---
title: "Baskar Sivaraman - Manager / Consultant Finance Analytics in Bengaluru | Tal"
description: "Meet Baskar Sivaraman, Senior Reporting Associate @ Visa | Financial Analysis, Credit Risk Management based in Bengaluru. AI stack includes claude code, codex, and cursor."
image: "https://tal.club/meet/baskar-sivaraman/share-image"
---

# Baskar Sivaraman on Tal

## Headline

Senior Reporting Associate @ Visa \| Financial Analysis, Credit Risk Management

## About

Visa leverages my expertise in data analysis, visualization to deliver actionable insights that drive decision\-making across revenue generation and expense management processes\. With over 12 years of experience, I specialize in automating reporting systems, optimizing data pipelines, and enabling business intelligence solutions that align with organizational goals\. Previously, at JPMorgan Chase &amp; Co\., I contributed to automation efforts and credit risk analytics for Auto Finance and regulatory reporting, collaborating with cross\-functional teams to build risk mitigation strategies\. With a strong foundation in analytics and a commitment to delivering value, I aim to empower organizations to make data\-driven decisions with precision and efficiency\.

## Location

Bengaluru

## AI stack

claude code

codex

cursor

hugging face

langchain

## Work experience

Manager / Consultant Finance Analytics at Visa, Oct 2021 \- Aug 2026 · 4 yrs 11 mos, Bengaluru

Risk Manager at JPMorgan Chase &amp; Co\., Jan 2020 \- Oct 2021 · 1 yr 10 mos, Bengaluru, Karnataka, India

Senior Risk Reporting Analyst at JPMorgan Chase &amp; Co\., Jul 2017 \- Jan 2020 · 2 yrs 7 mos, Bengaluru, Karnataka, India

Business Intelligence Developer at LTI \- Larsen &amp; Toubro Infotech, Nov 2013 \- Jul 2017 · 3 yrs 9 mos, Chennai, Tamil Nadu, India

## Education

Executive General Management Programme, Business Administration and Management, General, Indian Institute of Management Bangalore

Bachelor of Technology \(B\.Tech\.\), Electrical, Electronic and Communications Engineering Technology/Technician, Shanmugha Arts, Science, Technology and Research Academy

[View the original profile](https://tal.club/meet/baskar-sivaraman)

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