---
title: "Devansh Vijaywargiya - Payment Operations Consultant in Auckland | Tal"
description: "Meet Devansh Vijaywargiya, Payment Operations Consultant at ASB | Master of Business Analyst Graduate from UOA | Ex Financial Specialist at Goldman Sachs based in Auckland. AI stack includes antigravity, codex, and cursor."
image: "https://tal.club/meet/devansh-vijaywargiya/share-image"
---

# Devansh Vijaywargiya on Tal

## Headline

Payment Operations Consultant at ASB \| Master of Business Analyst Graduate from UOA \| Ex Financial Specialist at Goldman Sachs

## About

Converting challenges into opportunities is something I am good at\. Master of Business Analytics student at the University of Auckland with practical experience in SQL, R, Power BI, data manipulation, and supply chain analytics\. Former fraud investigator with expertise in chargebacks, AML, EDD, cancellations, and transaction monitoring\. Known for leadership, fast learning, and strong skills in data validation and warehousing\. Passionate about leveraging analytics and technology to optimize supply chain operations, improve efficiency, and support data\-driven decision\-making\.

## Location

Auckland

## AI stack

antigravity

codex

cursor

## Work experience

Payment Operations Consultant at ASB Bank, Jul 2026 \- Present · 2 mos, Auckland, New Zealand

Business Consultant at Partridge Pools, Sep 2025 \- Nov 2025 · 3 mos, Analyzed sourcing strategies for five key pool chemicals, identifying a hybrid import\-local model that achieved 51% cost savings while mitigating quality and supply chain risks\. Developed competitive B2B pricing recommendations, optimizing margins through price\-demand modeling and benchmarking against market rates\. Designed seasonal inventory planning policies, including weekly reviews and order\-to\-level thresholds, determining the need for external warehouse capacity to handle over 80% of stock during peak demand\. Conducted profit simulations under uncertainty, evaluating B2B viability against B2C operations and forecasting average yearly profits of $1\.22M, with sensitivity analysis for demand drops and cost inflation\.

Financial Specialist at Goldman Sachs, Nov 2021 \- Oct 2023 · 2 yrs, Hyderabad, Telangana, India

Financial Professional at Goldman Sachs, Nov 2021 \- Oct 2023 · 2 yrs, Help the firm to identify fraudulent merchants, account take over and other types of card testing for Apple credit card to reduce the losses\. Managing chargeback cycle by accessing multiple Risk factors\. Working for Fraud operations and doing fraud analysis by knowing fraud schemes around multiple industries\. Conducted reviews of flagged transactions and reports that showed potential suspicious activity\. Identifying fraud trends and patterns using deep dive investigations to discern friendly fraud, elderly abuse and fraudulent account takeover\. Working on various stages of the credit card chargeback cycle including handling Pre\-arbitration and reviewing merchant provided evidence\. Assist in identifying and developing process enhancements to maximize efficiency of fraud detection activities\. Placing hold on accounts identified with fraudulent activity and taking timely active provide record of activity while meeting audit and compliance requirements\. Familiarity with case handling and decision making as per Mastercom guidelines and the US financial policies\.

Finance Intern at Insplore Consultants, Jan 2021 \- Feb 2021 · 2 mos, Generated business for the firm by learning the financial insurance sectors and tax reforms like 80\(C\) and 10\(10D\) etc\.

Social Media Marketing Intern at Hula Global, Jul 2020 \- Aug 2020 · 2 mos, Noida, Uttar Pradesh, India, Very informative experience\. I learned a lot of problem solving techniques\.

Social Media Marketing Intern at Hula Global, Jul 2020 \- Aug 2020 · 2 mos, Noida, Uttar Pradesh, India, Very informative experience\. I learned a lot of problem solving techniques\.

Social Media Marketing Intern at Hula Global, Jul 2020 \- Aug 2020 · 2 mos, Noida, Uttar Pradesh, India, Very informative experience\. I learned a lot of problem solving techniques\.

## Education

Masters in Business Analytics, Logistics, Materials, and Supply Chain Management, University of Auckland

Bachelor of Business Administration \- BBA, Business/Commerce, General, O\.P\. Jindal Global University \(JGU\)

[View the original profile](https://tal.club/meet/devansh-vijaywargiya)

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