Headline

Sr. Director Engineering @ CashFlo | Fintech | SaaS | AI | Lending

About

As a technology leader with over 10 years of experience, I specialize in architecting and scaling fintech and digital lending platforms. Currently serving as Sr. Director of Engineering at CashFlo, I focus on driving innovation in financial technology and AI integration to enhance scalable system design and streamline lending processes. Previously, I led the development of Homeville Group's Unified Lending Stack and co-lending platform, empowering seamless end-to-end digital lending. My work has included leveraging LLM models, deploying AI solutions, and leading high-performing teams to advance AI-driven automation in financial systems. Passionate about the intersection of technology and business.

Location

Mumbai

AI stack

aistudio

claude code

codex

gemini

hugging face

kiro

Work experience

Sr. Director of Engineering at CashFlo, Nov 2025 - Present · 1 yr, Mumbai

VP of Engineering at Homeville Group, Sep 2022 - Nov 2025 · 3 yrs 3 mos, Mumbai, Maharashtra, India, • Scaled the Co-Lending platform. • Led the architecture and development of a Unified Lending Stack, streamlining the end-to-end lending process. • Built and managed a high-performing team focused on platform development and management. • Experimented with LLM models, went live with 3-4 solutions. • Led the AI engineering team.

Product Lead at Homeville Group, Nov 2019 - Sep 2022 · 2 yrs 11 mos, Mumbai Area, India, • Led the development IMS Lending Stack, facilitating end-to-end digital lending. • Built the team. • Successfully went live with the Co-Lending platform, enhancing lending capabilities.

Senior Software Engineer at Homeville Group, Apr 2019 - Nov 2019 · 8 mos, Mumbai Area, India, Built POC around Co-Lending/IMS Lending Platform.

Co-Founder & CTO at Ambulance.run ( GoldenHour Systems Pvt Ltd ), Jun 2016 - Feb 2019 · 2 yrs 9 mos, Mumbai Area, India, Built the whole platform from scratch. Hired/Trained the team around the product.

Ambassador at Center for Cyber Forensics and Information Security (CCFIS), Nov 2014 - May 2016 · 1 yr 7 mos, Jaipur Area, India

Education

Bachelor of Technology, Computer Science, amity University

Public links

github: https://github.com/ys-cashflo