Headline

To leverage over 15 years of extensive experience wholesale Banking across India’s top private sector banks—ICICI Bank, HDFC Bank, and Axis Bank—by contributing expertise in end-to-end credit processing,

About

With over 15 years of extensive experience in India’s top private sector banks, I have built a strong career in Wholesale Banking Operations, specializing in managing complex banking processes, operational excellence, and client relationship management. Throughout my professional journey, I have successfully handled diverse functions across business banking operations, including credit processing, compliance management, documentation, customer servicing, risk assessment, and process optimization. My expertise lies in streamlining operational workflows, ensuring regulatory compliance, and delivering seamless banking solutions to corporate and business clients. Having worked with some of the country’s leading private banks, I have developed deep knowledge of wholesale banking products, business finance operations, account management, and cross-functional coordination. I am known for my strong analytical skills, attention to detail, and ability to manage high-volume operations while maintaining accuracy and service quality. My experience has enabled me to consistently support business growth, improve operational efficiency, and strengthen customer satisfaction. With a proven track record in banking operations, team collaboration, and problem-solving, I continue to bring dedication, professionalism, and strategic thinking to every role I undertake. My career reflects a commitment to excellence in the banking sector and a passion for contributing to organizational success.

Location

Guwahati

Work experience

Senior Manager at Axis Bank Limited, Apr 2024 - Present · 2 yrs 3 mos

Senior Manager at Axis Bank Limited, Apr 2024 - Present · 2 yrs 3 mos, Guwahati, Assam, India, Axis Bank Ltd, Guwahati Working as a Service Relationship Manager (SRM) for more than 2 years in Credit Operations under Wholesale Banking Operations at Axis Bank Ltd, with expertise in managing end-to-end post- sanction credit processes from file processing to final disbursement. Core responsibilities include handling monthly monitoring parameters, sanction condition compliance, credit documentation, legal and technical coordination, vendor management, property documentation, mortgage creation, and operational monitoring as per banking guidelines. Experienced in ensuring smooth execution of wholesale banking transactions, maintaining compliance standards, managing risk controls, and coordinating with internal teams, legal agencies, and clients to deliver efficient credit operations and portfolio management

Operational Specialist at HDFC Bank Limited, Feb 2014 - Apr 2024 · 10 yrs 3 mos, Guwahati, Assam, India, HDFC Bank Ltd, Guwahati Worked with HDFC Bank Ltd for over 10 years with extensive experience across Wholesale Banking Operations and Business Banking Operations, demonstrating strong expertise in both operational and credit functions. In the initial 7 years, managed core banking operations including clearing operations, CMC management, retail asset loans, agricultural loans, and consumer durable loans, ensuring smooth processing, compliance adherence, and operational efficiency across multiple banking products. Developed strong capabilities in transaction processing, customer servicing, portfolio handling, and regulatory compliance. Subsequently transitioned to Business Banking Operations, where responsibilities expanded to managing end-to-end disbursement and processing of diverse business banking products including Working Capital, Loan Against Property (LAP), Healthcare Equipment Finance, Commercial Equipment Finance, and other secured business banking facilities. Key functions included legal and compliance coordination, vendor management, property document verification, property vaulting, ROC filing, pari- passu documentation, mortgage creation, sanction compliance, and complete post- sanction file processing through final disbursement. Possess strong expertise in credit documentation, operational risk management, legal coordination, secured lending processes, and end-to-end banking operations with a proven track record of ensuring process excellence, compliance, and seamless execution across retail and business banking domains.

Education

Bachelor of Commerce - BCom, Accounting, Gauhati University, Guwahati