Senior Analyst | Auronova Consulting | Economics | IIT Kanpur | IFRS-9 Credit Risk Models · Sustainability Research · Published Researcher| Open to Product · Strategy · Growth



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Kolkata


Remote






BS-MS, Economics
INDIAN INSTITUTE OF TECHNOLOGY KANPUR
Class XII, Science
DAV Public School Chandrasekharpur Bhubaneswar
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Download Tal BossSenior Analyst | Auronova Consulting | Economics | IIT Kanpur | IFRS-9 Credit Risk Models · Sustainability Research · Published Researcher| Open to Product · Strategy · Growth
I'm a Risk Analyst at Auronova Consulting and a graduate of IIT Kanpur (BS-MS Economic Sciences) where I also co-authored a research paper on green bonds across ASEAN. At Auronova, I have experience in IFRS-9-compliant credit risk models - including B-Score, PIT-PD, and corporate rating frameworks Previously, I worked on CCUS decarbonization study for a major Indian oil & gas company during my internship Outside risk, I've applied the same structured thinking to product. I completed a PM fellowship at NextLeap and Doremon Den and worked across multiple product teardowns I'm open to roles in Business Analysis, Product, Growth and Strategy - especially where data and business impact meet. Skills: Python · SQL · Econometrics · ESG Research · Power BI · Advanced Excel · Market Research · Product Thinking
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Senior Analyst at Auronova Consulting, Jun 2026 - Oct 2026 · 5 mos
Analyst at Auronova Consulting, Aug 2025 - Jun 2026 · 11 mos, • Developing and validating IFRS-9-compliant credit risk models including B-Score, Point-in-Time PD, and Corporate Rating frameworks • Built an 8-factor logistic regression B-Score model on 250K+ records using WOE/IV-based feature selection and multicollinearity screening; achieved 80% Gini and 63% KS statistic • Developed a PIT-PD model using multi-factor OLS regression across 500+ macroeconomic variables to isolate cyclical credit risk; validated via MAPE and scenario analysis • Developed a corporate rating model by optimizing weights for 21 financial risk drivers to assign obligor-level credit ratings • Performed scorecard validation via Rank Order and PSI/CSI checks
Product Management at Doremon Den, Jun 2024 - Jul 2024 · 2 mos, • Built a product teardown and retention strategy for WhatsApp Meta AI; ranked 4th among 30 teams in the final competition • Applied MoSCoW, AARRR, and MECE frameworks to identify pain points and design wireframes for key product features
Business Consulting at M. N. Dastur & Co. (P) Ltd., May 2024 - Jul 2024 · 3 mos, Kolkata, • Conducted a Carbon Capture, Utilization & Storage (CCUS) study to decarbonize 3 refineries for a major Indian oil & gas company • Identified 10+ investment products for CO2 utilization using a Product Portfolio Management (PPM) framework • Analyzed IEA database to assess demand-supply gaps for key chemicals in India and Bangladesh; developed market penetration strategy for MEG identifying key textile customers • Projected USD 1B+ market potential in Bangladesh by 2030, contributing to a detailed sustainability report
Data Analyst at Psyliq, Dec 2023 - Jan 2024 · 2 mos, Performed exploratory data analysis on multiple datasets to extract actionable insights
Product Manager Fellowship at NextLeap, Aug 2023 - Dec 2023 · 5 mos, Remote, Completed an intensive 5-month PM fellowship covering product strategy, roadmap prioritization, and go-to-market frameworks
BS-MS, Economics, INDIAN INSTITUTE OF TECHNOLOGY KANPUR
Class XII, Science, DAV Public School Chandrasekharpur Bhubaneswar