Godwin Sunny profile photo 1 on Tal

Godwin Sunny

Product @Incred

Bengaluru

10+ years of work experience

InCred Financial Services
Apr 20251 yr 6 mosPresent

Building lending, credit, and risk products at InCred — with AI now woven into how I prototype, ship, and scale. Recent ships: 🏦 Lending & Credit — Owned the PL Partnership loan journey end-to-end (KYC, bureau, disbursal). Lifted KYC success from 25% to 85%, cut booking TAT from 3 hrs to under 40 min, and saved ₹20 Lac/year via CIBIL Bureau API integration. 🛡 Risk & Compliance Platforms — Shipped an Early Warning Signals portal for the RCU team in 5 weeks (0→1), built an Operational Risk Monitoring portal, and owned RBI audit + IPO DRHP readiness end-to-end. 🤖 AI-Augmented Builds — Self-shipped 3 internal tools using Claude Code (bank reconciliation, MF statement parser, trade tracker), eliminating 5–7 hours of daily ops effort. Recognised by the CFO and Financial Controller. 📊 Multi-Asset MIS Platform — Leading 0→1 ERPNext build covering 15+ investment types across InCred Capital & Money entities. On track to cut MIS prep from 10 days to 4 days. Managing 1 APM. Tools: Claude Code · Claude · ERPNext · Lovable · Figma · Linear · Frappe
InCred Financial Services
Aug 20213 yrs 10 mosMay 2025

Bangalore Urban

Owned end-to-end product delivery across lending partnerships and digital lending platforms. - Co-lending & FLDG — Drove ₹100+ Cr monthly disbursements; led partner integrations across full lifecycle (PRFAQs, EPICs, Linear, Figma, UAT, QA sign-offs). - Digital Lending Portals — Designed anchor-backed lending and LAP portals, scaling disbursements from ₹20 Cr to ₹60+ Cr monthly. - Loan Origination System — Built a new LOS for SME lending from scratch, cutting process TAT from 30+ days to 15 days. - Operations Automation — Launched automated Refunds Portal, eliminating manual errors across end-to-end refund workflows.
Fincare Small Finance Bank
Sep 20191 yr 11 mosJul 2021

Bengaluru Area, India

Fincare Small Finance Bank
Sep 20191 yr 11 mosJul 2021

Managed ₹300+ Cr portfolio across 7 BC Partners and 8 states; onboarded 5 new partners enabling 120+ branches. Launched AePS and DBT digital payment services via in-house applications.
Jana Small Finance Bank
May 20163 yrs 4 mosAug 2019

Bengaluru Area, India

Godwin’s AI Stack

claude
claude
gemini
gemini
geminicli
geminicli
notebooklm
notebooklm
claudecode
claudecode
githubcopilot
githubcopilot

