Sumit Agarwal profile photo 1 on Tal

Sumit Agarwal

CTO at 1% Club | ex Co-Founder at MoMoney (acquired), ex-FamPay, ex-Tickertape, ex-smallcase

Bengaluru
Hiring

SDE - Backend

1% Club

1% Club logo

1% Club is building India’s first AI CFO — an intelligent agent that sits on top of your entire financial life and helps you make smarter decisions with your money. It connects your cash flow, net worth, and portfolio to deliver personalised guidance on every money decision: the modern replacement for your bank RM, smarter, unbiased, and always on. With ₹2,000 cr in assets under advisory, ₹30,000 cr+ in client assets tracked, SEBI RIA & RA licenses, and backing from Gruhas (Nikhil Kamath), we’re profitable and scaling fast. 🛣️ The Road Ahead Build the simplest, smartest way for Indians to manage their money, end to end, in one app. The modern replacement for your bank RM. Come build it with us. 🎯 What will you do? You'll be working on the core systems behind a platform that's redefining how millions of Indians manage their money, with real-time applications, AI copilots, and blazing-fast apps. You'll have end-to-end ownership of features, working directly with the CTO and founding team to take ideas from whiteboard to production. We care less about what stack you've used and more about how you think. You should be fluid across tech, know the "why" behind every decision, and treat speed and stability like religion. If you can write clean code, debug production like a ninja, and nerd out on system-level optimization, we'd love to have you. We're hiring across two levels — SDE 1 (0–2 years) and SDE 2 (2–4 years) — and will map you to the right level based on your experience and how you perform through the process. Key Responsibilities - Design, build, and maintain high-throughput, low-latency microservices for mission-critical systems using GoLang and TypeScript, with clean abstractions, high reliability, and readiness for scale. - Work closely with Product Managers, Designers & Backend Engineers to deliver seamless user experiences. - Break down complex user problems into simple, scalable backend solutions. - Own entire features end to end, taking responsibility for coding, unit testing, bug fixing & documentation. - Participate in architectural discussions, contribute to the tech roadmap, and drive technical strategy. - (SDE 2) Mentor junior engineers, review code, and help maintain a high bar for technical excellence. 🤩 You'll be a great fit if you have - 0–4 years of experience in a Backend SDE role, preferably in a fintech company. - Proficiency in GoLang; experience with other languages such as JavaScript/TypeScript is a strong plus. - (SDE 2) Familiarity with DevOps tools and practices such as CI/CD pipelines, and familiarity with AWS. - Ownership and obsession with the product. - Willingness to learn and adapt to new technologies and tools. 🤌 Bonus points - You can use AI to automate grunt work and 10x your output - You have a good eye for details - You think like a product owner, not just an engineer - You have worked at a FinTech before 🤙 Perks and Benefits - BYOS (Build Your Own Setup): Mac/Windows/Linux, iPad, Monitors — anything you need to work comfortably. - Work hard, Party harder: Company offsite, team lunch/dinner, game nights, and day outings are a few of the many things you'll experience if you work out of the Bengaluru office. - Highly competitive salary: We offer above-market salary & equity packages.

HSR Layout, Bengaluru

₹14–35 LPA

CTC

0–4 years

Exp

Hybrid

Work mode

About Sumit

1% Club
Apr 20251 yr 5 mosPresent

Bengaluru, Karnataka, India

MoMoney
Sep 20223 yrs 4 mosDec 2025

Bengaluru, Karnataka, India

FamPay
Jan 20229 mosSep 2022

Bengaluru, Karnataka, India

Tickertape
Mar 202111 mosJan 2022

Bengaluru, Karnataka, India

smallcase
Mar 202111 mosJan 2022

Bengaluru, Karnataka, India

Tickertape
Feb 20192 yrs 2 mosMar 2021

Bangalore, India

smallcase
Feb 20192 yrs 2 mosMar 2021

Bangalore, India

Sumit’s AI Stack

anthropic apis
anthropic apis
claude code
claude code
kimi
kimi
langgraph
langgraph
openai
openai
openclaw
openclaw

Education

Jaypee University of Engineering and Technology

Bachelor of Technology, Computer Science

Jaypee University of Engineering and Technology

20154 yrs2019

Senior Secondary Certificate - CBSE, PCM

MPVM Ganga Gurukulam, Allahabad

20141 yr2015

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Sumit Agarwal on Tal

Headline

CTO at 1% Club | ex Co-Founder at MoMoney (acquired), ex-FamPay, ex-Tickertape, ex-smallcase

Location

Bengaluru

AI stack

anthropic apis

claude code

kimi

langgraph

openai

openclaw

Work experience

Chief Technology Officer at 1% Club, Apr 2025 - Present · 1 yr 5 mos, Bengaluru, Karnataka, India

Co-Founder at MoMoney, Sep 2022 - Dec 2025 · 3 yrs 4 mos, Bengaluru, Karnataka, India

Engineering Team at FamPay, Jan 2022 - Sep 2022 · 9 mos, Bengaluru, Karnataka, India

Senior Software Engineer at Tickertape, Mar 2021 - Jan 2022 · 11 mos, Bengaluru, Karnataka, India

Senior Software Engineer at smallcase, Mar 2021 - Jan 2022 · 11 mos, Bengaluru, Karnataka, India

Backend Engineer at Tickertape, Feb 2019 - Mar 2021 · 2 yrs 2 mos, Bangalore, India

Backend Engineer at smallcase, Feb 2019 - Mar 2021 · 2 yrs 2 mos, Bangalore, India

Education

Bachelor of Technology, Computer Science, Jaypee University of Engineering and Technology

Senior Secondary Certificate - CBSE, PCM, MPVM Ganga Gurukulam, Allahabad

Sumit Agarwal - Chief Technology Officer in Bengaluru | Tal