---
title: "Harshit Anand - Principal Engineer in Bengaluru | Tal"
description: "Meet Harshit Anand, Principal Engineer @ Uni Cards | Scalable Systems | Technical Leadership based in Bengaluru. AI stack includes cursor, github copilot, and openai."
image: "https://tal.club/meet/harshit-anand-1/share-image"
---

# Harshit Anand on Tal

## Headline

Principal Engineer @ Uni Cards \| Scalable Systems \| Technical Leadership

## About

I’m a Principal Engineer at Uni Cards with around 9 years of experience building scalable systems across fintech and enterprise domains\. I’ve led critical initiatives across credit card, loan, and investment products—delivering onboarding flows, fraud prevention systems \(saving ₹3\.6 Cr/year\), and zero\-downtime migrations for 50\+ lakh users\. Skilled in Java, Spring Boot, Python, AWS, and distributed system design, I’ve led cross\-functional teams, driven full SDLC ownership, and mentored engineers to raise the technical bar\. Previously at SAP Labs and Wipro, I built ML tools, microservices, and automation platforms deployed across cloud\-native environments\. Always up for a conversation on scale, system design, or tech leadership\.

## Location

Bengaluru

## AI stack

cursor

github copilot

openai

windsurf

## Work experience

Principal Engineer at Uni Cards, Jan 2026 \- Present · 4 mos, Bengaluru, Karnataka, India, • Defined architecture and drove execution at org\-level for high\-impact initiatives, mentoring 10 engineers and collaborating cross\-functionally with Tech, Product, Growth, Care, Analytics, and Business teams to deliver scalable, revenue\-driving systems\. • Led database migration from MongoDB to Amazon DocumentDB, delivering a near\-zero downtime cutover \(just 2 minutes of planned downtime\) while achieving an annual infrastructure cost reduction of 2\+ crore\. • Proposed and developed in\-house MMP\(Mobile Measurement Partner\) like Appsflyer and an in\-house Business Rule Engine \(BRE\) like Scienaptic resulting in annual savings of 2\.2 crore for the company\. • Spearheaded a mission\-critical data migration for 52\+ lakh users with zero downtime, alongside a data reset for 7\+ lakh users during overnight windows, orchestrating Kafka partitioning, pod scaling, and MongoDB M60 cluster tuning to handle peaks of 30K\+ RPM without service degradation\. • Mentored engineers and uplifted technical standards by introducing best practices through code reviews, architectural guidance, and hands\-on coaching, directly contributing to the promotion of 4 engineers from SDE\-I to SDE\-II and improving team\-wide system performance, reliability, and scalability\. • Delivered across Credit Card, P2P Investment, Personal Loan, and Mutual Fund verticals, cumulatively onboarding 20\+ lakh customers\. • Architected and led backend development for multiple financial products, building onboarding workflows for PAN validation, multi\-mode KYC, address verification, lender/bank integrations, E\-Sign, and post\-onboarding flows like billing, multi\-party settlements, powering financial operations at national scale\. Also developed a personalised credit\-report\-based video generator educating millions of users on their creditworthiness\. • Championed the adoption of AI developer agents \(Cline, Windsurf, Claude, Amazon Q, GitHub Copilot, etc\.\) to accelerate development cycles by 30%\+

SDE III at Uni Cards, Jan 2024 \- Dec 2025 · 2 yrs, Bengaluru, Karnataka, India

SDE II at Uni Cards, Jul 2022 \- Dec 2023 · 1 yr 6 mos

Developer at SAP, Apr 2021 \- Sep 2021 · 6 mos

Developer Associate at SAP, Oct 2019 \- Apr 2021 · 1 yr 7 mos, • Designed and developed microservices for image comparison systems by name Camouflage using Spring Boot, Django, OpenCV and RabbitMQ enabling automated validation of image datasets and improving QA efficiency\. • Built Test Data Engineering pipelines to transfer test data across system types, automating instance migrations via Spring Boot services and OData APIs, deployed on Cloud Foundry\. • Engineered an ML\-based Defect Predictor and False Positive Scanner, leveraging machine learning models to categorize incidents and detect duplicates, significantly reducing manual triaging efforts\. • Developed a Test Data Container platform, creating a reusable, referenceable containerized test data solution integrated with automation tools, enhancing test data availability and reusability across teams\. • Actively contributed to backend and frontend layers, building scalable UI applications using SAP UI5 and integrating with microservices for seamless operations\. • Deployed and managed microservices in cloud environments, ensuring production\-grade reliability, monitoring, and autoscaling via Cloud Foundry\.

Associate Consultant at Wipro Limited, Aug 2017 \- Oct 2019 · 2 yrs 3 mos, Bengaluru Area, India, • Developed automation solutions for Unix/Linux cloud infrastructure, scripting in Python and Bash to automate operational tasks across diverse environments\. • Built metering systems to measure Work Done by Bots \(WDB\) across accounts, leveraging orchestrators and automation scripts to track and exceed quarterly automation targets\. • Led end\-to\-end development of automation solutions — from requirement gathering, system study, design, implementation, testing, documentation, to deployment ensuring delivery aligned with high\-quality standards\. • Designed scalable automation workflows that reduced manual effort across cloud and infrastructure services, contributing to significant operational cost savings\. • Collaborated closely with cross\-functional teams to gather requirements, align on solution designs, and deliver production\-grade automation systems at scale\.

Intern at Bharat Heavy Electricals Limited, Jun 2016 \- Jun 2016 · 1 mo, Bhopal, Madhya Pradesh, India

Intern at Steel Authority of India Limited, Dec 2015 \- Dec 2015 · 1 mo, Bhilai Area, India

## Education

Bachelor of Technology \(B\.Tech\.\), Electrical and Electronics Engineering, Manipal institute of technology

Padmawati Academy Senior Secondary School

[View the original profile](https://tal.club/meet/harshit-anand-1)

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