Headline

Senior Associate - Insurance Operations @ Allianz Services | Commercial SME Underwriter Certification

About

As a Senior Associate in Insurance Operations at Allianz Services, I specialize in commercial underwriting and policy assessment, focusing on motor and SME business segments. Certified in P&C Insurance (SMC & Motor) and as a Commercial SME Underwriter (Level 3B), I contribute to underwriting decisions, risk evaluations, and the implementation of best practices to enhance operational efficiency and compliance. With a Bachelor of Technology in Electronics and Electronics and Communication Engineering from LBS Institute of Technology for Women, I bring a strong technical foundation to insurance operations. My work is centered on delivering precise risk assessments, mentoring team members, and optimizing processes to improve customer experience and ensure high operational standards.

Location

Thiruvananthapuram

Work experience

Senior Associate - Insurance Operations at Allianz Services, Jan 2026 - Present · 6 mos, Trivandrum, Currently serving as Senior Associate in Insurance Operations with expanded responsibilities in commercial underwriting and policy assessment. Specializing in motor and SME business segments with P&C insurance expertise. Key Responsibilities & Achievements: Manage commercial insurance underwriting decisions and policy reviews with precision and compliance Assess and evaluate insurance risks for motor and SME business packs Implement and maintain best practices in insurance operations and process management Drive customer experience improvements through operational efficiency Maintain P&C Insurance Standards (SMC & Motor Fleet certifications) Mentor and support team members in underwriting and operational excellence Recognition: Awarded "Best Employee of the Quarter" – Underwriting Team (April 2026) Multiple OSKAR Award recipient for exceptional performance and dedication Consistently rated "Above Met" in performance evaluations Commercial SME Underwriter Certification (Level 3B) – Certified February 2026 P&C Insurance Certificate (SMC & Motor Fleet) – Certified February 2026

Associate at Allianz Services, Jul 2024 - Dec 2025 · 1 yr 6 mos, Thiruvananthapuram, Launched career at Allianz as Associate in Insurance Operations, delivering immediate impact and establishing a foundation for rapid advancement. Progressed through professional development and earned industry certifications while maintaining exceptional performance standards. Key Responsibilities & Achievements: Processed and reviewed insurance policies with accuracy and attention to detail Supported commercial underwriting operations for motor and SME insurance products Completed intensive training and certification programs (Commercial SME Underwriter Level 3B, P&C Insurance) Implemented process improvements that enhanced operational efficiency and customer experience Maintained multiple recognitions for customer service excellence and best practice contributions Recognition & Awards: Best Debutant Award (February 2025) – Recognized for outstanding performance in first year Multiple recognitions for customer experience initiatives and process optimization Rapid promotion to Senior Associate (January 2026) – Promoted after 6 months of exceptional performance Performance rating: "Above Met" (2025)

Insurance Specialist at Allianz, Jul 2025 - Dec 2025 · 6 mos, Completed intensive training programme in Commercial SME Underwriting, covering motor fleet, SME Commercial, and P&C insurance products and methodologies. Achieved Certified Commercial SME Underwriter (Level 3B) designation and P&C Insurance Certificate for SME Commercial and motor fleet underwriting lines. Applied core underwriting principles, risk assessment frameworks, and policy evaluation methodologies to real-world policy portfolios under senior technical mentorship.

Education

Bachelor of Technology - BTech, Electrical, Electronics and Communications Engineering, LBS Institute of Technology for Women, Poojappura, Thiruvananthapuram

Carmel Girls' Higher Secondary School