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DIVYA JHA

Product Owner | Bridging Product Requirements & Technical Development for Bread Pay | Agile | JIRA | Confluence |

Bengaluru

6+ years of work experience

Bread Financial
Nov 202511 mosPresent

Bengaluru, Karnataka, India · Hybrid

Bread Financial
May 20232 yrs 7 mosNov 2025

Bengaluru, Karnataka, India · Hybrid

HighRadius
Aug 20211 yr 10 mosMay 2023

Bhubaneswar

HighRadius
Jan 20217 mosJul 2021

Bhubaneswar

HighRadius
Apr 20204 mosJul 2020

Bhubaneswar, Orissa, India

TagHive Inc.
Mar 20208 mosOct 2020

Seoul, South Korea

- Samsung Korea C-Lab Incubated company founded by Harvard Business School Alumni Pankaj Aggrawal. - Created focus groups for testing product/market fit in various locations around the country - Lead a team of 25 members to implement a new gamification feature in the app which increased the engagement of the app by 48%
Indian Railways
Dec 20192 mosJan 2020

Kolkata, West Bengal, India

- Selected as the only women for the industrial training at Indian Railway's Coach Workshop - Interned as an Electronics and Electrical where the team worked on electrical systems and power distribution of the LHB coaches. - Oversaw the implementation of Six Sigma in maintenance and quality control

DIVYA’s AI Stack

gemini
gemini
openai
openai
Microsoft Copilot
Microsoft Copilot

Education

Kalinga Institute of Industrial Technology, Bhubaneswar

Bachelor of Technology - BTech, Electronics and Computer Science

Kalinga Institute of Industrial Technology, Bhubaneswar

20174 yrs2021
Udacity

Full-Stack Web Developer Nanodegree, Computer Programming, Specific Applications

Udacity

20192019

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Headline

Product Owner | Bridging Product Requirements & Technical Development for Bread Pay | Agile | JIRA | Confluence |

About

Detail-oriented Product owner with more than 3 years of experience in the Fin-Tech industry. Proficient in SQL, data analytics, and Python. Skilled in stakeholder management, Agile practices and executing data-driven strategies. The goal is to be self involved self motivated and keep learning by coming across various challenges.

Location

Bengaluru

AI stack

gemini

openai

Microsoft Copilot

Work experience

Product Owner 2 at Bread Financial, Nov 2025 - Present · 11 mos, Bengaluru, Karnataka, India · Hybrid

Product Owner at Bread Financial, May 2023 - Nov 2025 · 2 yrs 7 mos, Bengaluru, Karnataka, India · Hybrid

Product Owner at HighRadius, Aug 2021 - May 2023 · 1 yr 10 mos, Bhubaneswar

Associate Product Owner at HighRadius, Jan 2021 - Jul 2021 · 7 mos, Bhubaneswar

Business Consultant at HighRadius, Apr 2020 - Jul 2020 · 4 mos, Bhubaneswar, Orissa, India

Product Management Intern at TagHive Inc., Mar 2020 - Oct 2020 · 8 mos, Seoul, South Korea, - Samsung Korea C-Lab Incubated company founded by Harvard Business School Alumni Pankaj Aggrawal. - Created focus groups for testing product/market fit in various locations around the country - Lead a team of 25 members to implement a new gamification feature in the app which increased the engagement of the app by 48%

Industrial Trainee at Indian Railways, Dec 2019 - Jan 2020 · 2 mos, Kolkata, West Bengal, India, - Selected as the only women for the industrial training at Indian Railway's Coach Workshop - Interned as an Electronics and Electrical where the team worked on electrical systems and power distribution of the LHB coaches. - Oversaw the implementation of Six Sigma in maintenance and quality control

Education

Bachelor of Technology - BTech, Electronics and Computer Science, Kalinga Institute of Industrial Technology, Bhubaneswar

Full-Stack Web Developer Nanodegree, Computer Programming, Specific Applications, Udacity

DIVYA JHA - Product Owner 2 in Bengaluru | Tal