Headline

VP Engineering | Director Engineering | Enterprise Architect | Banking & Lending Technology Leader | AI Transformation | Digital Lending | Microservices | Cloud Architecture

About

Technology Executive with 20+ years of experience driving Engineering Leadership, Enterprise Architecture, Digital Transformation, and Product Modernization across Banking, Lending, FinTech, SaaS, Healthcare, and Enterprise Technology domains. Proven track record of building and scaling high-performing engineering organizations, defining technology strategy, leading digital transformation programs, and delivering mission-critical platforms for global customers. Experienced in leading cross-functional teams of engineers, architects, QA professionals, and technical leaders while driving innovation, operational excellence, customer success, and business growth. Deep expertise in Digital Lending, Loan Management Systems (LMS), Loan Origination Systems (LOS), Retail & Corporate Lending, Islamic Banking, Enterprise Integration, Cloud-Native Architectures, Microservices, API Platforms, and AI-powered Banking Solutions. Currently focused on modernizing lending platforms, enabling AI-driven banking transformation, and helping organizations accelerate innovation through Cloud, Microservices, Agentic AI, Intelligent Underwriting, Document Intelligence, Fraud Detection, and Digital Customer Experience initiatives. Core Areas of Expertise: ✔ Engineering Leadership ✔ Enterprise & Solution Architecture ✔ Banking & Lending Platforms ✔ AI Transformation & Digital Innovation ✔ Cloud-Native Architecture ✔ Microservices & Distributed Systems ✔ Technology Strategy & Governance ✔ Product Engineering ✔ Team Building & Talent Development ✔ Customer & Stakeholder Management Open to leadership opportunities in: VP Engineering | Director Engineering | Head of Engineering | Enterprise Architect | Banking Technology Leader | AI Transformation Leader

Location

Greater Bengaluru Area

AI stack

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Work experience

Senior Director at Azentio, Oct 2024 - Present · 2 yrs 1 mo, Bengaluru, · Leading strategic modernization of enterprise lending platforms, driving migration from Kastle 5.x to Kastle 6.x architecture for international banking customers. · Defining technology strategy, architecture governance, and product modernization roadmaps for digital lending solutions. · Driving AI-powered banking transformation initiatives leveraging Agentic AI, intelligent underwriting, document intelligence, risk assessment, fraud detection, and customer servicing capabilities. · Collaborating with executive stakeholders, banking SMEs, product leadership, and delivery organizations to shape next-generation lending platforms. · Managing customer escalations, executive stakeholder communications, and strategic delivery governance for key banking customers. · Leading architecture reviews, engineering governance, solution design, and platform scalability initiatives across banking implementations. · Enabled successful go-live of major banking customers by resolving critical production challenges and improving platform stability. · Supporting innovation initiatives focused on AI adoption, automation, customer experience enhancement, and operational efficiency.

Vice President of Software Development at Brane Enterprises Private Limited, Oct 2020 - Sep 2024 · 4 yrs, Bengaluru, Karnataka, India, Architected and implemented the Camel framework, enabling seamless API integration for over 350 enterprise business adapters resulting in streamlined business processes. Increased developer productivity by 75% through contributions to a robust SaaS/PaaS platform. Designed and implemented 9 customized mobile applications (Android/iOS/Windows) to meet specific customer needs, streamlining user experience. Developed the Sitebuider framework, an innovative tool for managing mobile app UI changes, resulting in an 80-90% reduction in manual effort for building new mobile apps. Enhanced app security by implementing a robust App-level security infrastructure utilizing the AWS framework to mitigate all the Critical/High security issues. Increased self-service capabilities for B2C customers by 70% through architecting and implementing a low-code/no-code B2C framework.

GSL (SEM) at Brane enterprises, Oct 2020 - Sep 2024 · 4 yrs

Senior Engineering Manager at Brane enterprises, Oct 2020 - Sep 2024 · 4 yrs, Led a cross-functional engineering organization comprising 30+ software engineers, architects, QA professionals, and technical leads delivering enterprise SaaS products. Architected enterprise integration ecosystem supporting 350+ adapters using Apache Camel. Built SiteBuilder platform reducing application development effort by 80–90% through reusable components, automation, and platform engineering initiatives. Implemented AWS-based security architecture reducing critical vulnerabilities by 95%. Improved B2C self-service capabilities by 70%. Owned hiring decisions, workforce planning, performance reviews, employee development plans, mentoring, and engineering capability building.

Lead Analyst at Bank of America, Nov 2019 - Oct 2020 · 1 yr, Hyderabad Area, India

Technical Lead at Oracle India, Aug 2015 - Nov 2019 · 4 yrs 4 mos, Bangalore Area, India, Led architecture, development, and performance optimization initiatives for Oracle BPM-based enterprise workflow solutions. Delivered large-scale workflow automation and business process transformation programs for enterprise customers. Improved BPM workflow engine performance by 70–80% through architecture optimization and performance tuning.

Education

Bachelor of Engineering, Electrical, Electronics and Communications Engineering, Biju Patnaik University of Technology, Odisha