---
title: "D khirod Kumar - Founder's office - Market Research & Strategy in Cuttack | Tal"
description: "Meet D khirod Kumar, Student at Indian Institute of Technology, Madras | Product Management | AI • FinTech • Entrepreneurship based in Cuttack. AI stack includes claude code, claude, and cursor."
image: "https://tal.club/meet/d-khirod-kumar/share-image"
---

# D khirod Kumar on Tal

## Headline

Student at Indian Institute of Technology, Madras \| Product Management \| AI • FinTech • Entrepreneurship

## About

I'm passionate about building products that solve real problems by combining technology, business, and a deep understanding of users\. Over the past few years, I've explored entrepreneurship, validated startup ideas, and worked on turning concepts into products through customer research, experimentation, and data\-driven decision\-making\. Today, I'm building in the fintech space while sharpening my skills in Product Management\. My interests lie in product strategy, AI, fintech, product analytics, user research, and growth\. I enjoy breaking down complex problems, learning from users, and building solutions that create meaningful impact\. Beyond startups, I run The DK Report, where I share insights on business, technology, and geopolitics\. Creating content has strengthened my ability to simplify complex ideas, think critically, and communicate clearly\. I'm always open to connecting with builders, founders, and product enthusiasts who enjoy solving meaningful problems and creating products people love\.

## Location

Cuttack

## AI stack

claude code

claude

cursor

openai

perplexity

windsurf

## Work experience

Founder's office \- Market Research & Strategy at AyurGenX, Feb 2026 \- Present · 7 mo, Chennai, As a Market Research & Strategy Associate, I contribute to evaluating market opportunities and supporting strategic decision\-making for a health technology startup\. My work involves conducting industry and competitor research, identifying customer needs and emerging trends, analyzing market dynamics, and generating insights that support product positioning and business strategy\. I collaborate across teams to evaluate growth opportunities, validate ideas, and translate research into actionable recommendations that contribute to product development and go\-to\-market initiatives\.

Founder\(Product & Strategy\) at Finseed, Jun 2025 \- Jan 2026 · 7 mo, Chennai, Built an early\-stage fintech venture focused on helping young adults and working professionals build stronger financial habits through accessible credit, investing, savings, and financial education\. The core vision was to create an integrated personal finance platform that brought spending, savings, investments, and credit under one roof\. The product was inspired by the observation that while digital payments have made spending effortless, they have also reduced the friction of spending, making it easier for users to lose track of their financial habits\. To address this, we designed concepts around automated daily savings, personalized spending limits, AI\-driven financial insights, and seamless access to investment products\. Led customer discovery through user interviews, market research, and competitor analysis, while defining the product vision, user journeys, feature roadmap, business model, and partnership strategy\. Worked across product strategy, branding, business development, and market validation from ideation to early customer validation\. The venture was later paused after evaluating the market dynamics and recognizing that building a differentiated fintech platform at scale would require significant regulatory, capital, and distribution capabilities\.

Founder at Elevate, Sep 2024 \- Apr 2025 · 8 mos, Remote, ELEVATE was an early\-stage sports technology venture focused on improving access to quality sports and fitness coaching through digital experiences\. During this venture, I: Identified opportunities in the sports coaching ecosystem through market research and user conversations\. Defined the product vision and explored technology\-enabled coaching experiences, including AI\-assisted feedback and virtual training concepts\. Researched customer needs, pricing strategies, and business models to validate market demand\. Designed product concepts, user journeys, and feature priorities for the MVP\. Evaluated partnerships with coaches and fitness professionals to build a scalable service model\. Led product planning, competitor analysis, and overall business strategy from ideation through validation\. While the venture was ultimately discontinued, it provided valuable experience in customer discovery, product validation, and building products around real user problems\.

Organization Manager at NGO, Nov 2023 \- Jan 2025 · 1 yr 3 mos, Cuttack, Odisha, India, My interest in social service got me to my first job as a organisation manager at an NGO led a team of 15 people where i used to plan and execute different activities and events for the NGO

## Education

Indian Institute of Technology, Madras

Indian Certificate Of Secondary Education, Primary and Secondary Education, Stewart school

[View the original profile](https://tal.club/meet/d-khirod-kumar)

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