Headline

Business Analytics & Risk Professional | Ex-JPMorgan Chase | MBA Business Analytics (IBM Certified) | Python · JIRA· SQL · Power BI | Open to Analytics, Consulting & FinTech Roles

About

I'm a Business Analytics & Risk professional with 3+ years at JPMorgan Chase, where I led risk indicator tracking, credit analytics, and compliance operations across APAC & EMEA — reducing compliance exceptions by 20% and achieving 100% audit compliance in FY22. Currently completing my MBA in Business Analytics & Finance at Chandigarh University (IBM Certified), with a thesis on the systemic impact of Decentralised Finance (DeFi) on traditional banking — which means I sit at the intersection of financial services, data strategy, and emerging technology. My core toolkit: Python · SQL · Power BI · Tableau · IBM Cognos Analytics · SPSS Modeler — applied across credit risk modelling, customer segmentation, KPI dashboard automation, variance analysis, and regulatory reporting. Beyond corporate roles, I co-founded Illusstream Solutions, where I led end-to-end client consulting engagements in analytics and automation for SMEs — managing full delivery lifecycles, stakeholder alignment, and measurable outcomes including a 35% improvement in client reporting efficiency. Key projects I'm proud of: → Churn Prediction Model (C5.0 & CHAID, 87% accuracy) — credit default early-warning framework → Customer Segmentation System (K-Means++ · RFM · Python) — risk profiling and offer targeting → Financial Sales & KPI Dashboard (IBM Cognos · Power BI) — 40% reduction in reporting time → Market Basket Analysis (Apriori · SQL) — cross-sell optimisation, 9% uplift in transaction value What I'm looking for: → Business Analyst / Analytics roles in banking, fintech, or consulting → Risk Analytics, Compliance Testing, or Decision Sciences positions → Consulting roles bridging data fluency with stakeholder advisory Open to relocation across India. Available immediately post-MBA. Let's connect if you're building data-first teams in financial services, consulting, or tech. 📩 mishraharsh.1138@gmail.com | +91 9616-066-922

Location

Chandigarh

AI stack

claude

kimi

langgraph

langsmith

midjourney

notebooklm

Work experience

Product & Business Consulting Lead at Illusstream, Apr 2024 - Aug 2024 · 5 mos, Unnao, Uttar Pradesh, India, Led end-to-end client consulting engagements across analytics, automation, and custom software delivery for SMEs and startups — managing the full lifecycle from requirement gathering and scope planning through to execution, QA, and post-delivery review. • Improved client reporting efficiency by 35% through design and implementation of KPI dashboards and automated business reporting frameworks using Power BI, SQL, and Python; standardised project workflows reducing delivery turnaround by 20% across cross-functional teams. • Conducted market research and financial feasibility analysis for AI-driven analytics products targeting Indian enterprises; supported investor readiness activities including pitch deck preparation, product roadmap planning, and startup incubation applications. • Delivered data-driven business recommendations and operational insights to C-suite stakeholders across 8+ concurrent client engagements; managed client expectations, escalated risks proactively, and maintained full visibility across multiple delivery timelines. • Coordinated cross-functional teams of developers, analysts, and designers — bridging technical and business stakeholders to ensure on-time, on-spec delivery.

Corporate Analyst at JPMorganChase, Dec 2020 - Jun 2023 · 2 yrs 7 mos, Led risk indicator tracking and portfolio trend monitoring across APAC & EMEA, delivering variance analysis and credit performance forecasting that reduced compliance exceptions by 20% and supported data-driven policy decisions at the regional level. • Built statistical models — regression, decision-tree logic, and K-Means customer segmentation — to identify risk concentrations and forecast credit performance; produced model documentation and process governance artefacts aligned to enterprise risk policy standards. • Executed data reconciliation and audit support including direct response to auditor queries on plan provisions and valuation results; achieved 100% audit compliance in FY22 across all assigned portfolios. • Developed risk monitoring dashboards and executive reporting frameworks in Python and Excel VBA, improving reporting turnaround by 15% and saving 120+ hours annually. • Coordinated with Technology, Compliance, and Regional Business teams on regulatory reporting across vintage, product, and channel segments for APAC & EMEA regions. • Standardised data definitions and process documentation to improve governance, audit transparency, and cross-functional operational consistency across the analytics function. • Analysed end-to-end data flows and delivered process maps that improved operational transparency and reduced manual handoffs across reporting workflows. Skills: Python · SQL · Excel VBA · Risk Analytics · Regulatory Reporting · Audit Compliance · Variance Analysis · Credit Risk · Data Reconciliation · APAC/EMEA Operations · Stakeholder Management

Statistical Analyst at Hygronik Co., Apr 2020 - Aug 2020 · 5 mos, Analysed financial and operational data across 5+ departments to support budgeting, forecasting, and KPI tracking for an early-stage technology company. • Designed SQL-based relational data models enabling integrated and scalable reporting, reducing data retrieval time by 30%. • Applied regression analysis and hypothesis testing to support product cost analysis and financial feasibility assessments, directly influencing 2 key strategic product decisions. • Built KPI tracking frameworks in collaboration with cross-functional department heads, enhancing performance visibility and enabling faster data-driven decision-making.

Education

Master of Business Administration - MBA, Business Analytics, CHANDIGARH UNIVERSITY

Bachelor of Science, Applied Mathematics, Chhatrapati Shahu Ji Maharaj University (CSJMU), Kanpur