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Harman Singh

Product Analyst | BFSI, FinTech, GTM, APIs, SaaS | Ex- Pfizer

Gurugram

5+ years of work experience

Decimal Technologies
Jul 20242 yrs 4 mosPresent

Gurugram, Haryana, India

• Own product discovery, requirements, delivery and go to market for Vahana Hub, an API marketplace with a built-in API gateway, currently serving in India & Saudi Arabia. • Took Vahana Hub from 0 to 1: Translated leadership's product vision into the roadmap, work breakdown structure (WBS) and JIRA backlog from inception, then ran Agile delivery with engineering: backlog prioritisation, sprint planning and releases. • Scaled the platform to 20+ banks and financial institutions, 50M+ API requests a year, 99.9% uptime and 2,000+ APIs from 70+ partners (API provider). • Managed end to end project & an on-premise product delivery for a Saudi Arabian finance company; prepared evidence for the Saudi Central Bank (SAMA) API security assessment. • In product operations, achieved 90%+ ticket closure, cut partner onboarding from 2 weeks to 3 days, led verification of a 1,200+ API migration with zero production disruption and collected partner security evidence for audits across banks. • Led AI discovery and launched a standalone Model Context Protocol (MCP) server for AI agents to discover governed APIs. • India GTM: Ran about 50 client and partner demos and prepared client-specific proposals, RFQs, business cases across 15+ institutions. Worked with marketing for product marketing; pre-sales for RFPs across financial institutions. • US products: Deposit account products (individual onboarding; business onboarding); lending/mortgage products; a CRM for a mortgage company. • USA GTM & partnerships: Profiled 70+ US financial institutions and built a 15-account beachhead list. Drove email campaigns, product marketing material for the US market. Working with US API Partners for use cases around Identity Verification (KYC/KYB), Fraud & AML, Mule Accounts, PEP, Account Aggregators.
Decimal Technologies
Jan 20246 moJul 2024

Gurugram, Haryana, India

• B.Tech Industry Capstone: Supported product enablement for a low-code BFSI platform. Streamlined L2 support for banking enterprises. • Owned platform & business use cases for the banking journeys like CASA and lending journeys. • Collaborated with Product, QA, Infra and Backend teams to triage production issues, validate enhancements and drive platform improvements. • Documented functional gaps and enhancement requirements contributing to product development.
Decimal Technologies
May 20233 mosJul 2023

Gurugram, Haryana, India

• Worked on a lending channel's incentive computation and performance analysis system for a banking client. • Implemented ETL pipelines to ingest, cleanse and standardize large-scale bank datasets. • Built financial computation logic, rule engines and PL/pgSQL scripts for incentive performance and payout eligibility calculations. • Developed DDL/DML schemas and transactional data models for loan channel operations. • Supported financial operations and reporting for lending channel system.
Pfizer
Jun 20222 mosJul 2022

Vishakhapatnam, Andhra Pradesh, India

• Worked in a highly regulated pharmaceutical quality and compliance environment, gaining hands-on exposure to validation, audit discipline and risk-controlled laboratory principles. • Contributed to microbial organism identification using VITEK-MS system, water quality analysis and endotoxin testing, following Pfizer's SOP and quality documentation standards. • Developed strong foundational discipline around pharmaceutical microbiology, compliance adherence, quality assurance and SOP-driven operations.
Jun 20202 yrs 1 moJun 2022

• Managed invoice verification, billing reconciliation for PSU clients including ONGC, IOC and OIL. • Performed discrepancy resolution and audit traceability validation to maintain billing accuracy and payment readiness. • Supported the firm's logistics and operations governance required for PSU audits.

Harman’s AI Stack

claude code
claude code
codex
codex
cursor
cursor
lovable
lovable
notion
notion
Granola
Granola

Education

Vellore Institute of Technology

Bachelor of Technology - BTech, Biotechnology

Vellore Institute of Technology

20204 yrs2024
Delhi Public School - India

High School Diploma

Delhi Public School - India

20155 yrs2020

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Headline

Product Analyst | BFSI, FinTech, GTM, APIs, SaaS | Ex- Pfizer

About

I’ve spent the last 3 years building products for banks and financial institutions across API platforms, lending, onboarding and CRM, for India, Saudi Arabia and the US. Built & launched a 0 to 1 product: “Vahana Hub”, an API marketplace with a built-in API gateway, where banks and financial institutions manage the complete ecosystem of the APIs they buy and expose. The platform serves 20+ banks and financial institutions across India and Saudi Arabia, handles 50M+ API requests and brings together 2,000+ APIs from 70+ partners (API providers). Working across the product management lifecycle: Discovery, Strategy, Roadmap, Development, Governance, Audits, GTM and Pre Sales Operations for India & the US BFSI market. Engaged with banks, NBFCs, FIs, lenders, FinTechs, and API partners, onboarding 70+ partners across India, KSA, UAE, and the USA. Interested in Lending, Onboarding, Banking, B2B platform products, payments systems, API ecosystems. Always open to thoughtful product conversations and the occasional 90s music debate :)

