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Digant Patel

Engineering @ CRED (Newtap)

Bengaluru

6+ years of work experience

CRED
Oct 202511 mosPresent

• Developed the core loan orchestration service for CASH and BNPL, enhancing lending operations across multiple tenants. • Orchestrated long-running workflows using AWS Step Functions and SQS, ensuring durable state management and failure recovery. • Designed an AI Decisioning Service for KYC and compliance workflows, integrating human approval gates for improved reliability.
CRED
Jul 20241 yr 3 mosSep 2025

Bengaluru, Karnataka, India

• Architected and led the migration of 6+ microservices to AWS, ensuring only 10 minutes of downtime. • Designed a comprehensive migration strategy, implementing Kong API gateway and Route53 for seamless service communication. • Developed a Flask-based API service for loan processing, integrating with external systems for enhanced functionality.
Jun 20222 yrs 1 moJun 2024

Remote

Datarooms (Next.js) Backend: Implemented a robust folder and file storage solution, utilizing PostgreSQL for metadata and Vercel Blob for file storage. Optimized backend efficiency by fetching folder structures once and leveraging React state management for real-time updates. Frontend: Developed an interactive UI using React hooks like SWR and useReducer to dynamically render folder structures with recursion. Enhanced user experience through seamless real-time updates. Optimization: Streamlined folder and file management by minimizing backend calls, directly updating the React state and DOM for newly added files and folders, improving overall performance. Batch Email Functionality for Document Sharing (Next.js) Backend: Designed batch email functionality with support for custom domains, enabling users to configure domain settings via a third-party service (Resend). Managed domain configurations using Vercel and PostgreSQL for efficient storage. Frontend: Built an intuitive, responsive UI with TailwindCSS and Material UI. Integrated Zod validation to ensure accurate and legitimate email inputs, enhancing user trust and preventing errors.
InsuredPay
Jan 20216 mosJun 2021

Surat, Gujarat, India

Tested MVP on 2 clients, discovered a loophole in Reserve Bank of India's guidelines for payment gateway that ensured the development of project
Data Security Software
Mar 20204 yrs 4 mosJun 2024

Surat, Gujarat, India

Designed ASCII 256 bits encryption software for securing pharmaceutical API, managed the development of the project. Successfully closed 52 clients over 2.5 years of time.
GitHub
@digant2482

Digant’s AI Stack

antigravity
antigravity
opencode
opencode

Education

Bachelor of Technology, Information Technology, Physics, Mathematics

SARVEPALLI RADHAKRISHNAN UNIVERSITY

20173 yrs2020

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Headline

Engineering @ CRED (Newtap)

About

Interested in mathematics, psychology, history, and macroeconomics. Learning probabilities, communication, big data analysis

Location

Bengaluru

AI stack

antigravity

opencode

Work experience

Senior Software Engineer at CRED, Oct 2025 - Present · 11 mos, • Developed the core loan orchestration service for CASH and BNPL, enhancing lending operations across multiple tenants. • Orchestrated long-running workflows using AWS Step Functions and SQS, ensuring durable state management and failure recovery. • Designed an AI Decisioning Service for KYC and compliance workflows, integrating human approval gates for improved reliability.

Software Engineer at CRED, Jul 2024 - Sep 2025 · 1 yr 3 mos, Bengaluru, Karnataka, India, • Architected and led the migration of 6+ microservices to AWS, ensuring only 10 minutes of downtime. • Designed a comprehensive migration strategy, implementing Kong API gateway and Route53 for seamless service communication. • Developed a Flask-based API service for loan processing, integrating with external systems for enhanced functionality.

Open Source Developer / Freelancer at Papermark.io, Jun 2022 - Jun 2024 · 2 yrs 1 mo, Remote, Datarooms (Next.js) Backend: Implemented a robust folder and file storage solution, utilizing PostgreSQL for metadata and Vercel Blob for file storage. Optimized backend efficiency by fetching folder structures once and leveraging React state management for real-time updates. Frontend: Developed an interactive UI using React hooks like SWR and useReducer to dynamically render folder structures with recursion. Enhanced user experience through seamless real-time updates. Optimization: Streamlined folder and file management by minimizing backend calls, directly updating the React state and DOM for newly added files and folders, improving overall performance. Batch Email Functionality for Document Sharing (Next.js) Backend: Designed batch email functionality with support for custom domains, enabling users to configure domain settings via a third-party service (Resend). Managed domain configurations using Vercel and PostgreSQL for efficient storage. Frontend: Built an intuitive, responsive UI with TailwindCSS and Material UI. Integrated Zod validation to ensure accurate and legitimate email inputs, enhancing user trust and preventing errors.

Co-Founder at InsuredPay, Jan 2021 - Jun 2021 · 6 mos, Surat, Gujarat, India, Tested MVP on 2 clients, discovered a loophole in Reserve Bank of India's guidelines for payment gateway that ensured the development of project

Founder at Data Security Software, Mar 2020 - Jun 2024 · 4 yrs 4 mos, Surat, Gujarat, India, Designed ASCII 256 bits encryption software for securing pharmaceutical API, managed the development of the project. Successfully closed 52 clients over 2.5 years of time.

Education

Bachelor of Technology, Information Technology, Physics, Mathematics, SARVEPALLI RADHAKRISHNAN UNIVERSITY

Public links

github: https://github.com/digant2482

Digant Patel - Senior Software Engineer in Bengaluru | Tal