and contribute to continuous process improvements in financial research

Trainee - Corporate Accounting at ARCHER, Jun 2023 - Apr 2024 · 11 mos, India

Intern - wealth management at MyAdvisor Finserv Pvt. Ltd., Jul 2022 - Aug 2022 · 2 mos, India

Education

Master of Business Administration - MBA, Finance, Navrachana University

Bachelor's degree, Finance and Accounts, The Maharaja Sayajirao University of Baroda