---
title: "Ayush Saraf - Content Creator in New Delhi | Tal"
description: "Meet Ayush Saraf, Data & Business Analyst | SQL · Python · Excel | Credit Risk & Borrower Segmentation | B.Com Hons 2025, Delhi University | Open to Work based in New Delhi. Explore public work links including github."
image: "https://tal.club/meet/ayush-saraf/share-image"
---

# Ayush Saraf on Tal

## Headline

Data & Business Analyst \| SQL · Python · Excel \| Credit Risk & Borrower Segmentation \| B\.Com Hons 2025, Delhi University \| Open to Work

## About

I don't come from an engineering background, and that's exactly why I think differently about data\. I'm a B\.Com Honours graduate from SGTB Khalsa College, Delhi University \(2025\), self\-taught in SQL, Python, and Excel\. Analytics wasn't part of my plan\. It started with an R programming subject in my final semester that made me realise I was more interested in why businesses fail than in memorising accounting standards\. That curiosity turned into 6\+ months of building real projects on real datasets\. Since then I've analysed a $163M LendingClub lending portfolio to find default risk patterns, built store\-level efficiency metrics across a 62K\-order global retail dataset, and started a credit card default analysis on 30K UCI records\. I also run a YouTube channel \(@ayushqueries\) where I publish SQL and Python walkthroughs, because teaching something is the fastest way to know if you actually understand it\. What I bring: SQL \(PostgreSQL\) and Python \(Pandas\) for analysis Excel and Power BI for reporting Credit risk and borrower segmentation as my core domain A business lens, because I care about the decision, not just the output I'm actively looking for Data Analyst or Business Analyst roles, preferably in fintech, BFSI, or analytics\-first firms\. If you're hiring or know someone who is, let's connect\.

## Location

New Delhi

## Work experience

Content Creator at YouTube, Feb 2026 \- Present · 4 mos, Remote, Publishing end\-to\-end data analytics content on YouTube focused on SQL, Python, and real\-world project walkthroughs for aspiring data and business analysts\. Content areas include SQL interview preparation \(covering joins, window functions, CTEs, and aggregations\), Python data cleaning with Pandas, credit risk analysis, and solving hard problems from platforms like DataLemur with alternative approaches\. Projects covered on the channel include a full Credit Risk and Borrower Analysis project built in SQL, Python, and Excel, walking through data cleaning, segmentation, and business insight generation on a $163M lending portfolio\. Building in public as a self\-taught analyst, with the goal of making complex data concepts accessible to non\-engineering graduates entering the analytics field\.

Content Writer at Delhi Odia Students' Association, 2023 \- 2024 · 1 yr, Drove 30–40% increase in community participation through event\-focused content strategy as Content Writer for the Delhi Odia Students' Association\. Received official L\.O\.R\.

## Education

Senior Secondary Education, Delhi Public School \- India

Bachelor of Commerce \(Honours\), Business/Commerce, General, Sri Guru Tegh Bahadur Khalsa College

## Public links

- github: https://github\.com/AQUAJAVA

[View the original profile](https://tal.club/meet/ayush-saraf)

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