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Chandan Reddy

Leading products @ CRED ✦ Coder → Product | Now helping others make the leap

Bengaluru

6+ years of work experience

CRED
Apr 20266 mosPresent

Bengaluru

Building consumer payments at CRED across education, rent, and b2b payments. ◈ Owning product strategy and execution for high-ticket payment categories, from discovery and payment flows to compliance, success rates, revenue, and repeat usage. ◈ Building category-specific experiences that make large payments simpler, more reliable, and more useful for members.
CRED
May 202511 mosMar 2026

Bangalore Urban

Reimagining borrowing for members ◈ Scaling CRED Cash+ into a flagship lending product, giving members seamless liquidity against their investments. ◈ Infra for multi-lender integrations, dynamic pricing, and unified lending marketplace journeys that make borrowing transparent and effortless.
CRED
Apr 20241 yr 1 moApr 2025

Bangalore Urban, Karnataka, India

Built something truly rewarding ✨ ◈ Built the rewards rails powering CRED’s premium credit cards, designed for flexible accelerators and instant redemption across 500+ partners. ◈ Created RewardOS, a modular platform that now scales to millions of reward operations across CRED - from Coins and Cashback to Vouchers and merchant rewards.
Commutatus
Mar 20201 yr 4 mosJun 2021

Chennai Area, India

Engineered exceptional user experiences and transformed digital products, while also serving as an SEO expert, mentor, and tech/business blog writer. Tech stack: React.js, Next.js, GraphQL, Redux, AWS, Vue.js, Gridsome, Flutter. ◈ Partnered with AIESEC and 7+ global startups to build websites and apps covering e-commerce, CRM tools, event booking, and more. ◈ Transformed mockups into dynamic, pixel-perfect user interfaces that are lightning-fast and seamless. ◈ Boosted traffic by 25% and skyrocketed Google rankings by refining site structure, code, and SEO. ◈ Led an agile team as product owner to revamp and launch a web app from the ground up. ◈ Played multiple roles, collaborating with design, HR, marketing, and product teams to deliver impactful results daily.
Commutatus
Mar 20191 yr 1 moMar 2020

Chennai, Tamil Nadu, India

Commutatus
Sep 20186 mosFeb 2019

Chennai, Tamil Nadu, India

Madrazi Car Spa
Jan 20172 yrs 1 moJan 2019

Chennai, Tamil Nadu, India

Driven by a passion for eco-friendly car washes and doorstep maintenance, I co-founded Madrazi Car Spa (www.madrazicarspa.in), a car wash brand bringing convenience to Chennai. My key contributions: ◈ Marketing: Launched exciting promotions and ad campaigns to attract new customers and keep them coming back. ◈ Website Mastery: Built and managed our website and servers from scratch for a smooth online experience. ◈ SEO Success: Used smart SEO techniques to boost traffic and rank on the first page for non-brand keywords, doubling our visibility. ◈ Content Creation: Wrote engaging blog articles to climb Google rankings and connect with our audience.

Education

SRM IST Chennai

Bachelor of Technology - BTech, Computer Science

SRM IST Chennai

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Headline

Leading products @ CRED ✦ Coder → Product | Now helping others make the leap

About

With over 7 years of entrepreneurial, technical, and product expertise, I bring a well-rounded approach to solving complex challenges. I’ve run my own business, written code as a developer, and as a PM now? Crafting CRED for the top 1% - because mediocrity never made the cut 🚀

Location

Bengaluru

Work experience

Senior Product Manager | Consumer Payments at CRED, Apr 2026 - Present · 6 mos, Bengaluru, Building consumer payments at CRED across education, rent, and b2b payments. ◈ Owning product strategy and execution for high-ticket payment categories, from discovery and payment flows to compliance, success rates, revenue, and repeat usage. ◈ Building category-specific experiences that make large payments simpler, more reliable, and more useful for members.

Senior Product Manager | Loans against Securities at CRED, May 2025 - Mar 2026 · 11 mos, Bangalore Urban, Reimagining borrowing for members ◈ Scaling CRED Cash+ into a flagship lending product, giving members seamless liquidity against their investments. ◈ Infra for multi-lender integrations, dynamic pricing, and unified lending marketplace journeys that make borrowing transparent and effortless.

Senior Product Manager | Rewards & Loyalty at CRED, Apr 2024 - Apr 2025 · 1 yr 1 mo, Bangalore Urban, Karnataka, India, Built something truly rewarding ✨ ◈ Built the rewards rails powering CRED’s premium credit cards, designed for flexible accelerators and instant redemption across 500+ partners. ◈ Created RewardOS, a modular platform that now scales to millions of reward operations across CRED - from Coins and Cashback to Vouchers and merchant rewards.

Senior Product Developer at Commutatus, Mar 2020 - Jun 2021 · 1 yr 4 mos, Chennai Area, India, Engineered exceptional user experiences and transformed digital products, while also serving as an SEO expert, mentor, and tech/business blog writer. Tech stack: React.js, Next.js, GraphQL, Redux, AWS, Vue.js, Gridsome, Flutter. ◈ Partnered with AIESEC and 7+ global startups to build websites and apps covering e-commerce, CRM tools, event booking, and more. ◈ Transformed mockups into dynamic, pixel-perfect user interfaces that are lightning-fast and seamless. ◈ Boosted traffic by 25% and skyrocketed Google rankings by refining site structure, code, and SEO. ◈ Led an agile team as product owner to revamp and launch a web app from the ground up. ◈ Played multiple roles, collaborating with design, HR, marketing, and product teams to deliver impactful results daily.

Product Developer at Commutatus, Mar 2019 - Mar 2020 · 1 yr 1 mo, Chennai, Tamil Nadu, India

Exploring Development at Commutatus, Sep 2018 - Feb 2019 · 6 mos, Chennai, Tamil Nadu, India

Co-Founder at Madrazi Car Spa, Jan 2017 - Jan 2019 · 2 yrs 1 mo, Chennai, Tamil Nadu, India, Driven by a passion for eco-friendly car washes and doorstep maintenance, I co-founded Madrazi Car Spa (www.madrazicarspa.in), a car wash brand bringing convenience to Chennai. My key contributions: ◈ Marketing: Launched exciting promotions and ad campaigns to attract new customers and keep them coming back. ◈ Website Mastery: Built and managed our website and servers from scratch for a smooth online experience. ◈ SEO Success: Used smart SEO techniques to boost traffic and rank on the first page for non-brand keywords, doubling our visibility. ◈ Content Creation: Wrote engaging blog articles to climb Google rankings and connect with our audience.

Education

Bachelor of Technology - BTech, Computer Science, SRM IST Chennai