Ayush A. profile photo 1 on Tal

Ayush A.

Engineering Leader | Builder of Scalable Fintech Platforms & High-Performing Teams | Java • Cloud • Distributed Systems

Greater Bengaluru Area

8+ years of work experience

PayU
Apr 20265 mosPresent

Bengaluru, Karnataka, India

PayU
Apr 20251 yrMar 2026

Bengaluru, Karnataka, India

PayU
Jul 20213 yrs 9 mosMar 2025

Bangalore Urban, Karnataka, India

Envestnet | Yodlee India
Aug 20201 yrJul 2021

Bengaluru, Karnataka, India

Envestnet | Yodlee India
Feb 20206 mosJul 2020

Bengaluru, Karnataka, India

Envestnet | Yodlee India
Aug 20181 yr 6 mosJan 2020

Bengaluru, Karnataka, India

Jun 20143 mosAug 2014

Pune/Pimpri-Chinchwad Area

Ayush’s AI Stack

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hugging face
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mcp
mcp
Chroma
Chroma

Education

Bachelor of Technology - BTech, Computer Science

Bharati Vidyapeeth Deemed University,College of Enginering

20114 yrs2015

SSC & HSC, Physics, Chemistry, Maths

ESS ESS CONVENT SCHOOL

199515 yrs2010

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Headline

Engineering Leader | Builder of Scalable Fintech Platforms & High-Performing Teams | Java • Cloud • Distributed Systems

About

Engineering Manager with 10+ years of experience building scalable fintech products, leading engineering teams, and delivering high-performance platforms. My experience spans software engineering, system architecture, product development, and technical leadership, with expertise in Java, Spring Boot, Golang, PHP, AWS, Kafka, Microservices, Distributed Systems, MySQL, Redis, and Cloud technologies. Currently at PayU, I lead engineering initiatives focused on secure, scalable, and reliable payment solutions. I work closely with Product, Business, Architecture, QA, and Operations teams to align technology execution with business goals while driving engineering excellence and delivery predictability. Over the years, I have led teams, mentored engineers, driven architectural decisions, improved development processes, and delivered large-scale systems handling high transaction volumes. I enjoy building strong engineering cultures centered on ownership, collaboration, innovation, and continuous improvement. Key initiatives include: • Subscription Platform supporting recurring payments across Cards, UPI, and Net Banking. • Risk & Fraud Services optimized through asynchronous processing and distributed architectures, delivering significant performance and reliability improvements. • Multi-Currency Payment Processing enabling merchants to accept international card transactions seamlessly. • Advertisements on Checkout, a high-throughput platform serving targeted advertisements on payment checkout pages. • Card Tokenization & Subscription Mandates aligned with RBI regulations through reusable integration frameworks. • Cybersource 3DS2 Integration for secure VISA and Mastercard authentication flows. I also have a strong interest in AI-powered engineering. I have built internal solutions for automated code reviews and intelligent log analysis to improve engineering productivity, code quality, and incident investigation. Before PayU, I spent nearly six years at Envestnet | Yodlee, leading distributed teams, improving operational efficiency, and building monitoring and analytics platforms for large-scale financial systems. Passionate about engineering leadership, fintech innovation, system design, distributed systems, and developing high-performing teams that deliver meaningful business impact. Skills: Engineering Management, Technical Leadership, People Management, Java, Spring Boot, Golang, AWS, Kafka, Microservices, Distributed Systems, System Design, CI/CD, Kubernetes, MySQL, Redis, Fintech, Product Development, and AI-Driven Engineering.

Location

Greater Bengaluru Area

AI stack

hugging face

langchain

langfuse

langgraph

mcp

Chroma

Work experience

Engineering Manager at PayU, Apr 2026 - Present · 5 mos, Bengaluru, Karnataka, India

Lead Software Engineer at PayU, Apr 2025 - Mar 2026 · 1 yr, Bengaluru, Karnataka, India

Senior Software Engineer at PayU, Jul 2021 - Mar 2025 · 3 yrs 9 mos, Bangalore Urban, Karnataka, India

Lead at Envestnet | Yodlee India, Aug 2020 - Jul 2021 · 1 yr, Bengaluru, Karnataka, India

Member Of Technical Staff at Envestnet | Yodlee India, Feb 2020 - Jul 2020 · 6 mos, Bengaluru, Karnataka, India

Senior Software Engineer at Envestnet | Yodlee India, Aug 2018 - Jan 2020 · 1 yr 6 mos, Bengaluru, Karnataka, India

Intern at SIDHHMAA TECHNOLOGIES PVT.LTD., Jun 2014 - Aug 2014 · 3 mos, Pune/Pimpri-Chinchwad Area

Education

Bachelor of Technology - BTech, Computer Science, Bharati Vidyapeeth Deemed University,College of Enginering

SSC & HSC, Physics, Chemistry, Maths, ESS ESS CONVENT SCHOOL