---
title: "Avanika Bikkarane Rathnakar - Program Manager - Lending Business in Greater Bengaluru Area | Tal"
description: "Meet Avanika Bikkarane Rathnakar, Navi | Unilever (UFLP) | ISB Co'22 (YLP 2019) | Citi based in Greater Bengaluru Area. AI stack includes antigravity and codex."
image: "https://tal.club/meet/avanika-bikkarane-rathnakar/share-image"
---

# Avanika Bikkarane Rathnakar on Tal

## Headline

Navi \| Unilever \(UFLP\) \| ISB Co'22 \(YLP 2019\) \| Citi

## Location

Greater Bengaluru Area

## AI stack

antigravity

codex

## Work experience

Program Manager \- Lending Business at Navi, Jan 2024 \- Aug 2025 · 1 yr 8 mos

Program Manager \- Strategy & Business Operations at Navi, Dec 2022 \- Jan 2024 · 1 yr 2 mos

Unilever Future Leaders Programme \- Management Trainee at Unilever, Jun 2022 \- Dec 2022 · 7 mos, Mumbai, Maharashtra, India

Software Analyst at Citi, Aug 2020 \- May 2021 · 10 mos, Pune, Maharashtra, India, Product Control, Global Functions Technology Services

Software Analyst at Citi, Jul 2019 \- Aug 2020 · 1 yr 2 mos, Pune, Maharashtra, India, Data & Analytics, Securities Services Technology

Technical Head at ISTE NITK, Jun 2018 \- May 2019 · 1 yr, Mangalore, Karnataka, India

Software Analyst at Citi, May 2018 \- Jul 2018 · 3 mos, Pune, Maharashtra, India

Executive Member at ISTE NITK, Aug 2016 \- May 2019 · 2 yrs 10 mos, Mangalore, Karnataka, India

## Education

Master of Business Administration \- MBA, Indian School of Business

Bachelor of Technology \- BTech, Chemical Engineering, National Institute of Technology Karnataka

[View the original profile](https://tal.club/meet/avanika-bikkarane-rathnakar)

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