Headline

Eqaro | India’s First Financial Guarantees Platform

About

Business Builder | Entrepreneurial Leader | P&L Owner | First-Principles Thinker | Scaling Businesses, Building Teams, Creating Value I am a business leader with an entrepreneurial mindset, driven by a relentless curiosity to challenge the status quo and discover better, smarter, and more efficient ways of creating value. Throughout my career, whether as an entrepreneur or within large organizations, I have approached every role with an owner's mindset. My passion lies in building businesses from the ground up, scaling them sustainably, and creating long-term value through disciplined execution and a sharp focus on P&L performance. After all, businesses exist to generate value—for customers, employees, shareholders, and all stakeholders. My journey has been shaped by both successes and failures. Having built ventures of my own and led multiple business-building initiatives, I have learned that resilience, adaptability, and continuous learning are often greater differentiators than initial success itself. I am a strong believer in first-principles thinking. I enjoy deconstructing business models, processes, and conventional wisdom to rebuild them in ways that are more relevant to today's realities. By leveraging technology, data, and innovation, I focus on creating solutions that improve experiences for customers while driving operational efficiency and business outcomes. My leadership philosophy is simple: start with a compelling vision, break it down into actionable steps, build systems that scale, and ensure every component works in harmony toward the larger objective. I believe in maintaining clarity, accountability, and focus—eliminating distractions, making tough decisions when required, and saying "no" to anything that does not contribute meaningfully to the mission. In a world that is constantly evolving, my mantra remains unchanged: Learn. Unlearn. Relearn. Evolution is not optional—it is the key to staying relevant and staying ahead.

Location

Noida

AI stack

claude code

claude

deepseek

grok

ChatGPT

Figma Make

Work experience

Senior Director at Eqaro Guarantees, Nov 2020 - Present · 5 yrs 11 mos, India, Eqaro is a technology led Financial Guarantees company in India. As a pioneer in this space, the team at Eqaro is driven by a passion to play a pivotal role in the economic growth of the country. Eqaro offers guarantees in lieu of collaterals and cash on behalf of individuals, entrepreneurs and MSMEs, recognising their inherent, fundamental strengths and capabilities. The company aspires to create a comprehensive ecosystem of trust that de-risks transactions, helping individuals and businesses unlock their true growth potential. Led by a seasoned best of breed management team with an oversight from a robust governance framework and backed by the financial strength and underwriting expertise of global marquee majors, Eqaro currently offers multiple solutions that are approved and accepted by a diverse set of beneficiaries including MNC's, automobile companies, leading NBFC's, Co-living operators, Property management companies, individual landlords etc. The Eqaro global partner ecosystem includes leading global majors such as Ion Insurance Company INC (USA), Southern Pacific Insurance Corporation (USA) and Northern Light Surety Company SRL. These counter guarantee partners have decades of deep and wide experience of writing contract, commercial and financial surety business globally.

Head - Strategic Alliances, Business & Claims at PolicyBazaar.com, Dec 2018 - Nov 2020 · 2 yrs, Gurgaon, India, Heading Strategic Partnerships, SME & Corporate Line of Businesses & Insurance Claims for all Insurance Product lines at Policybazaar Group

Founder at TraWallStreet, May 2017 - Nov 2018 · 1 yr 7 mos, A moonshot attempt at building derivative trading exchange for Air tickets (Air tickets is a commodity with one of the highest arbitrage amongst any kind of commodity, product - Air fare always goes up as demand is mostly higher than supply). It is going to be a reality soon when you will be able to freely trade in air tickets and make money. Airbus & Nasdaq to launch Air ticket derivative: https://www.cnbc.com/2020/01/22/airbus-nasdaq-to-create-derivative-trading-for-airline-tickets.html

Co-Founder & CEO at Tripsbank, Oct 2015 - Nov 2018 · 3 yrs 2 mos, Gurgaon, India

Head of Ecommerce, Voice business & Digital Partnerships - Sr.VP & Founder Team Member at Religare Health Insurance Co Ltd, Nov 2009 - Oct 2015 · 6 yrs, India, Responsible for Building One of the Leading e-com Business in Online Health Insurance Space.

Education

Bachelor's degree, Business/Commerce, General, Calcutta University, Kolkata