Elson Fernandes profile photo 1 on Tal

Elson Fernandes

Engineering manager at Digit Life Insurance

Bengaluru

18+ years of work experience

Digit Life Insurance
Jun 20242 yrs 3 mosPresent

Bangalore Urban, Karnataka, India

HDFC Bank
Feb 20231 yrJan 2024

Bangalore Urban, Karnataka, India

As a dedicated backend services engineer, I play a pivotal role in the seamless operation of .NET and mobile banking channels. My proactive involvement in sprint planning ensures timely delivery of robust backend features, while my strategic input in data migration projects demonstrates my comprehensive project management skills. In this role, I not only contribute to the company's technological advancements but also embrace opportunities for continuous learning and growth within a dynamic and supportive team environment.
Myntra
Mar 202210 mosDec 2022

Bengaluru, Karnataka, India

Managed and supported backend services tailored for over 1.1 million users, with a keen focus on dynamically scaling gateway services to align with business growth and providing timely feed updates to advertising agencies. My responsibilities extended to ensuring consistent service uptime and leading the development of innovative features to enhance API functionality, catering to the specific requirements of the business.
Wibmo
Mar 20184 yrs 8 mosOct 2022

Bengaluru, Karnataka, India

Responsible for the delivery of innovative payment solutions to banking institutions, playing a crucial role in supporting and enhancing the prepaid platform throughout the development and deployment stages for our clientele. My expertise extended to building and integrating features atop existing products to accommodate a diverse range of prepaid instruments. As a key contributor to the development of the PAYZAPP wallet, I was instrumental in onboarding new customers to our mobile payment line of business. Additionally, I provided comprehensive support for GIFT, TRAVEL, GPR, WALLET, and VIRTUAL cards across VISA and MasterCard networks within the PREPAID platform.
Wibmo
Mar 20162 yrs 1 moMar 2018

Bengaluru, Karnataka, India

Responsible for the design and development of essential features for the payment gateway, including performance enhancements to manage increased load and transactions per second. My responsibilities also encompassed acquiring and certifying Rupay, achieving VISA certification, leading the team, conducting UPI proof of concept, and overseeing JBOSS upgrades
Wibmo
Mar 20142 yrs 1 moMar 2016

Bengaluru South, Karnataka, India

Responsible for resolving production bugs, designing new modules, and programming new features as part of the Payment Gateway team. My significant contributions included implementing PGP, developing a multi-wallet module, and streamlining merchant onboarding and payout processes. Additionally, I played a key role in authorizing and settling modules, ensuring the seamless operation of our payment systems.
Ducont Systems
Mar 20084 yrs 7 mosSep 2012

Bengaluru South, Karnataka, India

Ducont Systems
Mar 20071 yr 1 moMar 2008

Bengaluru South, Karnataka, India

Ducont Systems
Jul 20069 mosMar 2007

Bengaluru, Karnataka, India

Elson’s AI Stack

githubcopilot
githubcopilot

Education

St. Aloysius (Deemed to be University)

Master of Computer Applications - MCA, MCA

St. Aloysius (Deemed to be University)

20033 yrs2006

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Headline

Engineering manager at Digit Life Insurance

About

I am an Engineering Manager with 18 years of experience building and leading high-performing technology teams across banking, fintech, e-commerce, and insurance. My career has focused on designing secure, scalable backend platforms that power millions of transactions every day. I specialize in Java/Spring Boot microservices, API integrations, and cloud solutions (AWS/GCP/Azure), with deep expertise in application security (PCI, OWASP, SSL), event-driven systems (Kafka, RabbitMQ, GCP Pub/Sub), and CI/CD DevOps practices. Whether it’s scaling a gateway to support 1.1M+ concurrent users, delivering PCI-compliant payment solutions, or optimizing infrastructure for cost efficiency, I thrive on solving complex engineering challenges. I’ve had the privilege of leading engineering initiatives for organizations such as Digit Life Insurance, HDFC Bank, Myntra, and Wibmo, where I guided cross-functional teams, mentored top engineering talent, and ensured high-quality product delivery aligned with business strategy. I’m passionate about building resilient, customer-centric systems, adopting new technologies, and empowering teams to innovate. Let’s connect if you’d like to talk about engineering leadership, cloud migration, backend scalability, or secure payment platforms.

Location

Bengaluru

AI stack

githubcopilot

Work experience

Engineering Manager at Digit Life Insurance, Jun 2024 - Present · 2 yrs 3 mos, Bangalore Urban, Karnataka, India

Technical Project Manager at HDFC Bank, Feb 2023 - Jan 2024 · 1 yr, Bangalore Urban, Karnataka, India, As a dedicated backend services engineer, I play a pivotal role in the seamless operation of .NET and mobile banking channels. My proactive involvement in sprint planning ensures timely delivery of robust backend features, while my strategic input in data migration projects demonstrates my comprehensive project management skills. In this role, I not only contribute to the company's technological advancements but also embrace opportunities for continuous learning and growth within a dynamic and supportive team environment.

Sr.Eng Manager at Myntra, Mar 2022 - Dec 2022 · 10 mos, Bengaluru, Karnataka, India, Managed and supported backend services tailored for over 1.1 million users, with a keen focus on dynamically scaling gateway services to align with business growth and providing timely feed updates to advertising agencies. My responsibilities extended to ensuring consistent service uptime and leading the development of innovative features to enhance API functionality, catering to the specific requirements of the business.

Engineering Manager at Wibmo, Mar 2018 - Oct 2022 · 4 yrs 8 mos, Bengaluru, Karnataka, India, Responsible for the delivery of innovative payment solutions to banking institutions, playing a crucial role in supporting and enhancing the prepaid platform throughout the development and deployment stages for our clientele. My expertise extended to building and integrating features atop existing products to accommodate a diverse range of prepaid instruments. As a key contributor to the development of the PAYZAPP wallet, I was instrumental in onboarding new customers to our mobile payment line of business. Additionally, I provided comprehensive support for GIFT, TRAVEL, GPR, WALLET, and VIRTUAL cards across VISA and MasterCard networks within the PREPAID platform.

Technical Lead at Wibmo, Mar 2016 - Mar 2018 · 2 yrs 1 mo, Bengaluru, Karnataka, India, Responsible for the design and development of essential features for the payment gateway, including performance enhancements to manage increased load and transactions per second. My responsibilities also encompassed acquiring and certifying Rupay, achieving VISA certification, leading the team, conducting UPI proof of concept, and overseeing JBOSS upgrades

Senior Software Engineer at Wibmo, Mar 2014 - Mar 2016 · 2 yrs 1 mo, Bengaluru South, Karnataka, India, Responsible for resolving production bugs, designing new modules, and programming new features as part of the Payment Gateway team. My significant contributions included implementing PGP, developing a multi-wallet module, and streamlining merchant onboarding and payout processes. Additionally, I played a key role in authorizing and settling modules, ensuring the seamless operation of our payment systems.

Onsite Consultant at Ducont Systems, Mar 2008 - Sep 2012 · 4 yrs 7 mos, Bengaluru South, Karnataka, India

Associate Software Engineer at Ducont Systems, Mar 2007 - Mar 2008 · 1 yr 1 mo, Bengaluru South, Karnataka, India

Internship Trainee at Ducont Systems, Jul 2006 - Mar 2007 · 9 mos, Bengaluru, Karnataka, India

Education

Master of Computer Applications - MCA, MCA, St. Aloysius (Deemed to be University)

Public links

github: https://github.com/elsonblr