Location

Gurugram

AI stack

claude code

codex

cursor

lovable

notion

Granola

Work experience

Product Analyst at Decimal Technologies, Jul 2024 - Present · 2 yrs 4 mos, Gurugram, Haryana, India, • Own product discovery, requirements, delivery and go to market for Vahana Hub, an API marketplace with a built-in API gateway, currently serving in India & Saudi Arabia. • Took Vahana Hub from 0 to 1: Translated leadership's product vision into the roadmap, work breakdown structure (WBS) and JIRA backlog from inception, then ran Agile delivery with engineering: backlog prioritisation, sprint planning and releases. • Scaled the platform to 20+ banks and financial institutions, 50M+ API requests a year, 99.9% uptime and 2,000+ APIs from 70+ partners (API provider). • Managed end to end project & an on-premise product delivery for a Saudi Arabian finance company; prepared evidence for the Saudi Central Bank (SAMA) API security assessment. • In product operations, achieved 90%+ ticket closure, cut partner onboarding from 2 weeks to 3 days, led verification of a 1,200+ API migration with zero production disruption and collected partner security evidence for audits across banks. • Led AI discovery and launched a standalone Model Context Protocol (MCP) server for AI agents to discover governed APIs. • India GTM: Ran about 50 client and partner demos and prepared client-specific proposals, RFQs, business cases across 15+ institutions. Worked with marketing for product marketing; pre-sales for RFPs across financial institutions. • US products: Deposit account products (individual onboarding; business onboarding); lending/mortgage products; a CRM for a mortgage company. • USA GTM & partnerships: Profiled 70+ US financial institutions and built a 15-account beachhead list. Drove email campaigns, product marketing material for the US market. Working with US API Partners for use cases around Identity Verification (KYC/KYB), Fraud & AML, Mule Accounts, PEP, Account Aggregators.

Product Support Representative at Decimal Technologies, Jan 2024 - Jul 2024 · 6 mo, Gurugram, Haryana, India, • B.Tech Industry Capstone: Supported product enablement for a low-code BFSI platform. Streamlined L2 support for banking enterprises. • Owned platform & business use cases for the banking journeys like CASA and lending journeys. • Collaborated with Product, QA, Infra and Backend teams to triage production issues, validate enhancements and drive platform improvements. • Documented functional gaps and enhancement requirements contributing to product development.

Database Developer & Data Analyst at Decimal Technologies, May 2023 - Jul 2023 · 3 mos, Gurugram, Haryana, India, • Worked on a lending channel's incentive computation and performance analysis system for a banking client. • Implemented ETL pipelines to ingest, cleanse and standardize large-scale bank datasets. • Built financial computation logic, rule engines and PL/pgSQL scripts for incentive performance and payout eligibility calculations. • Developed DDL/DML schemas and transactional data models for loan channel operations. • Supported financial operations and reporting for lending channel system.

Summer Intern at Pfizer, Jun 2022 - Jul 2022 · 2 mos, Vishakhapatnam, Andhra Pradesh, India, • Worked in a highly regulated pharmaceutical quality and compliance environment, gaining hands-on exposure to validation, audit discipline and risk-controlled laboratory principles. • Contributed to microbial organism identification using VITEK-MS system, water quality analysis and endotoxin testing, following Pfizer's SOP and quality documentation standards. • Developed strong foundational discipline around pharmaceutical microbiology, compliance adherence, quality assurance and SOP-driven operations.

Data Management Associate at M/S. PURNAJYOTI PHUKAN, Jun 2020 - Jun 2022 · 2 yrs 1 mo, • Managed invoice verification, billing reconciliation for PSU clients including ONGC, IOC and OIL. • Performed discrepancy resolution and audit traceability validation to maintain billing accuracy and payment readiness. • Supported the firm's logistics and operations governance required for PSU audits.

Education

Bachelor of Technology - BTech, Biotechnology, Vellore Institute of Technology

High School Diploma, Delhi Public School - India

Public links

harman-singh-pm.vercel.app: https://harman-singh-pm.vercel.app/