---
title: "Eswar Prem - Doctoral Student in India | Tal"
description: "Meet Eswar Prem, PhD Candidate in Actuarial Data Science l Climate Risk l Insurance l AIR 269 GATE DA based in India. AI stack includes antigravity, claude, and codex."
image: "https://tal.club/meet/eswar-prem/share-image"
---

# Eswar Prem on Tal

## Headline

PhD Candidate in Actuarial Data Science l Climate Risk l Insurance l AIR 269 GATE DA

## About

Climate risk is the defining challenge for the modern insurance industry\. The challenge isn't just acknowledging this risk—it's quantifying it, especially in emerging markets where reliable data is scarce\. That is where I operate\. My mission is to bridge the gap between climate science and actuarial strategy through data science\. I focus on developing methodologies that integrate complex climate and geospatial data into risk frameworks that insurers can use\. I am driven by the belief that better quantification leads to better coverage, allowing the industry to protect vulnerable communities while maintaining financial resilience in an era of volatility\. Because we cannot manage climate risk until we can measure it\.

## Location

India

## AI stack

antigravity

claude

codex

langchain

langgraph

ollama

## Work experience

Doctoral Student at Sri Sathya Sai Institute of Higher Learning, Nov 2024 \- Present · 2 yrs, India

Actuarial Analyst at Xceedance, Nov 2023 \- Aug 2024 · 10 mos, Bengaluru, Karnataka, India

Project Researcher at Casualty Actuarial Society, Jun 2022 \- Mar 2023 · 10 mos, Fraud Detection in Health Insurance using Actuarial Data Science

CAS Student Central Mentor\-Led Summer Program Participant at CAS Student Central, Jun 2022 \- Aug 2022 · 3 mos

## Education

Master's degree, Mathematics and Actuarial Science, Sri Sathya Sai Institute of Higher Learning

B\.Sc\.\(Hon\), Mathematics, Sri Sathya Sai Institute of Higher Learning

[View the original profile](https://tal.club/meet/eswar-prem)

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