Headline

Deputy Manager at Toyota Financial Services India

About

I am a Finance and Analytics professional with experience in treasury operations and AI-led business problem solving. In my current role at an NBFC, I work on asset-liability management, funding strategy, and market analysis to support financial decision-making in a regulated environment. During my internship, I explored 15+ AI use cases across finance and product functions, evaluating their business impact, regulatory feasibility, and implementation potential. I am particularly interested in solving business problems at the intersection of finance, risk, and digital transformation — where data-driven insights can drive strategic decisions. Currently seeking consulting opportunities where I can apply structured thinking, analytics, and domain expertise to solve complex business challenges. Worked on data analytics projects using Python, leveraging libraries such as Pandas, NumPy, Matplotlib, and Seaborn for exploratory data analysis and visualization. Built time-series forecasting models using statsmodels (ARIMA) with data extracted via Yahoo Finance API. Also experienced in text visualization techniques like word cloud generation using NLTK.

Location

India

AI stack

gemini

openai

perplexity

CrewAI

Gamma

Julius AI

Work experience

Deputy Manager at Toyota Financial Services India, Mar 2026 - Present · 7 mos, A. Treasury- Front office Facilitated front office operations. My day to day task list looks like this: 1. Debt servicing of Non-convertible debentures (NCDs) and ensuring all related SEBI compliances. 2. SAP entry. 3. Coordinating with investors, debenture trustee and registrar to ensure compliances are met. B. Treasury- Mid office Analyzed asset-liability positions to identify liquidity gaps and support funding decisions in a regulated NBFC environment My day to day task list looks like this: 1. Filing ALM and STDL returns with RBI and NSE intimation of the same. 2. Monthly, quarterly, half yearly and annual reporting to parent organisation. 3. Performed monthly mark-to-market (MTM) valuation of derivative contracts taking forward rates and discount factor from Bloomberg terminal. Reconciled valuations with counterparty banks monthly and against independent third-party valuation reports on quarter ends. 4. Calculated key indicator ratios (KRIs) and kept track to strategise funding and ensure compliance to regulatory norms by maintaining all ratios within thresholds.

Management Trainee Program at Toyota Financial Services India, Mar 2025 - Mar 2026 · 1 yr 1 mo, Treasury mid office

Summer Intern at Kloudstac, Jun 2024 - Aug 2024 · 3 mos, Bengaluru, Karnataka, India, Role: AI Business Analyst intern Key responsibilities: - Need identification of AI tools in Finance - Helped in development of SaaS tools by providing relevant data, assessing UI/Ux for ease of use, competitor analysis - Pitched company's products to clients - Overall project management using JIRA

Program Officer at GICIA INDIA, May 2021 - Jun 2022 · 1 yr 2 mos, Noida, Uttar Pradesh, India, Key role: Conducted audits against Forest Certification standards (environment and social compliance) Worked in following certification schemes: VRIKSH Chain of Custody, Forest Stewardship Council (FSC) Chain of Custody, Forest Management Unit certification, (Program for Endorsement of Forest certification (PEFC) Chain of Custody.

Education

Post Graduate Diploma in Management, Finance and Business Analytics, Ramaiah Institute Of Management (MSRIM)

Forestry, Forest Research Institute, Dehradun

Public links

github: https://github.com/dmishra1502