Headline

RSM-Tractor, Two wheeler and Three wheeler

Location

Guwahati

Work experience

Regional Sales Manager at Cholamandalam Investment and Finance Company Limited, Apr 2023 - Present · 3 yrs 1 mo, Tinsukia, Assam, India, Looking after Sales and Collection of Tractor, Two wheeler and Three wheeler

State Head Commercial at TAFE - Tractors and Farm Equipment Limited, Feb 2018 - Apr 2023 · 5 yrs 3 mos, Guwahati Area, India, ARCM of Retail Finance looking after Assam & NE

Collections Manager at HDFC Bank, Oct 2016 - Jan 2018 · 1 yr 4 mos, Guwahati Area, India, Collection of commercial segment

different role as MT, ABM, BM, RTL at Shriram Transport Finance Co. Ltd., Sep 2007 - Sep 2016 · 9 yrs 1 mo, Tezpur Area, India, Responsible for the growth of financial disbursements- Achieved through independent marketing of my sales team, maintaining cordial relations with dealers for fresh business & market monitoring in used vehicle sales. Credit-administration:- Where scrutiny of agreement files & documentation is done. Bridging the gap between sales team & credit team for faster disbursement, maintain the TAT and better customer satisfaction. Maintaining proper LTV in used vehicle financing & educating team for importance of operating economy in both new & used vehicle business. Recovery management:- Which includes monitoring daily recovery against month demand, follow-up regarding arrears case. Accompanying recovery executives from time to time for motivation of executives wherever necessary, keeping PORTFOLIO MANAGEMANT as the prime focus. For heavy bucket cases & NPA accounts; coordinating with legal team with an approach to solve cases outside court, else move legally against hirer & guarantor. Branch Administration:-Managing the branch operations, maintaining healthy environment in branch. • At present handling a team of one credit manager, one branch team leader along with nine members in sales team, one legal retainer, three Management Trainees, one credit administration executive & two accounts executives. • Reporting directly to VICE PRESIDENT & REGIONAL BUSINESS HEADS • Average month disbursement of 50 cases with a volume of Rs. 1.5 crores.

Education

Bachelor's degree, Mechanical Engineering, Assam Engineering College

Master of Business Administration - MBA, Finance, Pondicherry University