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Nimish Mangal

Uni Cards | Founding Team Member - Akudo (YC S21) | IIT Delhi

Bengaluru
Hiring

Product Manager 2

Uni Cards

Uni Cards logo

I'm hiring for Product Management. I am looking for a Product Manager 2 to help Uni Cards reshape the credit landscape for millions of users.

Bengaluru

₹50 LPA

CTC

5–7 years

Exp

Wfo

Work mode

About Nimish

Uni Cards
Jan 202610 mosPresent

On-site

Uni Cards
Jan 20251 yrDec 2025

Bengaluru, Karnataka, India

Uni Cards
Jan 20241 yr 1 moJan 2025

On-site

Akudo
Aug 20212 yrs 6 mosJan 2024

Bangalore Urban, Karnataka, India

Responsible for user research, analytics, and enhancing the key aspects of the user journey, including onboarding, retention, and monetization - Orchestrated the development and integration of UPI on PPI, collaborating with NPCI, which led to a 10X increase in GTV - Redesigned the rewards program and strategically planned the release of changes through rigorous A/B testing which led to a reduction in rewards burn by 80% without negatively impacting GTV
Capital One
Jan 20218 mosAug 2021

Bengaluru, Karnataka, India

- Digitally transformed the way customer complaints were assessed by creating a suite of text classification models to scan customer complaints about potential regulatory breaches - Designed a monitoring framework for NLP models by formulating key monitoring metrics to ensure the sustainability of model
Capital One
Jun 20191 yr 7 mosDec 2020

Bangalore, India

- Designed a data-driven pricing strategy to aid the re-negotiations of repossession contracts ($100 MM+ portfolio) and reduce the overall repossession expense - Evaluated the viability of machine learning algorithms (XGBoost, Decision Trees) to identify a population that is easy to repossess
Capital One
May 20183 mosJul 2018

India

Classification of Documents received at the time of loan funding - Designed a layout based supervised CNN classifier to categorize documents, achieving an accuracy of above 97% - Created an unsupervised model to extract a particular type of document from the dataset using the concept of Transfer Learning - Built an Autoencoder and created feature maps of the images to classify them in an unsupervised manner

Nimish’s AI Stack

aistudio
aistudio
gemini
gemini
openai
openai
perplexity
perplexity

Education

Indian Institute of Technology, Delhi

Bachelor of Technology (B.Tech.), Electrical and Electronics Engineering

Indian Institute of Technology, Delhi

20154 yrs2019

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Nimish Mangal on Tal

Headline

Uni Cards | Founding Team Member - Akudo (YC S21) | IIT Delhi

About

Experienced Software Analyst with a demonstrated history of working in the financial services industry. Skilled in Data Analysis, Logistic Regression, Python (Programming Language), C++, and Natural Language Processing (NLP). Strong engineering professional with a Bachelor of Technology (B.Tech.) focused in Electrical and Electronics Engineering from Indian Institute of Technology, Delhi.

Location

Bengaluru

AI stack

aistudio

gemini

openai

perplexity

Work experience

Associate Director Product Manager at Uni Cards, Jan 2026 - Present · 10 mos, On-site

Senior Product Manager at Uni Cards, Jan 2025 - Dec 2025 · 1 yr, Bengaluru, Karnataka, India

Product Manager at Uni Cards, Jan 2024 - Jan 2025 · 1 yr 1 mo, On-site

Product Lead at Akudo, Aug 2021 - Jan 2024 · 2 yrs 6 mos, Bangalore Urban, Karnataka, India, Responsible for user research, analytics, and enhancing the key aspects of the user journey, including onboarding, retention, and monetization - Orchestrated the development and integration of UPI on PPI, collaborating with NPCI, which led to a 10X increase in GTV - Redesigned the rewards program and strategically planned the release of changes through rigorous A/B testing which led to a reduction in rewards burn by 80% without negatively impacting GTV

Product Manager at Capital One, Jan 2021 - Aug 2021 · 8 mos, Bengaluru, Karnataka, India, - Digitally transformed the way customer complaints were assessed by creating a suite of text classification models to scan customer complaints about potential regulatory breaches - Designed a monitoring framework for NLP models by formulating key monitoring metrics to ensure the sustainability of model

Associate Business Analyst at Capital One, Jun 2019 - Dec 2020 · 1 yr 7 mos, Bangalore, India, - Designed a data-driven pricing strategy to aid the re-negotiations of repossession contracts ($100 MM+ portfolio) and reduce the overall repossession expense - Evaluated the viability of machine learning algorithms (XGBoost, Decision Trees) to identify a population that is easy to repossess

Intern at Capital One, May 2018 - Jul 2018 · 3 mos, India, Classification of Documents received at the time of loan funding - Designed a layout based supervised CNN classifier to categorize documents, achieving an accuracy of above 97% - Created an unsupervised model to extract a particular type of document from the dataset using the concept of Transfer Learning - Built an Autoencoder and created feature maps of the images to classify them in an unsupervised manner

Education

Bachelor of Technology (B.Tech.), Electrical and Electronics Engineering, Indian Institute of Technology, Delhi

Nimish Mangal - Associate Director Product Manager in Bengaluru | Tal