---
title: "Godwin Sunny - Product Manager in Bengaluru | Tal"
description: "Meet Godwin Sunny, Product @Incred based in Bengaluru. AI stack includes claude, gemini, and geminicli."
image: "https://tal.club/meet/godwin-sunny/share-image"
---

# Godwin Sunny on Tal

## Headline

Product @Incred

## About

I build fintech products that ship — and that AI makes 10x faster\. 9 years in BFSI across lending, risk, capital markets, and finance automation\. The thread connecting all of it: a bias for shipping things that actually get used, and a deep obsession with eliminating manual work\. Lately I've been using AI as a force multiplier — and it's changed what one PM can deliver\. Recent ships at InCred: 🤖 Built 3 AI\-powered tools using Claude AI \(Bank Reconciliation, MF Statement Parser, Trade Tracker\) — saving the finance team 5–7 hours of daily manual work 📊 Leading a full\-scale ERPNext/Frappe investor MIS platform across 15\+ asset classes — cutting MIS prep from 10 days to 4 days 📈 Integrated NSE & BSE APIs for the DCM desk's bond trade dashboard, replacing a manual Excel \+ macro workflow 🏦 Drove KYC success from 25% → 85% and saved ₹20 Lac/year via CIBIL bureau API integration 💰 Earlier scaled co\-lending disbursements from ₹20 Cr to ₹100\+ Cr/month What I care about: → Shipping fast, with AI in the loop at every stage → Building tools internal users actually want to use, not just tolerate → Compliance\-by\-design rather than compliance\-by\-patchwork → Clean PRFAQs over thick PRDs Tools I work with daily: Claude AI · ERPNext/Frappe · Lovable · Figma · Linear · GitHub Currently exploring senior PM roles where AI can fundamentally reshape how operations, risk, and finance teams work\. If you're building in fintech, AI tooling, or lending — let's talk\. 📫 godwin\.slv@gmail\.com \#ProductManagement \#Fintech \#AIProductManagement \#LendingTech \#FinanceAutomation \#ClaudeAI

## Location

Bengaluru

## AI stack

claude

gemini

geminicli

notebooklm

claudecode

githubcopilot

## Work experience

Product Manager at InCred Financial Services, Apr 2025 \- Present · 1 yr 6 mos, Building lending, credit, and risk products at InCred — with AI now woven into how I prototype, ship, and scale\. Recent ships: 🏦 Lending & Credit — Owned the PL Partnership loan journey end\-to\-end \(KYC, bureau, disbursal\)\. Lifted KYC success from 25% to 85%, cut booking TAT from 3 hrs to under 40 min, and saved ₹20 Lac/year via CIBIL Bureau API integration\. 🛡 Risk & Compliance Platforms — Shipped an Early Warning Signals portal for the RCU team in 5 weeks \(0→1\), built an Operational Risk Monitoring portal, and owned RBI audit \+ IPO DRHP readiness end\-to\-end\. 🤖 AI\-Augmented Builds — Self\-shipped 3 internal tools using Claude Code \(bank reconciliation, MF statement parser, trade tracker\), eliminating 5–7 hours of daily ops effort\. Recognised by the CFO and Financial Controller\. 📊 Multi\-Asset MIS Platform — Leading 0→1 ERPNext build covering 15\+ investment types across InCred Capital & Money entities\. On track to cut MIS prep from 10 days to 4 days\. Managing 1 APM\. Tools: Claude Code · Claude · ERPNext · Lovable · Figma · Linear · Frappe

Associate Product Manager at InCred Financial Services, Aug 2021 \- May 2025 · 3 yrs 10 mos, Bangalore Urban, Owned end\-to\-end product delivery across lending partnerships and digital lending platforms\. \- Co\-lending & FLDG — Drove ₹100\+ Cr monthly disbursements; led partner integrations across full lifecycle \(PRFAQs, EPICs, Linear, Figma, UAT, QA sign\-offs\)\. \- Digital Lending Portals — Designed anchor\-backed lending and LAP portals, scaling disbursements from ₹20 Cr to ₹60\+ Cr monthly\. \- Loan Origination System — Built a new LOS for SME lending from scratch, cutting process TAT from 30\+ days to 15 days\. \- Operations Automation — Launched automated Refunds Portal, eliminating manual errors across end\-to\-end refund workflows\.

Divisional Manager \(Alternate Channels\) at Fincare Small Finance Bank, Sep 2019 \- Jul 2021 · 1 yr 11 mos, Bengaluru Area, India

Divisional Product Manager at Fincare Small Finance Bank, Sep 2019 \- Jul 2021 · 1 yr 11 mos, Managed ₹300\+ Cr portfolio across 7 BC Partners and 8 states; onboarded 5 new partners enabling 120\+ branches\. Launched AePS and DBT digital payment services via in\-house applications\.

Manager at Jana Small Finance Bank, May 2016 \- Aug 2019 · 3 yrs 4 mos, Bengaluru Area, India

## Education

Master of Business Administration \(M\.B\.A\.\), Marketing, Symbiosis institute of Management Studies

Bachelor of Technology \(B\.Tech\.\), Electrical and Electronics Engineering, Calicut University, Thenhipalem, Malapuram

[View the original profile](https://tal.club/meet/godwin-sunny)

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