---
title: "Dhruv Singh Negi - Product Manager in Delhi | Tal"
description: "Meet Dhruv Singh Negi, Product @ Dezerv |Bits Pilani | Fintech based in Delhi. AI stack includes claude, cursor, and gemini."
image: "https://tal.club/meet/dhruv-singh-negi/share-image"
---

# Dhruv Singh Negi on Tal

## Headline

Product @ Dezerv \|Bits Pilani \| Fintech

## About

I’m a Product Manager currently building workflow\-driven fintech products at Dezerv across wealth infrastructure, onboarding systems, portfolio operations, and regulated data ecosystems\. Over the last few years, I’ve worked across product, data science, and platform workflows in fintech — leading products involving large\-scale migrations, operational tooling, onboarding optimization, underwriting systems, and client\-facing analytics platforms\. I’m particularly interested in products operating at the intersection of: AI\-enabled workflows operational systems fintech & regulated ecosystems platform/infrastructure products user trust and reliability I enjoy solving workflow\-heavy problems where product decisions directly impact operational efficiency, scalability, and user outcomes\. Previously worked at Scienaptic AI across AI\-driven underwriting and risk products for banks, credit unions, and fintechs\.

## Location

Delhi

## AI stack

claude

cursor

gemini

notion

ChatGPT

Granola

## Work experience

Product Manager at Dezerv, May 2025 \- Present · 1 yr 4 mos, Led business\-critical mutual fund migration under regulatory timelines, preserving INR 16,700 Cr\+ AUT across new MFC and Account Aggregator \(AA\) ecosystems\. Improved mutual fund onboarding completion from 40% → 60% through experimentation and signup flow optimization\. Launched National Pension Scheme \(NPS\) tracking, adding INR 2,500 Cr\+ AUT and improving Month 1 retention from 20% → 42%\. Built portfolio data\-validation systems across AA and MFC pipelines while migrating 50,000\+ users within a month\. Designed and launched a self\-serve CX operations dashboard, reducing engineering dependency for \~90% of recurring portfolio issues\. Expanded fixed\-income tracking across Bonds, AIFs, REITs, and InvITs, adding INR 100 Cr\+ AUT\.

Associate Product Manager at Scienaptic AI, Nov 2023 \- Apr 2025 · 1 yr 6 mos

Data Scientist at Scienaptic AI, Jul 2022 \- Nov 2023 · 1 yr 5 mos, Worked on automating credit underwriting process for clients, which included activities like: 1\. Selecting and creating variables from the bureau and financial data using Python to automate the variable creation process\. 2\. Use xgboost and catboost to develop credit acquisition and early warning system models\. 3\. Build credit scorecards to generate in\-house credit scores for applicants 4\. Integrate and set up credit underwriting rules on our BRE for the clients

Product Management Intern at Scienaptic AI, Jan 2022 \- Jun 2022 · 6 mos

Financial Analyst at s759labs, May 2021 \- Jul 2021 · 3 mos, Worked as Financial Analyst responsible for conducting data, market research for the upcoming product of the company\. Prepared an extensive financial report on the upcoming LIC:IPO with a summary and blog published on their product page\. Also conducting research to prepare both financial and non financial signals as part of product development\.

Summer Intern at Indian Electrical & Electronics Manufacturers'​ Association \(IEEMA\), May 2020 \- Jun 2020 · 2 mos, Delhi, India, Worked in Public Policy and Economic Taxation Department of IEEMA, with main objectives being to create a micro analytic report for growth of each sector in electrical industry and linking to a final growth index\. Also a automated structure for growth calculation was formulated\.

## Education

Bachelor's degree, Electrical and Electronics Engineering, Birla Institute of Technology and Science, Pilani

[View the original profile](https://tal.club/meet/dhruv-singh-negi)

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