Ginisha Tharyani
Credit Risk Specialist at Khatabook | Ex Yes Bank | Ex Axis Bank
Bengaluru
5+ years of work experience
Jan 20242 yrs 11 mosPresent
Bangalore Urban, Karnataka, India
Business Loan Underwriter with 2+ years of experience in risk assessment, credit evaluation, and loan processing. Proven track record of making informed credit decisions, mitigating risk, and driving business growth. Skilled in analyzing financial statements, credit reports, and bank statements to determine creditworthiness. Adept at identifying potential risks and developing strategies to mitigate them. Proficient in determining appropriate loan structures, terms, and conditions. Exercise credit approval authority with a strong understanding of credit risk management, financial regulations, and industry trends.
May 20221 yr 8 mosDec 2023
Hubballi Urban, Karnataka, India
Jul 202111 mosMay 2022
Hubballi Urban, Karnataka, India
Ginisha’s AI Stack
Education
Master of Business Administration - MBA, Finance
Manipal institute of technology
20242 yrs2026
Bachelor of Business Administration - BBA, Finance, General
SJMV's Business Administration College for Women J.C.Nagar, Hubli-580 020
20173 yrs2020
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