---
title: "Gagan Chhabria - Independent Consultant – Finance Transformation, Business Consulting & Virtual CFO in Bengaluru | Tal"
description: "Meet Gagan Chhabria, Chartered Accountant | Finance Transformation & Virtual CFO | FP&A, MIS and Business Performance | Process Excellence, Internal Controls & Governance | Advisor to Founders based in Bengaluru. AI stack includes ChatGPT."
image: "https://tal.club/meet/gagan-a-chhabria/share-image"
---

# Gagan Chhabria on Tal

## Headline

Chartered Accountant \| Finance Transformation & Virtual CFO \| FP&A, MIS and Business Performance \| Process Excellence, Internal Controls & Governance \| Advisor to Founders

## About

I am a Chartered Accountant with over nine years of experience across finance transformation, Virtual CFO services, business consulting, audit and advisory\. I partner with founders and leadership teams to strengthen finance functions, improve profitability and cash flow, establish scalable operating processes and enable better business decisions\. My experience includes: • Finance function design and transformation • Financial planning, budgeting and forecasting • Management reporting, MIS and KPI dashboards • Profitability, pricing and working\-capital improvement • Process mapping, SOPs and operating\-model design • Internal controls, governance and compliance frameworks • Business performance reviews and decision support • Greenfield business setup and operational enablement As an Independent Consultant, I have worked across retail, consumer services, automotive services, trading and distribution\. My engagements combine financial insight with hands\-on execution—from establishing accounting and reporting systems to designing controls, productivity metrics, incentive structures and management\-review frameworks\. Earlier in my career, I led and executed audit and advisory assignments across manufacturing, healthcare, retail, consulting, hospitality and trading businesses\. This foundation enables me to approach transformation with a strong understanding of risk, governance and financial discipline\. I am particularly interested in opportunities involving finance transformation, business finance, Virtual CFO advisory, process excellence and cross\-functional performance improvement\.

## Location

Bengaluru

## AI stack

ChatGPT

## Work experience

Independent Consultant – Finance Transformation, Business Consulting & Virtual CFO at Self Employed, Nov 2023 \- Present · 3 yrs, Bangalore Urban, Partnering with founders and leadership teams to improve financial visibility, business performance and operational discipline across retail, automotive services, trading, distribution and consumer\-service businesses\. • Design finance operating models, reporting structures and management\-review frameworks\. • Develop budgets, cash\-flow forecasts, MIS reports and KPI dashboards for data\-driven decision\-making\. • Advise business owners on pricing, profitability, working capital, cost management and business performance\. • Establish finance processes, SOPs, internal controls and governance frameworks\. • Lead the setup of finance, HR, compliance and operating processes for greenfield businesses\. • Develop productivity measures, performance\-management systems and incentive structures\. • Strengthen billing, inventory, accounting and compliance processes\. • Support business expansion through financial planning, process standardisation and management reporting\. • Oversee accounting, taxation and statutory compliance as part of integrated Virtual CFO engagements\.

Manager – Audit & Advisory at RPAR & CO LLP, Jul 2021 \- Oct 2023 · 2 yrs 4 mos, Bengaluru, Led audit and advisory engagements across manufacturing, healthcare, retail, consulting and trading businesses\. Evaluated finance processes, internal controls and governance frameworks\. Managed statutory and tax audit assignments, including transfer\-pricing requirements\. Supported internal financial control reviews, due diligence assignments and Ind AS limited reviews\. Coordinated engagement execution, documentation, review and client communication\.

Freelance Consultant at RPAR & CO LLP, Dec 2020 \- Dec 2020 · 1 mo, Bengaluru, Karnataka, India

Freelance Consultant at Self Employed, Sep 2019 \- Jan 2020 · 5 mos, Bangalore, Delivered statutory audit, tax computation and financial\-reporting assignments for IT, consulting and hospitality businesses\. Managed income\-tax, ROC and other statutory\-compliance engagements\. Advised on the establishment of an education\-services business, including registrations and regulatory compliance\. Worked directly with business owners to resolve accounting, taxation and reporting requirements\.

Articled Assistant – Audit, Assurance & Advisory at RCE & Co\. Chartered Accountants, Aug 2016 \- Sep 2019 · 3 yrs 2 mos, Bengaluru, Karnataka, India, Executed statutory audits, limited reviews, internal audits and operational audits\. Worked on assignments involving banking, insurance, manufacturing and other business sectors\. Conducted internal\-control reviews, HR audits, fraud investigations and revenue\-assurance assignments\. Participated in ERP and finance\-process reviews\. Supported physical verification and control assessment covering approximately 26,000 fixed assets\. Gained exposure to financial reporting under Indian accounting standards and US GAAP\.

## Education

CA, The Institute of Chartered Accountants of India

BCom \- Bachelor of Commerce, Accounts elective, The National Degree College

[View the original profile](https://tal.club/meet/gagan-a-chhabria)

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