Education

Symbiosis institute of Management Studies

Master of Business Administration (M.B.A.), Marketing

Symbiosis institute of Management Studies

20142 yrs2016
Calicut University, Thenhipalem, Malapuram

Bachelor of Technology (B.Tech.), Electrical and Electronics Engineering

Calicut University, Thenhipalem, Malapuram

20094 yrs2013

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Headline

Product @Incred

About

I build fintech products that ship — and that AI makes 10x faster. 9 years in BFSI across lending, risk, capital markets, and finance automation. The thread connecting all of it: a bias for shipping things that actually get used, and a deep obsession with eliminating manual work. Lately I've been using AI as a force multiplier — and it's changed what one PM can deliver. Recent ships at InCred: 🤖 Built 3 AI-powered tools using Claude AI (Bank Reconciliation, MF Statement Parser, Trade Tracker) — saving the finance team 5–7 hours of daily manual work 📊 Leading a full-scale ERPNext/Frappe investor MIS platform across 15+ asset classes — cutting MIS prep from 10 days to 4 days 📈 Integrated NSE & BSE APIs for the DCM desk's bond trade dashboard, replacing a manual Excel + macro workflow 🏦 Drove KYC success from 25% → 85% and saved ₹20 Lac/year via CIBIL bureau API integration 💰 Earlier scaled co-lending disbursements from ₹20 Cr to ₹100+ Cr/month What I care about: → Shipping fast, with AI in the loop at every stage → Building tools internal users actually want to use, not just tolerate → Compliance-by-design rather than compliance-by-patchwork → Clean PRFAQs over thick PRDs Tools I work with daily: Claude AI · ERPNext/Frappe · Lovable · Figma · Linear · GitHub Currently exploring senior PM roles where AI can fundamentally reshape how operations, risk, and finance teams work. If you're building in fintech, AI tooling, or lending — let's talk. 📫 godwin.slv@gmail.com #ProductManagement #Fintech #AIProductManagement #LendingTech #FinanceAutomation #ClaudeAI

Location

Bengaluru

AI stack

claude

gemini

geminicli

notebooklm

claudecode

githubcopilot

Work experience

Product Manager at InCred Financial Services, Apr 2025 - Present · 1 yr 6 mos, Building lending, credit, and risk products at InCred — with AI now woven into how I prototype, ship, and scale. Recent ships: 🏦 Lending & Credit — Owned the PL Partnership loan journey end-to-end (KYC, bureau, disbursal). Lifted KYC success from 25% to 85%, cut booking TAT from 3 hrs to under 40 min, and saved ₹20 Lac/year via CIBIL Bureau API integration. 🛡 Risk & Compliance Platforms — Shipped an Early Warning Signals portal for the RCU team in 5 weeks (0→1), built an Operational Risk Monitoring portal, and owned RBI audit + IPO DRHP readiness end-to-end. 🤖 AI-Augmented Builds — Self-shipped 3 internal tools using Claude Code (bank reconciliation, MF statement parser, trade tracker), eliminating 5–7 hours of daily ops effort. Recognised by the CFO and Financial Controller. 📊 Multi-Asset MIS Platform — Leading 0→1 ERPNext build covering 15+ investment types across InCred Capital & Money entities. On track to cut MIS prep from 10 days to 4 days. Managing 1 APM. Tools: Claude Code · Claude · ERPNext · Lovable · Figma · Linear · Frappe

Associate Product Manager at InCred Financial Services, Aug 2021 - May 2025 · 3 yrs 10 mos, Bangalore Urban, Owned end-to-end product delivery across lending partnerships and digital lending platforms. - Co-lending & FLDG — Drove ₹100+ Cr monthly disbursements; led partner integrations across full lifecycle (PRFAQs, EPICs, Linear, Figma, UAT, QA sign-offs). - Digital Lending Portals — Designed anchor-backed lending and LAP portals, scaling disbursements from ₹20 Cr to ₹60+ Cr monthly. - Loan Origination System — Built a new LOS for SME lending from scratch, cutting process TAT from 30+ days to 15 days. - Operations Automation — Launched automated Refunds Portal, eliminating manual errors across end-to-end refund workflows.

Divisional Manager (Alternate Channels) at Fincare Small Finance Bank, Sep 2019 - Jul 2021 · 1 yr 11 mos, Bengaluru Area, India

Divisional Product Manager at Fincare Small Finance Bank, Sep 2019 - Jul 2021 · 1 yr 11 mos, Managed ₹300+ Cr portfolio across 7 BC Partners and 8 states; onboarded 5 new partners enabling 120+ branches. Launched AePS and DBT digital payment services via in-house applications.

Manager at Jana Small Finance Bank, May 2016 - Aug 2019 · 3 yrs 4 mos, Bengaluru Area, India

Education

Master of Business Administration (M.B.A.), Marketing, Symbiosis institute of Management Studies

Bachelor of Technology (B.Tech.), Electrical and Electronics Engineering, Calicut University, Thenhipalem, Malapuram