Founding team member & product evangelist @ Pibit.AI

San Francisco Bay Area

New York, United States




Bachelor of Engineering, Metallurgy and Materials engineering
Indian Institute of Technology, Roorkee
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Bharat is a founding team member at Pibit.AI, an SF-based insurance technology company enabling dozens of carriers and MGAs underwrite more efficiently and redefine the boundaries of insurance automation. At the core of his work is the development and stewardship of Pibit’s proprietary Centralized Underwriting Risk Environment (CURE™). Under his product leadership, CURE™ has become a vital engine for dozens of insurance organizations, allowing them to bypass the friction of clerical data entry in favor of high-impact, strategic risk assessment. Bharat’s vision is rooted in the belief that AI should not just assist, but empower. By architecting solutions that prioritize reliability and operational efficiency, he is helping transition the insurance workforce toward a future of true autonomy: where human expertise is reserved for the most complex strategic challenges, and the rest is handled by seamless, intelligent systems.
San Francisco Bay Area
Founding Team at Pibit.ai, Feb 2023 - Present · 3 yrs 7 mos, San Francisco Bay Area, Pibit.AI is an SF-based insurtech company reconstructing the art (and science) of commercial underwriting for carriers and MGAs. At the heart is the CURE™ platform, the industry’s only centralized underwriting risk environment fueled by agentic underwriting services that delivers decision-ready outcomes. It converts submissions into decisions by automating intake, triage, and data enrichment from documents and external sources while surfacing risk insights so you can win the right accounts faster, scale throughput, and reduce loss ratios. Backed by Y-Combinator, the proprietary platform serves dozens of clients across the US, enabling 85% faster underwriting, 32% increase in GWP per underwriter, and up to 700 basis points improvement in loss ratios. For details, visit pibit.ai.
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Bachelor of Engineering, Metallurgy and Materials engineering, Indian Institute of Technology, Roorkee