---
title: "Chandra Gaur - Senior Product Manager in Bengaluru | Tal"
description: "Meet Chandra Gaur, Senior PM - Airtel | Fintech & Lending | AI/ML Products | Ex - Lendingkart, Safegold, Paytm based in Bengaluru. AI stack includes claude, lovable, and replit."
image: "https://tal.club/meet/chandra-mohan-gaur/share-image"
---

# Chandra Gaur on Tal

## Headline

Senior PM \- Airtel \| Fintech & Lending \| AI/ML Products \| Ex \- Lendingkart, Safegold, Paytm

## About

I am a Senior Product Manager focused on building / scaling lending and credit products across Airtel Finance, Lendingkart, SafeGold and Paytm\. Currently, I lead Gold Loan and Co\-branded Card products at Airtel, where I built a 0→1 Gold Loan \(Secured Loan\) business scaled to ₹60Cr\+ monthly disbursals and scaled EMI Cards to 30K/ per month, driving growth for a 250M\+ user platform\. Previously, I owned the Loan Origination System \(LOS\) at Lendingkart powering ₹250Cr\+ monthly MSME loan \(Unsecured Business Loan\) disbursals, working across Credit underwriting, Co\-lending, Collections systems and doing API integrations for partners onboarding\. My experience spans: • Secured & unsecured lending • Credit risk & underwriting systems • Growth funnels & lifecycle optimization • Phygital distribution & partner ecosystems I am particularly interested in solving problems at the intersection of fintech, lending, and scalable credit systems\.

## Location

Bengaluru

## AI stack

claude

lovable

replit

## Work experience

Senior Product Manager at airtel, Jan 2025 \- Present · 1 yr 8 mos, Gurugram, Senior Product Manager – Lending \| Gold Loan \| Co\-branded Card Own product strategy and growth for Gold Loan and EMI Card on Airtel Thanks app \(250M\+ users\) • Built and scaled Gold Loan business \(0→₹50Cr\+ monthly disbursals\) in partnership with Bajaj Finance\. • Designed end\-to\-end journey \(Acquisition → Eligibility → Partner Referral → Disbursals\)\. • Improved conversion by optimizing acquisition journeys, efficient lead routing and branch\-level performance\. • Scaled EMI card issuance for to 30K\+ cards/month and Virtual cardings to 50K\+ users monthly\. • Improved card activation \(M1: 2x \| M6: \+50%\) via lifecycle and engagement strategies \- post carding\. • Enabled Phygital distribution across 1000\+ retail stores to scale acquisition & fulfilment challenges for Insta EMI Card\.

Senior Product Manager at Lendingkart, Dec 2021 \- Jan 2025 · 3 yrs 2 mos, Bengaluru, Senior Product Manager – Lending \| LOS \| Unsecured Business Loans Owned Loan Origination System \(LOS\) powering ₹250Cr\+ monthly MSME loan disbursals via assisted / digital user journeys\. • Managed LOS platform used by 5K\+ partners across digital and assisted channels\. • Built APIs for end\-to\-end loan lifecycle and onboarded 50\+ digital lending partners\. • Improved underwriting via CIBIL, Account Aggregator, and Perfios integrations for unsecured business loan product\. • Scaled DSA partner ecosystem to 30K\+ DSA partners across 10K\+ pincodes\.

Product Manager at SafeGold India, Nov 2020 \- Nov 2021 · 1 yr 1 mo, Mumbai, Maharashtra, India, 1\. Leading B2B2C SAAS product suite with 50\+ merchants \(Mobile responsive web app\) and 100K\+ users for Digital Gold conversion at Jewellery stores\. 2\. Leading 0 to 1 product development and GTM strategy for an Automated trading platform \(iOS, Android & Mobile responsive web app product\) for Bullion Gold business trading\.

Product Manager at Mamaearth, Jun 2020 \- Oct 2020 · 5 mos, Gurgaon, Haryana, India, Managing & scaling D2C website product at Mamaearth \(www\.mamaearth\.in\) \* End\-to\-end management of the Website property in terms of Product, Operations & Tech\. \* SPOC for Technical & Product team to drive overall Frontend & Backend website development & integration with Magento, Shiprocket, Freshdesk, PowerBI\. \* Managing the product scaling of website property to 15x order volume and 1 Lac orders/ day for quarterly sale event\.

Associate Product Manager at Paytm, Apr 2019 \- Jun 2020 · 1 yr 3 mos, Noida Area, India, Building 0 to 1 B2B2C SAAS Loyalty Platform for Paytm Brands\. Product Management \- • Define the overall product strategy and roadmap for digital and loyalty apps\. • Oversee the development and delivery of digital products such as mobile websites, Android & iOS Apps\. • Convert marketing needs into features & get developed from technology\. • Perform continuous fine\-tuning in the msite, Android & iOS app\. • Working closely with cross\-functional teams like marketing, growth, design, technology and sales team\.

## Education

Bachelor of Technology \- BTech, Computer Science Engineering, rajasthan technical university

[View the original profile](https://tal.club/meet/chandra-mohan-gaur)

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