About
National Sales Head | Salaried Personal Loans (DSA Channel) | Muthoot Finance Limited As the National Sales Head at Muthoot Finance Limited, I currently lead the Salaried Personal Loans business through the DSA channel, driving customer acquisition, channel expansion, and portfolio growth across India. With extensive experience in retail lending and financial services, my focus is on building scalable acquisition engines, strengthening distribution networks, and driving profitable growth through data-driven sales strategies. I am responsible for expanding market reach, enhancing partner productivity, developing new growth opportunities, and ensuring strong portfolio quality. Key Areas of Expertise: ✔ Salaried Personal Loans & Retail Lending ✔ DSA Channel Management & Expansion ✔ Customer Acquisition & Market Development ✔ Cross-Sell & Upsell Strategy ✔ Sales Team & Distribution Network Scaling ✔ Digital Sales & Contact Center Enablement ✔ Product Development & Business Growth ✔ Portfolio Quality & Risk Management Having held leadership roles at IDFC FIRST Bank and Aditya Birla Finance, I bring deep expertise in personal loans, unsecured lending, open-market acquisition, and technology-enabled sales models. My passion lies in building high-performance teams, creating scalable distribution ecosystems, and delivering sustainable business growth. Always open to connecting with professionals across the banking, fintech, and financial services ecosystem.Open to leadership opportunities across Retail Assets, Unsecured Lending, DSA, Distribution and Business Development.
Work experience
National Sales Manager at MUTHOOT FINANCE LTD, Nov 2024 - Present · 1 yr 9 mos, Bengaluru
Zonal Head at IDFC FIRST Bank, Aug 2021 - Nov 2024 · 3 yrs 4 mos, Bangalore Urban, Karnataka, India, Personal Loans | X-sell | South Zone
Retail Small Ticket loans - Regional Sales Manager - South at Aditya Birla Finance Limited, Oct 2019 - Aug 2021 · 1 yr 11 mos, Bengaluru Area, India, Small ticket unsecured loans|DSA|Open Market customer acquisition|South Zone
Regional Manager - Digital Business at Aditya Birla Finance Limited, Jul 2016 - Oct 2019 · 3 yrs 4 mos, Bangalore, Digital unsecured loans|DSA|Open Market customer acquisition|South Zone
AVP - Sales at NeoGrowth Credit Pvt. Ltd., Nov 2013 - Jun 2016 · 2 yrs 8 mos, Bangalore, Fintech|Open Market|DSA|Merchant Cash Advance|Unsecured Business loan| South Zone
Partner Account Management at Tata Teleservices Ltd, Sep 2012 - Nov 2013 · 1 yr 3 mos, Bangalore, Enterprise telecom solutions|SME|MSME|Karnataka
Retail Wireline Sales - Bangalore at Tata Teleservices Ltd, Feb 2011 - Sep 2012 · 1 yr 8 mos, Bangalore, Sales & Distribution|Retail broadband solutions|Karnataka
